Fate
Data updated
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Each dot is one of the 84 cities we score — brighter means a higher score. Boundaries, highways and lakes: US Census TIGER.
- Prosperity82
- Schools87
- Safety87
- Lifestyle86
- Market76
- Affordability93
- Commute53
- Growth87
Comparevs Rockwallvs Royse Cityvs Mobile Cityvs Wylievs Garland
Snapshot
✓ Pros
- Affordable new construction homes
- Brand new schools and facilities
- Small-town atmosphere
✗ Cons
- Limited retail and dining options currently
- Infrastructure still catching up to growth
- Longer commute to Dallas employment centers
Demographics
Population
Mobility & Migration
Age Distribution
Households
Education Level
Connectivity & Remote Work
Racial & Ethnic Composition
Real Estate
💡 Market Insights
Home Prices
Market Trends
Market Health
Market Insights
Typical Home
Property Mix
Common Features
Costs & Ownership
Investment Indicators
Lifestyle
Explore Fate on Google Maps
Lifestyle Scores
Nearby Amenities (within 5 miles)
Getting Around
Averaged across Fate, weighted by where people live. #62 of 84 cities. Most errands need a car here.
Local life in Fate
Downtown Fate sits on SH 66, about 4.8 miles east of downtown Rockwall. Most of it is new: a few three-story buildings with shops below and apartments above, around Fate Main Place, Greenhill Lane and William Crawford Avenue.
Day-to-day Fate1,5,7,9,13,14,15,20,29,33,34,42,43,44,45,46
- 1King's Grill
- 2Dark Ritual Coffee Roasters
- 3Whataburger
- 4Chipotle
- 5Walmart Supercenter (Royse City)
- 6Joe Burger Park
- 7Robert Smith Family Park
- 8Billie Stevenson Elementary
- 9Miss May Vernon Elementary
- 10Harry Herndon Elementary
- 11Bobby Summers Middle School
- 12Fate City Hall
- 13Fate Fire Department
Only places with a full street address and 2025-26 evidence that they are open. That leaves out FRESH by Brookshire's, Fate Pharmacy and Hunt Regional Urgent Care (no dated 2025-26 confirmation found), downtown businesses without street numbers, and Kroger and Huey's (under construction). Off the map (farther out): Royse City High School, Rockwall County Library.
Fate's year, month by month5,7,8,9,10,11,12
| Month | Event | Where |
|---|---|---|
| Wednesdays | Senior Center, 10 a.m.-1 p.m. | Fate Community Center |
| March | Hoppin' Into Easter egg scramble | Not listed |
| April | Community clean-up + Police & Fire Open House | Fate Community Center |
| August | Downtown family night + Artisan Market | Fate Station Plaza |
| September | Fate Station Market | Downtown |
| September | Celebrate Fate: music, food, fireworks | City Hall (2025) |
| October | Walk N' Treat trick-or-treating | Downtown |
| December | Tree lighting / Christmas on the Farm | City Hall (2024) |
From city newsletters and council updates, Dec 2024-Aug 2026. Dates change each year; check the city calendar.
Drive times from central Fate49
- Downtown Rockwall4.9 mi9 min
- Lake Ray Hubbard (Rockwall harbor)8.7 mi10 min
- Downtown Garland15.8 mi27 min
- Downtown Greenville23.5 mi29 min
- Downtown Plano24.6 mi35 min
- Downtown Dallas28.4 mi35 min
- Richardson (CityLine)23.7 mi37 min
- Dallas Love Field33.9 mi48 min
- DFW Airport48.1 mi62 min
Realust calculation with the OSRM open routing engine, from 32.9415, -96.3814. Free-flow times; rush hour on I-30 adds time.
