# Living in Westminster, TX: Realust Score 72

> Source: Realust (realust.com), data as of October 2026. Cite: https://realust.com/city/westminster/

URL: https://realust.com/city/westminster/
County: Collin
Realust Score: 72/100 (B, Good), tied for #61 of 84. Base 70 + price-tier bonus 2.
Category scores: Prosperity 78, Schools 76, Safety 89, Lifestyle 50, Market 64, Affordability 50, Commute 51, Growth 49
Median home price: $480K
Population: 738
Market momentum: Stable (home prices  over 1 year,  over 5 years)

Westminster, TX is a very small, rural Collin County community where country living, larger lots, and quiet beats convenience and walkability. Westminster feels agricultural and low-density: expect older farmsteads, hobby-acreage parcels, and a slow pace rather than suburban neighborhoods or retail corridors. In-town services are minimal, so daily life is car-dependent and residents routinely drive to nearby towns for groceries, medical care, dining, and other errands. Commuting to employment centers like McKinney, Plano, or Dallas requires travel on two-lane state and county roads, so drive times can be long and variable during peak hours; many residents accept that tradeoff for privacy and land. Utilities and infrastructure vary by property—some parcels use wells and septic—so verify service details and school zoning for any address. The tradeoff is straightforward: quieter, more private living with larger lots and rural character in exchange for fewer local amenities, longer trips for most needs, and a lifestyle that leans on neighboring towns and county services.

Strengths:
- Peaceful, rural atmosphere — Minimal traffic and noise, ideal for quiet living or land-centric lifestyles.
- Affordable living and housing — Smaller market with generally more affordable homes compared to major suburbs.
- Proximity to McKinney & Collin County hubs — Reasonable commute to larger employment, shopping, and services.

Trade-offs:
- Very small population & limited services — Few retail options, entertainment venues, or big-city amenities within town limits meaning commute to nearby cities is required
- Slow population growth and development — The town has seen slower growth and redevelopment compared with larger Collin County communities
- Rural infrastructure — More limited public transportation and infrastructure than larger suburbs.

Data:
- Demographics / Population: Total Population 738; People per sq mile 185; 5-Year Growth -22.8%
- Demographics / Mobility & Migration: Moved Last Year 27.8%; Same Home 1+ Year 72.2%; From Different County 0.4%
- Demographics / Age Distribution: Under 18 24.3%; 25-34 6.8%; 35-44 20.2%; 65+ 20.1%; Median Age 41.4 years
- Demographics / Households: Avg Household Size 3.0; Family Households 58.3%; Homeownership Rate 95.0%; With Kids 46.3%; Married 47.5%; Single Parent 10.7%; Living Alone 39.3%
- Demographics / Education Level: High School+ 88.5%; Bachelor's+ 24.9%; Graduate Degree 9.6%
- Demographics / Connectivity & Remote Work: Broadband Access 80.6%; Have Computer 100.0%; Work From Home 19.7%
- Real Estate / Home Prices: Starter Home $175,000; Median Price $479,600; Premium Home $1,216,800
- Real Estate / Market Health: Active Listings 13; Median Days on Market 54; Under Contract 23.1%; Price Reduced 15.4%; Sale-to-List Ratio 79.5%
- Real Estate / Fit Scores: Remote Work Fit 75; Family Fit 50
- Real Estate / Typical Home: Sq Ft 3,062; Beds 4; Baths 3.2; Year Built 2004; Garage 1.6-car
- Real Estate / Property Mix: Single Family 30.8%; Townhome 0%; Condo 0%
- Real Estate / Common Features: Pool 7.7%; Garage 23.1%; Single Story 23.1%; Fireplace 7.7%; Central Air 30.8%
- Real Estate / Costs & Ownership: Est. Monthly Payment $2,425; Avg HOA Fee $50/mo; Have HOA 15.4%
- Real Estate / Investment Indicators: Rental Vacancy 0%; New Construction 0%; Per Bedroom $119,900
- Lifestyle / Nearby Amenities (within 5 miles): Restaurants 11; Parks 9; Gyms 1; Coffee 3; Bars 2; Daycares 60+; Libraries 1; Dog Parks 60+
- Lifestyle / Getting Around: Walk Score 2; Bike Score 23
- Lifestyle / Seasonal Temperatures (high / low): January 55° / 37°; April 73° / 54°; July 93° / 76°; October 76° / 57°
- Lifestyle / Annual Conditions: Sunny Days/Year 215; Rainy Days/Year 150; Annual Rainfall 53.9"
- Crime & Safety / Safety Overview: Violent crime (per 1,000) 0.6; Property crime (per 1,000) 5.1
- Crime & Safety / Violent Crime (per 100,000): Murder 3.13
- Job Market / Income: Average Household $108,229; Per Capita $36,727
- Job Market / Employment: Unemployment Rate 3.3%; Poverty Rate 1.2%
- Job Market / Income Distribution: $150k+ 35.5%; $100k-$150k 13.2%; $75k-$100k 4.5%; $50k-$75k 19.8%; $25k-$50k 9.9%; Under $25k 16.9%
- Education / School District: Primary district Anna ISD; District Grade B; State Ranking Top 60%
- Education / Schools: Elementary 4; Middle 2; High School 2
- Education / Academic Info: Student-Teacher Ratio 17.6:1
- Education / Graduation Rates (Class of 2024): Graduation Rate 92.7%
- Education / College Readiness (Class of 2023): College Ready 11.5%
- Transportation / Mobility Scores: Walk Score 2; Bike Score 23
- Transportation / Commute: Avg Minutes 38; Drive Alone 73.5%; Carpool 6.8%; Work from Home 19.7%
- Transportation / Distance To: Downtown Dallas 48.6 mi; DFW Airport 50 mi; Love Field 50.8 mi
- Cost of Living / Cost Index (100 = National Average): Overall 101; Housing 113; Utilities 97; Groceries 100; Transportation 102; Healthcare 100
- Cost of Living / Monthly Utilities: Electric $142; Water $52; Gas $44; Internet $72
- Cost of Living / Everyday Costs: Monthly Groceries (Family of 4) $823; Gas Price (per gallon) $2.82
- Cost of Living / Taxes: Sales Tax Rate 8.3%; Property Tax Rate 2.2%

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