Prosper sits directly north of Frisco, and the two share a lot: the Dallas North Tollway, top-rated school districts and plenty of new construction. Some Frisco addresses are even zoned to Prosper ISD. The real differences come down to price, taxes, lot size and how far you’re willing to drive.
Here’s how they compare across the eight categories in the Realust Score. The table updates live as our data does.
At a glance
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About $119,000 less for a typical home, lower tax rates, a shorter drive and far more to do nearby.
Bigger lots, newer homes and the lowest violent crime of the pair, at a higher price and a higher tax rate.
Money: what you pay and what you get
Zillow puts the typical Prosper home at $757,804, about $119,000 more than Frisco’s $638,512. With 20% down at 7.40%, that’s roughly $4,198 a month in principal and interest in Prosper versus $3,537 in Frisco. Homes are similar in size (3,424 versus 3,289 square feet on average), but Prosper lots are larger: about 12,600 square feet against 8,400.
Taxes widen the gap. Prosper’s town rate is $0.505 per $100 and Prosper ISD’s is $1.2011, about $1.71 combined. Frisco’s city rate is $0.425517 and Frisco ISD’s $1.0194, about $1.44. On a $600,000 taxable value, that difference alone is roughly $1,500 a year. Frisco’s homestead exemption on the city portion is 20%; Prosper’s is 17.5%.
Prosper still scores higher on Affordability (81 versus 77), because Realust weighs price against local incomes, and Prosper’s are the highest of the pair: 65.1% of households earn $150K or more, against 50.0% in Frisco.
- Is a bigger lot worth about $660 a month more, plus a higher tax bill?
- Have you priced taxes on the specific home, not just the rate?
Schools: a dead heat
Both districts score 90 on Schools. Frisco ISD is rated 9.0 out of 10, ahead of 97% of Texas districts, with a 98.8% graduation rate. Prosper ISD is rated 8.9, ahead of 96%, with a 99.1% graduation rate. The difference is growth: Prosper ISD has more than 33,000 students and is building fast on a $2.7 billion bond from 2023, while also managing a budget deficit. Frisco ISD is larger and more established.
Because parts of Frisco feed into Prosper ISD, a Frisco address doesn’t guarantee Frisco ISD. Check the campuses for any home you’re considering.
Safety
Both are among the safest larger towns in North Texas. Prosper reported 0.55 violent crimes per 1,000 residents in 2025, half of Frisco’s 1.09. Property crime is nearly level: 8.64 versus 8.79. Safety scores: Prosper 84, Frisco 83.
Getting around
Frisco has the clear edge here. It’s 28.4 miles from downtown Dallas versus 36.6 for Prosper, and 24.2 miles from DFW Airport versus 32.4. Frisco’s Walk Score is 80; Prosper’s is 40, so most errands in Prosper mean a drive. Frisco wins Commute 77 to 66.
Neither city is in DART. Relief is coming for both: the Dallas North Tollway extension north to FM 428 is due in late 2027, and US 380, which runs between the two, is planned as a freeway.
- How often will you drive to Dallas or DFW, and at what time of day?
- Do you want restaurants and shops within a short drive, or more quiet and space?
Growth and the market
Both are growing fast, but Prosper is earlier in the curve. Its population rose from 30,174 in 2020 to 45,605 in 2025, and it’s planned to reach about 72,000 at build-out. The median Prosper home was built in 2022, against 2017 in Frisco. Growth scores: Prosper 82, Frisco 80.
Prices have cooled in both: down 5.4% in Prosper and 4.1% in Frisco over the year, while up about 18% over five years in each. Prosper homes take longer to sell (81 days versus 72) and close further below asking (94.8% of list price versus 96.7%), so buyers have more room to negotiate there.
Lifestyle
Both score 89. Frisco offers more within its borders: pro sports, major employers, the Universal Kids Resort and more than 60 parks. Prosper is quieter, with 634 acres of parks, 61 miles of trails and a newer Cook Children’s medical center, and leans on Frisco for big-ticket entertainment.
So which one?
- Choose Frisco if you want a shorter drive to Dallas and DFW, lower tax rates and more to do close by, for about $119,000 less.
- Choose Prosper if a bigger lot, a newer home and very low crime are worth the higher price, higher taxes and longer drive.
Our overall scores put Prosper at 93 (tied for No. 6 in North Texas) and Frisco at 90 (tied for No. 12). Prosper wins four categories, Frisco one, with three ties. If commute matters most, Frisco moves ahead. Set your own weights, or put them side by side on the compare page.
Sources
- City of Frisco: Property tax rates and school districts in the city
- Community Impact: Frisco approves flat tax rate for FY2026-27
- City of Frisco: 20% homestead exemption
- Frisco ISD: Tax rate history
- Community Impact: Prosper keeps tax rate steady for FY2026-27
- Prosper ISD: 2026-27 tax rate
- Community Impact: Prosper raises homestead exemption to 17.5%
- U.S. Census Bureau QuickFacts: Prosper town, Texas
- Prosper EDC: Demographics and build-out
- NTTA: Dallas North Tollway Phase 4 project report (May 2026)
- TxDOT: US 380 Prosper environmental finding (2023)
- Town of Prosper: Parks
- City of Frisco: Parks
- Visit Frisco: Universal Kids Resort opening
Realust figures (scores, typical home values, estimated payments, days on market, crime rates, commute times, school ratings) are from Realust data as of October 2026. Home values are Zillow’s typical home value; estimated payments are principal and interest with 20% down at a 7.40% 30-year rate; crime rates are FBI 2025 reports per 1,000 residents. The comparison table updates live. Tax rates and project dates come from the official sources listed above. Rates change every year, so confirm with the appraisal district before you buy.