# Living in Cross Roads, TX: Realust Score 71

> Source: Realust (realust.com), data as of October 2026. Cite: https://realust.com/city/cross-roads/

URL: https://realust.com/city/cross-roads/
County: Denton
Realust Score: 71/100 (B-, Above Average), tied for #66 of 84. Base 71 + price-tier bonus 0.
Category scores: Prosperity 78, Schools 79, Safety 41, Lifestyle 81, Market 75, Affordability 94, Commute 56, Growth 79
Median home price: $328K
Population: 2,035
Market momentum: Growing (home prices -6.5% over 1 year, +0.9% over 5 years)

Cross Roads is a small, semi-rural bedroom community with a strong small-town feel, good schools (confirm zoning), and affordable single-family housing—best for buyers seeking quieter, family-oriented living with larger lots and lower home prices while accepting limited local services, reliance on nearby cities for shopping and medical care, and a car-dependent lifestyle. Cross Roads offers established neighborhoods and newer subdivisions on modest-to-large lots, a low-density street network, and easy drives to Denton, Argyle and nearby highways; residents typically enjoy lower housing entry costs than some neighboring suburbs, community events and proximity to quality schools, but should expect minimal local retail, few restaurants and limited municipal amenities. Tradeoffs include potential variability in utility setups (some properties on septic/well), possible special tax districts or recent development assessments, seasonal commuter congestion on key routes, and floodplain considerations on lower lying parcels.

Strengths:
- Quiet, tree-lined roads and spacious lots feel rural while still being accessible to Denton and the DFW metroplex.
- No municipal property tax means lower overall tax bills compared with nearby cities.
- High-quality public schools in Denton ISD and Aubrey ISD attract families.

Trade-offs:
- While there is basic retail along Highway 380, major shopping, entertainment, and nightlife require a drive.
- As population increases, balancing new development with the historic country feel is an ongoing community focus.
- Larger lots and regional demand have driven home values up, making entry cost higher than in some other small North Texas towns.

Data:
- Demographics / Population: Total Population 2,035; People per sq mile 306; 5-Year Growth +54.5%
- Demographics / Mobility & Migration: Moved Last Year 13.2%; Same Home 1+ Year 86.8%; From Out of State 2.7%; From Different County 5.8%
- Demographics / Age Distribution: Under 18 21.9%; 25-34 12.0%; 35-44 18.7%; 65+ 14.1%; Median Age 42.3 years
- Demographics / Households: Avg Household Size 2.8; Family Households 80.0%; Homeownership Rate 86.4%; With Kids 32.5%; Married 68.4%; Single Parent 5.7%; Living Alone 15.6%; Seniors Alone 1.6%
- Demographics / Education Level: High School+ 94.7%; Bachelor's+ 47.9%; Graduate Degree 16.1%
- Demographics / Connectivity & Remote Work: Broadband Access 99.3%; Have Computer 99.2%; Work From Home 16.9%
- Real Estate / Home Prices: Per Sq Ft $289; Starter Home $314,900; Median Price $328,102; Premium Home $4,999,100
- Real Estate / Home Price Trends: 1-Year Change -6.5%; 5-Year Change +0.9%
- Real Estate / Market Health: Active Listings 489; Median Days on Market 157; Under Contract 28.3%; Price Reduced 20%
- Real Estate / Market Insights: Cheaper to Buy $408/mo; Seller's market 2.5 mo; Rental Yield 8.1%; Income to Buy 2.6x; vs Region Avg +28%
- Real Estate / Fit Scores: Remote Work Fit 84; Family Fit 51; Investment 100
- Real Estate / Typical Home: Sq Ft 2,714; Beds 3.9; Baths 3.1; Lot Sq Ft 184,174; Year Built 2005; Garage 2.2-car
- Real Estate / Property Mix: Single Family 77.5%; Townhome 0%; Condo 0%
- Real Estate / Common Features: Pool 17.5%; Garage 77.5%; Single Story 37.5%; Fireplace 55%; Central Air 70%; Waterfront 7.5%
- Real Estate / Costs & Ownership: Est. Monthly Payment $1,817; Median Rent $2,225; Avg HOA Fee $45/mo; Have HOA 67.5%
- Real Estate / Investment Indicators: Rental Vacancy 0%; New Construction 0%; Per Bedroom $108,800
- Lifestyle / Lifestyle Scores: Area Feel Rural; Family Friendly 6.7; Outdoor Activities 4.7; Nightlife 4.7; Health & Fitness 6; Diversity 7.3; Weather 6.7
- Lifestyle / Nearby Amenities (within 5 miles): Restaurants 60+; Parks 60+; Gyms 43; Grocery 3; Coffee 43; Bars 15; Daycares 60+; Hospitals 7; Pharmacies 21; Dentists 60+; Libraries 10; Dog Parks 60+; Museums 1
- Lifestyle / Getting Around: Walk Score 21; Bike Score 23
- Lifestyle / Seasonal Temperatures (high / low): January 56° / 38°; April 74° / 55°; July 94° / 77°; October 77° / 58°
- Lifestyle / Annual Conditions: Sunny Days/Year 227; Rainy Days/Year 138; Annual Rainfall 49.9"
- Crime & Safety / Safety Overview: Violent crime (per 1,000) 0; Property crime (per 1,000) 29.48
- Crime & Safety / Violent Crime (per 100,000): Assault 49.12; Robbery 0; Murder 0; Rape 0
- Crime & Safety / Property Crime (per 100,000): Burglary 147.35; Theft 2406.68; Vehicle Theft 0
- Job Market / Income: Median Household $124,145; Average Household $150,587; Per Capita $55,222
- Job Market / Employment: Unemployment Rate 10.1%; Job Growth (1 yr) +6.5%; Poverty Rate 6.9%
- Job Market / Income Distribution: $150k+ 35.2%; $100k-$150k 25.7%; $75k-$100k 11.1%; $50k-$75k 10.7%; $25k-$50k 13.2%; Under $25k 4.1%
- Education / School District: Primary district Aubrey ISD; District Grade B+; State Ranking Top 41%
- Education / Schools: Elementary 4; Middle 2; High School 1
- Education / Academic Info: Student-Teacher Ratio 15.8:1
- Education / Graduation Rates (Class of 2024): Graduation Rate 95.5%; Dropout Rate 2.8%
- Education / College Readiness (Class of 2023): Took SAT/ACT 68%; College Ready 21.1%; TSI Ready 31.0%
- Transportation / Mobility Scores: Walk Score 21; Bike Score 23
- Transportation / Commute: Avg Minutes 42; Drive Alone 68.7%; Carpool 10.6%; Work from Home 16.9%
- Transportation / Distance To: Downtown Dallas 43.6 mi; DFW Airport 32.1 mi; Love Field 40.3 mi
- Cost of Living / Cost Index (100 = National Average): Overall 100; Housing 113; Utilities 97; Groceries 100; Transportation 102; Healthcare 100
- Cost of Living / Monthly Utilities: Electric $142; Water $52; Gas $44; Internet $72
- Cost of Living / Everyday Costs: Monthly Groceries (Family of 4) $823; Gas Price (per gallon) $2.82
- Cost of Living / Taxes: Sales Tax Rate 8.3%; Property Tax Rate 2.2%

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