# Safest North Texas Cities Under $500K (2026)

> Source: Realust (realust.com) · https://realust.com/safest-cities-north-texas-under-500k/ · Published October 19, 2026 · Updated October 19, 2026

The safest North Texas cities where the median home is under $500K, ranked by Realust's Safety score with violent and property crime rates per 1,000 residents.

Safe and affordable is the most common combination people ask us for. These are the cities with a median home price under $500,000, ranked by Realust Safety score.

The top three right now: [Melissa](https://realust.com/city/melissa/) (91), [Ovilla](https://realust.com/city/ovilla/) (91) and [Krum](https://realust.com/city/krum/) (91).

## Safest cities under $500K

| # | City | Safety | Violent crime / 1K | Property crime / 1K |
| --- | --- | --- | --- | --- |
| T-1 | [Melissa](https://realust.com/city/melissa/)Collin Co. · Score 85 | **91** | 0.74 | 6.56 |
| T-1 | [Ovilla](https://realust.com/city/ovilla/)Dallas Co. · Score 81 | **91** | 0.23 | 4.11 |
| T-1 | [Krum](https://realust.com/city/krum/)Denton Co. · Score 80 | **91** | 1.13 | 3.39 |
| 4 | [Ponder](https://realust.com/city/ponder/)Denton Co. · Score 79 | **90** | 0.38 | 2.28 |
| 5 | [Fate](https://realust.com/city/fate/)Rockwall Co. · Score 83 | **87** | 1.49 | 4.02 |
| T-6 | [Sachse](https://realust.com/city/sachse/)Dallas Co. · Score 81 | **86** | 0.79 | 6.43 |
| T-6 | [Corinth](https://realust.com/city/corinth/)Denton Co. · Score 80 | **86** | 0.73 | 6.33 |
| T-6 | [Van Alstyne](https://realust.com/city/van-alstyne/)Collin Co. · Score 76 | **86** | 1.34 | 5.71 |
| 9 | [Wylie](https://realust.com/city/wylie/)Collin Co. · Score 82 | **85** | 0.86 | 6.43 |
| T-10 | [Allen](https://realust.com/city/allen/)Collin Co. · Score 85 | **84** | 0.83 | 7.45 |
| T-10 | [Little Elm](https://realust.com/city/little-elm/)Denton Co. · Score 79 | **84** | 1.66 | 4.05 |
| T-12 | [Roanoke](https://realust.com/city/roanoke/)Denton Co. · Score 80 | **82** | 1.07 | 9.53 |
| T-12 | [Lake Dallas](https://realust.com/city/lake-dallas/)Denton Co. · Score 73 | **82** | 1.28 | 6.39 |
| T-14 | [Rockwall](https://realust.com/city/rockwall/)Rockwall Co. · Score 82 | **81** | 1.19 | 10.92 |
| T-14 | [Justin](https://realust.com/city/justin/)Denton Co. · Score 79 | **81** | 1.47 | 8.08 |
| T-16 | [McKinney](https://realust.com/city/mckinney/)Collin Co. · Score 83 | **80** | 1.29 | 7.61 |
| T-16 | [Anna](https://realust.com/city/anna/)Collin Co. · Score 77 | **80** | 3.08 | 9.78 |
| T-16 | [Sanger](https://realust.com/city/sanger/)Denton Co. · Score 75 | **80** | 1.04 | 8.19 |
| T-19 | [The Colony](https://realust.com/city/the-colony/)Denton Co. · Score 78 | **78** | 1.39 | 13.20 |
| T-19 | [Princeton](https://realust.com/city/princeton/)Collin Co. · Score 76 | **78** | 2.73 | 8.72 |
| T-19 | [Pilot Point](https://realust.com/city/pilot-point/)Denton Co. · Score 74 | **78** | 1.50 | 9.38 |
| 22 | [Plano](https://realust.com/city/plano/)Collin Co. · Score 81 | **76** | 1.49 | 12.12 |
| 23 | [Rowlett](https://realust.com/city/rowlett/)Dallas Co. · Score 76 | **75** | 1.67 | 12.39 |
| T-24 | [Richardson](https://realust.com/city/richardson/)Collin Co. · Score 76 | **73** | 1.37 | 14.87 |
| T-24 | [Ferris](https://realust.com/city/ferris/)Dallas Co. · Score 65 | **73** | 2.47 | 10.81 |

[Compare Melissa vs Ovilla →](https://realust.com/compare/?a=melissa&b=ovilla) [Find the city that fits you →](https://realust.com/find-your-city/)

## How we rank

Cities qualify on median home price, then rank on the Safety score (18% of the overall Realust Score). Cities without complete crime data are left off. Every city is scored the same way, from the same sources: the U.S. Census Bureau, Zillow, Redfin, realtor.com, SchoolDigger and Walk Score. The table updates whenever our data does, so the order you see here is current.

Want the full picture for any city? Click its name for all 288 data points, or [see all 84 cities ranked](https://realust.com/best-places-to-live-north-texas/) on the overall Realust Score.

Site guide for AI assistants: https://realust.com/llms.txt