What's in town vs. nearby5,18,20,22,23,24,25,27,29,30,32,33,34,35,39,46
| Need | In Fate | Nearest outside town |
|---|---|---|
| Full grocery | FRESH by Brookshire's, 5100 E. I-30; Kroger Marketplace due 2027 | Walmart Supercenter, 494 W. I-30, Royse City |
| Pharmacy | Fresh Pharmacy (in Brookshire's); Fate Pharmacy, 109 Fate Main Pl. (status unconfirmed) | Kroger pharmacy planned in Fate, 2027 |
| Urgent care | Hunt Regional Urgent Care, 5000 IH 30 Ste 120 (2023; not reconfirmed) | - |
| Hospital / ER | None | Texas Health Rockwall (14-bed ER after 2023 expansion) |
| Library | None | Rockwall County Library, 1215 E. Yellowjacket Ln., Rockwall (free for county residents) |
| Coffee | Dark Ritual Coffee Roasters; Huey's drive-thru due late 2026 | - |
| Sit-down dining | King's Grill, Red Dirt Social, Beer Me! Taproom; Sauce & Vine pending | More choice in Rockwall |
| High school | None until Worthy Fate HS (scheduled Aug 2027) | Royse City HS; Rockwall ISD high schools |
| Fire | Fate Fire Dept., 128 E. Fate Main Pl. (second station planned) | - |
In-town status from the city's Q4 2025 business update and 2025-26 news. Items marked unconfirmed lack dated 2025-26 evidence.
Read the full local life guide
Downtown: new mixed-use blocks around Fate Main Place
Downtown Fate sits on SH 66, about 4.8 miles east of downtown Rockwall. Most of it is new: a few three-story buildings with shops below and apartments above, around Fate Main Place, Greenhill Lane and William Crawford Avenue.
The city's own late-2025 business update listed these downtown businesses as open: King's Grill (101 W. Fate Main Pl.), Beer Me! Taproom & Wine Bar and Domino's in the Villages at Fate, Red Dirt Social and Greenhill Family Dental in The Park building, and The Hub at Fate Station, a city coworking space whose private offices were full. Food trucks gather as the Fate Food Haul. Dark Ritual Coffee Roasters was moving into The Park.
Two downtown projects are still pending. Sauce & Vine, an Italian restaurant beside Fate Station Park that broke ground in March 2024, was waiting on a certificate of occupancy in late 2025, with a mid-January opening planned. We could not confirm it opened. Fate Station Park is being rebuilt with a stage, two container restaurant spaces and more parking, due in summer 2027 and paid for mainly with development-district sales tax.
Events: Celebrate Fate and a downtown series
The city's largest event is Celebrate Fate, a free evening in September with live music, food vendors and fireworks. It was held Sept. 20, 2025, at City Hall, and Sept. 19 in 2026. Other recent events include an Easter egg scramble (March 28, 2026), a spring community clean-up paired with a police and fire open house (April 25, 2026), a downtown family night with an artisan market (Aug. 8, 2026), Walk N' Treat downtown trick-or-treating in late October, and holiday events in early December, including the tree lighting at City Hall.
The Fate Senior Center meets Wednesdays, 10 a.m. to 1 p.m., at the Fate Community Center, 104 E. William Crawford Ave.
Parks and outdoors
Fate's Parks & Facilities page lists four parks. Joe Burger Park (1251 E. Greenbriar Rd.) has basketball, tennis and pickleball courts, playgrounds, picnic tables and restrooms. Robert Smith Family Park (1220 CD Boren Pkwy.) has a splash pad and an outdoor fitness court. Fate Colonial Park, in the Williamsburg neighborhood, has a walking trail, a playground and a catch-and-release fishing pond. Fate Station Park downtown has a playground and restrooms and is being rebuilt. The city does not publish park acreage.
Trails are mostly planned. The 2022 Parks and Trails Plan maps about 20 miles of planned off-road trail and 36 miles of roadside trail, but gives no figure for what exists today.
Lake Ray Hubbard is the closest large lake. The Harbor at Rockwall, on the lake, is about 9 miles and 10 minutes away. The Lavon Lake dam area is about 24 minutes north. Lake Tawakoni's dam area is about 47 minutes east.
Errands: groceries on I-30, more coming
Fate's grocery store is FRESH by Brookshire's, a 66,000 sq ft store that opened in March 2022 at 5100 E. Interstate 30. It has a fuel center, and a pharmacy is listed at the same address. A Kroger Marketplace of about 100,000 sq ft is under construction at 735 S. William E. Crawford Ave., in the Lafayette Crossing development at I-30 and FM 551. It is due in 2027. The nearest Walmart Supercenter is at 494 W. Interstate 30 in Royse City.
