# Living in Oak Point, TX: Realust Score 74

> Source: Realust (realust.com), data as of October 2026. Cite: https://realust.com/city/oak-point/

URL: https://realust.com/city/oak-point/
County: Denton
Realust Score: 74/100 (B, Good), tied for #54 of 84. Base 72 + price-tier bonus 2.
Category scores: Prosperity 77, Schools 78, Safety 50, Lifestyle 81, Market 75, Affordability 79, Commute 54, Growth 84
Median home price: $512K
Population: 5,887
Market momentum: Strong growth (home prices +0.5% over 1 year, +53.1% over 5 years)

Oak Point is a lakeside, family-friendly suburb with a mix of waterfront and non-waterfront homes, strong school options nearby, and a suburban-rural balance—good for buyers who want recreational lake access, larger lots and a peaceful community while accepting commute times, limited local retail, and some floodplain/shoreline constraints. Oak Point blends established subdivisions, newer developments and several properties with direct access or views to Lewisville Lake; residents enjoy boating, trails, parks and a more relaxed pace than denser suburbs, plus generally solid resale demand when homes are well maintained and near sought after schools. Tradeoffs include higher insurance or mitigation needs for low lying lots, potential shoreline easements and permitting limits on docks or seawalls, modest local commercial services that require short drives for grocery /medical, and commuter congestion on key arterials at peak times.

Strengths:
- Lewisville Lake access offers boating, fishing, paddle sports, parks, and scenic trails.
- More affordable than some lakefront cities like Highland Village while still offering access to similar recreation.
- Proximity to US-380 and other highways makes jobs in Dallas, Plano, and Denton reachable by car.

Trade-offs:
- Limited public transportation options mean most errands and commutes require a vehicle.
- Local dining and entertainment are growing but still more subdued compared with larger suburbs.
- School zoning variability — Experiences can vary widely depending on which district/neighborhood your home falls in.

Data:
- Demographics / Population: Total Population 5,887; People per sq mile 1,041; 5-Year Growth +33.5%
- Demographics / Mobility & Migration: Moved Last Year 13.1%; Same Home 1+ Year 86.9%; From Out of State 1.1%; From Different County 10.2%
- Demographics / Age Distribution: Under 18 28.3%; 25-34 20.9%; 35-44 19.7%; 65+ 13.0%; Median Age 34.5 years
- Demographics / Households: Avg Household Size 2.7; Family Households 71.1%; Homeownership Rate 89.5%; With Kids 38.8%; Married 60.5%; Single Parent 6.2%; Living Alone 16.6%; Seniors Alone 5.7%
- Demographics / Education Level: High School+ 95.5%; Bachelor's+ 51.8%; Graduate Degree 15.9%
- Demographics / Connectivity & Remote Work: Broadband Access 98.5%; Have Computer 99.3%; Work From Home 34.5%
- Real Estate / Home Prices: Per Sq Ft $208; Starter Home $425,500; Median Price $511,990; Premium Home $890,000
- Real Estate / Home Price Trends: 1-Year Change +0.5%; 5-Year Change +53.1%
- Real Estate / Market Health: Active Listings 349; Median Days on Market 93; Under Contract 29.1%; Price Reduced 10.1%; Sale-to-List Ratio 98.5%
- Real Estate / Market Insights: Cheaper to Buy $131/mo; Seller's market 2.4 mo; Rental Yield 6.4%; Income to Buy 4.1x; vs Region Avg -8%
- Real Estate / Fit Scores: Remote Work Fit 100; Family Fit 53; Investment 100
- Real Estate / Typical Home: Sq Ft 2,769; Beds 3.8; Baths 3.5; Lot Sq Ft 36,222; Year Built 2019; Garage 2.2-car
- Real Estate / Property Mix: Single Family 75%; Townhome 6.9%; Condo 0%
- Real Estate / Common Features: Pool 3.2%; Garage 88.8%; Single Story 35.1%; Fireplace 28.7%; Central Air 28.7%; Waterfront 4.8%
- Real Estate / Costs & Ownership: Est. Monthly Payment $2,594; Median Rent $2,725; Avg HOA Fee $77/mo; Have HOA 36.7%
- Real Estate / Investment Indicators: Rental Vacancy 0%; Foreclosure 0.5%; New Construction 64.4%; Per Bedroom $135,207
- Lifestyle / Lifestyle Scores: Area Feel Rural; Family Friendly 6.7; Outdoor Activities 4.7; Nightlife 5.3; Health & Fitness 6; Diversity 7.3; Weather 6.7
- Lifestyle / Nearby Amenities (within 5 miles): Restaurants 60+; Parks 60+; Gyms 28; Grocery 4; Coffee 25; Bars 15; Daycares 60+; Hospitals 1; Pharmacies 7; Dentists 42; Libraries 6; Dog Parks 60+
- Lifestyle / Getting Around: Walk Score 3; Bike Score 23
- Lifestyle / Seasonal Temperatures (high / low): January 56° / 38°; April 74° / 55°; July 94° / 77°; October 77° / 58°
- Lifestyle / Annual Conditions: Sunny Days/Year 227; Rainy Days/Year 138; Annual Rainfall 49.9"
- Crime & Safety / Violent Crime (per 100,000): Assault 0; Robbery 0; Rape 0
- Crime & Safety / Property Crime (per 100,000): Burglary 0; Theft 0; Vehicle Theft 0
- Job Market / Income: Median Household $126,290; Average Household $137,824; Per Capita $50,943
- Job Market / Employment: Unemployment Rate 1.7%; Job Growth (1 yr) +5.6%; Poverty Rate 1.5%
- Job Market / Income Distribution: $150k+ 34.2%; $100k-$150k 22.5%; $75k-$100k 24.0%; $50k-$75k 7.5%; $25k-$50k 8.8%; Under $25k 3.0%
- Education / School District: Primary district Little Elm ISD; District Grade B+; State Ranking Top 48%
- Education / Schools: Elementary 6; Middle 2; High School 1
- Education / Middle Schools: Rodriguez Middle B (80)
- Education / Academic Info: Student-Teacher Ratio 15:1
- Education / Graduation Rates (Class of 2024): Graduation Rate 94.7%; Dropout Rate 4.3%
- Education / College Readiness (Class of 2023): Took SAT/ACT 97%; College Ready 12.1%; TSI Ready 21.7%
- Transportation / Mobility Scores: Walk Score 3; Bike Score 23
- Transportation / Commute: Avg Minutes 33; Drive Alone 55.5%; Carpool 10.0%; Work from Home 34.5%
- Transportation / Distance To: Downtown Dallas 39.4 mi; DFW Airport 27.4 mi; Love Field 36 mi
- Transportation / EV Charging: Public Stations 9; DC Fast Ports 12; Level 2 Ports 16
- Cost of Living / Cost Index (100 = National Average): Overall 101; Housing 113; Utilities 97; Groceries 100; Transportation 102; Healthcare 100
- Cost of Living / Monthly Utilities: Electric $142; Water $52; Gas $44; Internet $72
- Cost of Living / Everyday Costs: Monthly Groceries (Family of 4) $823; Gas Price (per gallon) $2.82
- Cost of Living / Taxes: Sales Tax Rate 8.3%; Property Tax Rate 2.2%

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