# Living in Prosper, TX: Realust Score 92

> Source: Realust (realust.com), data as of October 2026. Cite: https://realust.com/city/prosper/

URL: https://realust.com/city/prosper/
County: Collin
Realust Score: 92/100 (A, Excellent), tied for #8 of 84. Base 87 + price-tier bonus 5.
Category scores: Prosperity 100, Schools 90, Safety 84, Lifestyle 89, Market 75, Affordability 81, Commute 59, Growth 82
Median home price: $758K
Population: 37,869
Market momentum: Strong growth (home prices -5.4% over 1 year, +18.0% over 5 years)

Prosper, TX is an affluent, fast-growing north Collin/Denton edge suburb that feels intentionally “upscale-new”—master-planned neighborhoods, newer schools, and a family-centric atmosphere tied to youth sports and community events. You’ll see larger newer homes, higher-end finishes, and a more curated suburban look than many nearby towns, with growth pushing north and west as Prosper blends into Frisco, Celina, and the expanding US-380 corridor. Day-to-day life is car-dependent but convenient if your routines are north Dallas–oriented: a lot of shopping, dining, and entertainment happens in Frisco/Plano (and increasingly along the tollway corridor), while Prosper continues adding local retail and services. Commutes typically run down the Dallas North Tollway or across US-380, where peak-hour congestion and ongoing construction can meaningfully change travel times. Schools are a major draw (Prosper ISD is a common reason people choose the area), and that demand shows up in pricing and property taxes. The upside is a polished, amenity-rich, newer suburban environment with strong momentum; the tradeoffs are higher costs, heavier traffic as the region fills in, and the feeling that infrastructure is still catching up to growth.

Strengths:
- Top-rated Prosper ISD – Known for strong academics, athletics, and impressive new school facilities
- Beautiful, newer neighborhoods – Modern homes, community pools, trails, and clubhouses
- Strong property values – Desirable location supports long-term home investment
- Family-focused lifestyle – Parks, sports leagues, and neighborhood events are central to life

Trade-offs:
- High home prices – Luxury market dominates; fewer budget-friendly options
- Property taxes and HOA fees – Typical of master-planned communities
- Limited nightlife and urban amenities – More residential than entertainment-focused
- Distance from Dallas – Commutes can run 45–60 minutes depending on traffic