Whataburger (4810 E. I-30) opened in August 2025, and Chipotle (4930 E. I-30) opened in 2025. Fate has no hospital. Hunt Regional opened an urgent care clinic in the Fate Village center at 5000 I-30 in late 2023 and added a family medicine clinic there in January 2024. The nearest hospital is Texas Health Rockwall in Rockwall, which finished a $92 million expansion that doubled its ER beds to 14. Fate has no city library. Rockwall County residents get free cards at the Rockwall County Library, 1215 E. Yellowjacket Ln. in Rockwall. City Hall is at 1900 CD Boren Pkwy. and also handles passport applications.
Schools: two districts, split by address
Rockwall ISD serves south and west Fate; Royse City ISD serves the north and east.Rockwall ISD runs Billie Stevenson Elementary (636 Stevenson Dr.) and Lupe Garcia Elementary (Williamsburg) in Fate. The district earned an A (91) in the 2026 state ratings. Royse City ISD runs Miss May Vernon Elementary (100 Miss May Dr.), Harry Herndon Elementary (300 N. Blackland Rd.) and Bobby Summers Middle School (2050 CD Boren Pkwy.). Its high school students attend Royse City High School for now. Royse City ISD is building Worthy Fate High School off FM 552, scheduled to open in August 2027 with grades 9-10, though the district said in December 2025 it was reviewing that timeline. In the 2024-25 ratings, Stevenson earned an A, Vernon a B, Summers a C and Herndon a D. Royse City ISD as a whole earned a C.
Getting around and public safety
I-30 runs along the north edge of town, and SH 66 runs through downtown. Off-peak, downtown Rockwall is about 9 minutes away, downtown Garland 27, Greenville 29, downtown Dallas and downtown Plano about 35, Dallas Love Field 48 and DFW Airport about an hour. Rush hour on I-30 adds time.
In February 2026 the city council voted to split Fate's Department of Public Safety into separate police and fire departments. New police and fire chiefs took over in May and August 2026. The fire department is a career department with one station, at 128 E. Fate Main Pl. In 2025 the council approved $17.7 million for a new 20,000 sq ft police station and for turning a city-owned building into a second fire station on the south side.
Not confirmed yet
- 2026 TEA ratings for Royse City ISD and the Fate campuses (Rockwall ISD's 2026 A/91 is confirmed).
- Which Rockwall ISD middle and high schools serve Fate addresses.
- Whether Sauce & Vine and Wings Over Fate opened in 2026.
- Ambulance/EMS provider for Fate.
- ISO fire rating; police and fire headcounts.
- Site and opening date of the new police station and the second fire station.
- Acreage of each city park (the city does not publish it on its park pages).
- Lupe Garcia Elementary street address and grade span.
- Whether FRESH by Brookshire's pharmacy, Fate Pharmacy and Hunt Regional Urgent Care operate as listed in 2026.
- Christmas event format and date for December 2026.
Questions people ask
Is there a grocery store in Fate, TX?
Yes. FRESH by Brookshire's opened at 5100 E. I-30 in 2022. A Kroger Marketplace of about 100,000 sq ft broke ground in March 2026 at 735 S. William E. Crawford Ave., and its completion is targeted for 2027. The nearest Walmart Supercenter is on I-30 in Royse City.
What school district is Fate in?
Two. Rockwall ISD covers the south and west parts of the city, and Royse City ISD covers the north and east. Check the district's address lookup for a specific home.
Does Fate have a high school?
Not yet. Royse City ISD is building Worthy Fate High School off FM 552, scheduled to open in August 2027 with 9th and 10th grades, though the district said in December 2025 it was reviewing that timeline. Until then, students attend Royse City High School or a Rockwall ISD high school, depending on address.
How long is the drive from Fate to Dallas?
About 35 minutes to downtown Dallas off-peak, roughly 28 miles on I-30. DFW Airport is about an hour and Love Field about 48 minutes. Rush hour adds time.
Where is the nearest hospital to Fate?
Fate has no hospital. Texas Health Rockwall, in neighboring Rockwall, is the closest, and its 2023 expansion doubled its ER to 14 beds. Hunt Regional opened an urgent care clinic at 5000 I-30 in Fate in late 2023.
Does Fate have a library?
No city library. Rockwall County residents and property owners get a free card at the Rockwall County Library, 1215 E. Yellowjacket Ln. in Rockwall.
What events does Fate hold?
The biggest is Celebrate Fate in September, with live music, food and fireworks. The city also runs an Easter egg scramble, a spring police and fire open house, downtown markets and family nights, Walk N' Treat in October, and holiday events in December.
Does Fate have its own police and fire departments?
Yes. In February 2026 the city split its Department of Public Safety into separate police and fire departments. The fire department has one station on Fate Main Place, a second station is planned, and a new police station was approved in 2025.
Sources (50) · checked Oct 28, 2026
- City of Fate, Parks, Trails & Facilities
- City of Fate, Fate Colonial Park
- City of Fate, Parks and Trails Plan (2022 maps)
- TDLR TABS2022004640, Joe Burger Park Phase I
- City of Fate, Q4 2025 Council Update (economic development)
- City of Fate, Downtown Fate
- City of Fate, Focus on Fate newsletter, July 2026
- City of Fate, Focus on Fate newsletter, August 2026
- City of Fate, Focus on Fate newsletter, April 2026
- City of Fate, Focus on Fate newsletter, February 2026
- City of Fate, Focus on Fate newsletter, September 2025
- City of Fate, Focus on Fate newsletter, December 2024
- TDLR TABS2024022241, The Hub at Fate Station finish-out
- The Rockwall Times, Whataburger opens first Fate location (Aug 2025)
- TDLR TABS2025008674, Chipotle shell, Fate
- TDLR TABS2026010825, Fate Chicken Express
- TDLR TABS2026018057, Fate Retail Center (CD Boren Pkwy & SH 66)
- TDLR TABS2026028110, Huey's Coffee - Fate
- WhatNow, Huey's Coffee eyes new Fate location (Aug 2026)
- MapQuest, Dark Ritual Coffee Roasters listing
- Blue Ribbon News, Beer Geeks ribbon cutting in Fate (Mar 2023)
- Blue Ribbon News, Sauce & Vine breaks ground in downtown Fate (Mar 2024)
- The Shelby Report, Brookshire Grocery Co. grand opening in Fate (Mar 2022)
- RxLess, Fresh Pharmacy, 5100 E Interstate 30, Fate
- RxLess, Fate Pharmacy, 109 Fate Main Pl
- CultureMap Dallas, Kroger Marketplace breaking ground in Fate (Mar 2026)
- TDLR TABS2026021740, Kroger 653 new store, Fate
- The Rockwall Times, Kroger Marketplace anchors Lafayette Crossing (Dec 2025)
- Walmart, Royse City Supercenter #5987
- Hunt Regional, urgent care clinic opens in Fate (Nov 2023)
- Hunt Regional, family medicine clinic opens in Fate (Jan 2024)
- D Magazine, Texas Health Rockwall nearly doubling its footprint (Jan 2023)
- Rockwall County, Library Cards
- NERIS (FSRI), Fate Fire Department FD48397617
- Strategic Partnerships, Fate approves $17.7M police station and fire station work (Feb 2025)
- Ground News (citing Blue Ribbon News), Fate council approves standalone police and fire departments (Feb 2026)
- Blue Ribbon News, City of Fate tag archive (police chief appointment May 2026; breezeway July 2025)
- City of Fate, FAQ and contacts
- Wikipedia, Fate, Texas
- Texas Tribune Schools Explorer, Royse City ISD
- Texas Tribune Schools Explorer, Rockwall ISD
- Texas Tribune, Bobby Summers Middle School
- Texas Tribune, Harry Herndon Elementary
- Texas Tribune, Miss May Vernon Elementary
- Texas Tribune, Billie Stevenson Elementary
- Texas Tribune, Royse City High School
- Texas Tribune, Lupe Garcia Elementary
- Blue Ribbon News, Rockwall ISD earns 2026 A rating (Aug 2026)
- OSRM open routing engine (Realust drive-time calculation, Oct 28, 2026)
- City of Fate, City Council agenda, Apr 13, 2026 (Downtown Park and Promenade funding)
Seasonal Temperatures
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Crime & Safety
Safety Overview
Violent Crime
Property Crime
Job Market
Income
Employment
Income Distribution
Education
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Schools
Academic Info
📈 Graduation Rates (Class of 2024)
🎯 College Readiness (Class of 2023)
Transportation
Mobility Scores
Commute
Distance To
⚡ EV Charging
Drive to major employers from Fate
Rush-hour drive times from the center of Fate, weekday at 8:00 AM.