Data:
- Demographics / Population: Total Population 37,869; People per sq mile 1,501; 5-Year Growth +68.2%
- Demographics / Mobility & Migration: Moved Last Year 14.3%; Same Home 1+ Year 85.7%; From Out of State 3.0%; From Different County 4.4%
- Demographics / Age Distribution: Under 18 32.7%; 25-34 8.1%; 35-44 18.0%; 65+ 9.2%; Median Age 37.6 years
- Demographics / Households: Avg Household Size 3.4; Family Households 89.6%; Homeownership Rate 87.9%; With Kids 60.1%; Married 81.0%; Single Parent 3.5%; Living Alone 7.9%; Seniors Alone 3.5%
- Demographics / Education Level: High School+ 97.8%; Bachelor's+ 66.5%; Graduate Degree 25.2%
- Demographics / Connectivity & Remote Work: Broadband Access 98.1%; Have Computer 99.9%; Work From Home 33.4%
- Real Estate / Home Prices: Per Sq Ft $245; Starter Home $703,990; Median Price $757,804; Premium Home $1,159,900
- Real Estate / Home Price Trends: 1-Year Change -5.4%; 5-Year Change +18%
- Real Estate / Rent Trends: 1-Year Change +2%; 5-Year Change +21.3%
- Real Estate / Market Health: Active Listings 244; Median Days on Market 81; Under Contract 33.7%; Price Reduced 4%; Sale-to-List Ratio 94.8%
- Real Estate / Market Insights: Cheaper to Rent $1,736/mo; Seller's market 2 mo; Rental Yield 3.9%; Income to Buy 3.9x; vs Region Avg +9%
- Real Estate / Fit Scores: Remote Work Fit 91; Family Fit 65; Investment 67
- Real Estate / Typical Home: Sq Ft 3,424; Beds 4.3; Baths 4.4; Lot Sq Ft 12,645; Year Built 2022; Garage 2.6-car
- Real Estate / Property Mix: Single Family 94.5%; Townhome 0%; Condo 0%
- Real Estate / Common Features: Pool 5.5%; Garage 100%; Single Story 21.5%; Fireplace 21%; Central Air 14%; Waterfront 1%
- Real Estate / Costs & Ownership: Est. Monthly Payment $4,198; Median Rent $2,462; Avg HOA Fee $119/mo; Have HOA 19.5%
- Real Estate / Investment Indicators: Rental Vacancy 1.8%; New Construction 85%; Per Bedroom $212,189
- Lifestyle / Lifestyle Scores: Area Feel Sparse Suburban; Family Friendly 8.7; Outdoor Activities 4.7; Nightlife 4.7; Health & Fitness 7.3; Diversity 6; Weather 6.7
- Lifestyle / Nearby Amenities (within 5 miles): Restaurants 60+; Parks 60+; Gyms 60+; Grocery 6; Coffee 60+; Bars 31; Theaters 2; Daycares 60+; Hospitals 28; Pharmacies 25; Dentists 60+; Libraries 2; Dog Parks 60+; Museums 2
- Lifestyle / Getting Around: Walk Score 11; Bike Score 24
- Lifestyle / Seasonal Temperatures (high / low): January 56° / 39°; April 74° / 55°; July 94° / 77°; October 77° / 58°
- Lifestyle / Annual Conditions: Sunny Days/Year 218; Rainy Days/Year 147; Annual Rainfall 53.3"
- Crime & Safety / Safety Overview: Safety Grade B+; Violent crime (per 1,000) 0.55; Property crime (per 1,000) 8.64
- Crime & Safety / Violent Crime (per 100,000): Assault 36.9; Robbery 0; Murder 0; Rape 17.37
- Crime & Safety / Property Crime (per 100,000): Burglary 108.54; Theft 833.6; Vehicle Theft 56.44
- Job Market / Income: Median Household $195,281; Average Household $240,347; Per Capita $72,601
- Job Market / Employment: Unemployment Rate 5.6%; Job Growth (1 yr) +11.3%; Poverty Rate 5.5%
- Job Market / Income Distribution: $150k+ 65.1%; $100k-$150k 15.6%; $75k-$100k 5.5%; $50k-$75k 5.2%; $25k-$50k 4.4%; Under $25k 4.2%
- Education / School District: Primary district Prosper ISD; District Grade A; State Ranking Top 4%
- Education / Schools: Elementary 19; Middle 5; High School 4
- Education / Elementary Schools: Jim Spradley Elementary A (95); Ralph And Mary Lynn Boyer Elementary A (94)
- Education / Middle Schools: Lorene Rogers Middle A (93); Bill Hays Middle A (92)
- Education / High Schools: Rock Hill High School A (92); Prosper High School A (90)
- Education / Academic Info: Student-Teacher Ratio 14.7:1
- Education / Graduation Rates (Class of 2024): Graduation Rate 99.1%; Dropout Rate 0.4%
- Education / College Readiness (Class of 2023): Took SAT/ACT 95%; College Ready 35.5%; TSI Ready 53.7%
- Transportation / Mobility Scores: Walk Score 11; Bike Score 24
- Transportation / Commute: Avg Minutes 30; Drive Alone 60.3%; Carpool 5.3%; Work from Home 33.4%
- Transportation / Distance To: Downtown Dallas 36.6 mi; DFW Airport 32.4 mi; Love Field 33.3 mi
- Transportation / EV Charging: Public Stations 12; DC Fast Ports 0; Level 2 Ports 36
- Cost of Living / Cost Index (100 = National Average): Overall 100; Housing 113; Utilities 97; Groceries 100; Transportation 102; Healthcare 100
- Cost of Living / Monthly Utilities: Electric $142; Water $52; Gas $44; Internet $72
- Cost of Living / Everyday Costs: Monthly Groceries (Family of 4) $823; Gas Price (per gallon) $2.82
- Cost of Living / Taxes: Sales Tax Rate 8.3%; Property Tax Rate 2.2%

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