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| State Farm CityLineRichardson | 45 min | 33 min | 29.2 mi |
| Telecom CorridorRichardson | 48 min | 34 min | 31.2 mi |
| Medical City PlanoPlano | 53 min | 39 min | 34.5 mi |
| UT DallasRichardson | 53 min | 39 min | 33.5 mi |
| Texas InstrumentsDallas | 58 min | 35 min | 29.6 mi |
| Baylor University Medical CenterDallas | 59 min | 35 min | 28 mi |
| Downtown DallasDallas | 60 min | 35 min | 28.7 mi |
| Legacy WestPlano | 61 min | 43 min | 41.5 mi |
Show all 36 workplaces
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| Tyler TechnologiesPlano | 62 min | 46 min | 39 mi |
| AT&TDowntown Dallas | 63 min | 38 min | 29 mi |
| Galleria / LBJDallas | 63 min | 37 min | 32.2 mi |
| Capital OnePlano | 64 min | 46 min | 44.1 mi |
| JPMorgan Chase Legacy WestPlano | 64 min | 44 min | 42.1 mi |
| RaytheonMcKinney | 64 min | 49 min | 45.9 mi |
| Toyota North America HQPlano | 64 min | 47 min | 43.2 mi |
| Uptown DallasDallas | 64 min | 37 min | 30.1 mi |
| Keurig Dr PepperFrisco | 65 min | 47 min | 44.2 mi |
| Frito-Lay / PepsiCoPlano | 65 min | 47 min | 42.7 mi |
| The StarFrisco | 65 min | 47 min | 44.6 mi |
| McKessonLas Colinas | 66 min | 43 min | 41.4 mi |
| SMUUniversity Park | 74 min | 42 min | 33.2 mi |
| UT Southwestern / Medical DistrictDallas | 74 min | 42 min | 34.3 mi |
| DFW AirportDFW | 76 min | 53 min | 49.4 mi |
| Las Colinas Urban CenterIrving | 79 min | 46 min | 40.7 mi |
| Southwest AirlinesLove Field | 79 min | 47 min | 37.7 mi |
| American AirlinesFort Worth | 80 min | 54 min | 49.3 mi |
| Arlington Entertainment DistrictArlington | 80 min | 55 min | 47.3 mi |
| Dallas Love FieldDallas | 80 min | 47 min | 36.6 mi |
| Kimberly-ClarkIrving | 81 min | 49 min | 41.3 mi |
| Fidelity InvestmentsWestlake | 84 min | 60 min | 58.4 mi |
| Charles SchwabWestlake | 84 min | 60 min | 59.5 mi |
| University of North TexasDenton | 85 min | 67 min | 65.4 mi |
| Texas Woman's UniversityDenton | 86 min | 68 min | 65.3 mi |
| Downtown Fort WorthFort Worth | 91 min | 65 min | 60.5 mi |
| AllianceTexasFort Worth | 93 min | 70 min | 67.2 mi |
| Lockheed MartinFort Worth | 99 min | 73 min | 69.5 mi |
Source: Google Routes forecast, updated October 2026. Find where to live near your work →
Cost of Living
Cost Index (100 = National Average)
Monthly Utilities
Everyday Costs
Taxes
Hidden costs in Fate
A home inside Fate city limits pays three taxing units: the city at 0.2909, Rockwall County at 0.2510, and a school district. All rates are per $100 of value.
Where a typical Fate homestead tax bill goes (2025)1,3,5
- Rockwall ISD$2,462/yr
- City of Fate$1,079/yr
- Rockwall County$931/yr
Median home ($370,806), Rockwall ISD side, owner under 65, no MUD or PID. Royse City ISD side: $4,906. A $0.75 MUD adds about $2,781; a PID adds $950–$4,093 per lot.
Base 2025 tax rate: Fate vs. nearby cities1
- Rowlett (Rockwall ISD)2.13%
- Royse City (Royse City ISD)2.08%
- Wylie (Rockwall Co., Rockwall ISD)1.86%
- Fate (Royse City ISD)1.80%
- Fate (Rockwall ISD)1.61%
- Heath (Rockwall ISD)1.59%
- Rockwall (Rockwall ISD)1.58%
- McLendon-Chisholm (Rockwall ISD)1.41%
Rockwall County rows only. Excludes MUDs (0.155–1.00 in the county) and PIDs. No Rockwall County city pays a college or hospital district tax.
Monthly cost beyond the mortgage (sourced parts only)1,3,5,15,19,22,27
- Property tax (homestead, Rockwall ISD, no MUD/PID)$373/mo
- Electric (Oncor area, 1,000 kWh)$154/mo
- HOA (Woodcreek)$60/mo
- Internet (Optimum entry plan)$35/mo
- Trash & recycling (city)$21/mo
Partial. Excludes water/sewer, gas and insurance, which were not sourced. A Williamsburg, Edgewater or Monterra PID adds about $79–$341 a month.
Utility providers by area15,16,19,20,22,23
| Service | Most of Fate | Varies by address | Notes |
|---|---|---|---|
| Electric | Oncor wires; choose a retail provider | Farmers Electric Cooperative (no retail choice) | Oncor-area median ~15.4¢/kWh at 1,000 kWh; co-op raised rates Oct. 2026 |
| Water & sewer | City of Fate (NTMWD wholesale water) | Some MUD areas list 'City and MUD' service (not confirmed) | Sewer billed on winter average |
| Trash & recycling | Waste Connections via city bill | Inside city limits only | $20.56/mo, two 96-gal carts |
| Natural gas | Atmos Energy | Rates not sourced | |
| Internet | Optimum (99% coverage) | Nextlink, Rise (fixed wireless); AT&T DSL-type; satellite | Optimum from $35/mo |
Read the full hidden costs guide
Fate's base tax rate is low for the area
A home inside Fate city limits pays three taxing units: the city at 0.2909, Rockwall County at 0.2510, and a school district. All rates are per $100 of value. On the Rockwall ISD side (1.0669) the total is 1.61% before exemptions. On the Royse City ISD side (1.2552) it is 1.80%. There is no college or hospital district tax.
The school district takes $140,000 off a homestead's value. The city and county give no general homestead exemption. Owners 65 and older get a $50,000 city exemption and a city tax freeze, plus the school district's extra exemption and freeze.
At the city's median home value of $370,806, a Rockwall ISD homestead owes about $4,470 a year, or $373 a month, an effective rate of about 1.21%. On the Royse City ISD side the same home owes about $4,910. As a rental with no exemptions, it would owe about $5,970.
The city raised its rate 12.2% for 2025, from 0.2592 to 0.2909, partly to pay for a voter-approved police station bond. The proposed budget for the next year keeps the rate at 0.2909.
MUDs and PIDs change the math more than anything else
The city says five municipal utility districts sit inside Fate city limits, serving about 5,000 existing and planned homes. Four of them, Rockwall County MUDs 6 through 9, were created by the Legislature in 2005 and levied 0.675 to 0.75 in 2025. Because they are inside the city, those homes pay the MUD rate on top of the city rate. A $0.75 MUD adds about $2,780 a year on the median home.
Fate also has four active public improvement districts: Williamsburg PID No. 1, Williamsburg PID No. 2, Williamsburg East (Edgewater) and Monterra. A PID charge is a flat yearly installment per lot, not a rate. For 2025, Williamsburg PID No. 1 lots owe $951 to $1,714, Edgewater lots $1,632 to about $4,093, and Monterra lots $2,114 to $2,959. The installment stays with the house, and the balance can be paid off early.
Ask the seller for the MUD and PID disclosure, look up the address on the appraisal district site, and get a payoff quote from the PID administrator, P3Works.
Electric depends on whose lines serve you
Most of Fate is on Oncor lines, so residents pick a retail plan. In October 2026 the median 12-month fixed plan cost about 15.4 cents per kWh including delivery, or about $154 at 1,000 kWh. Parts of the city are served by Farmers Electric Cooperative, whose members cannot shop. The co-op raised rates on Oct. 1, 2026, by 7.77% for single-phase service.
Water, trash, gas and internet
The city sells water it buys from the North Texas Municipal Water District, whose wholesale price has been rising. Sewer charges are set by winter water use. The city's current rate schedule was not available, so ask for a recent bill on any house you are considering.
Waste Connections collects trash and recycling in two 96-gallon carts for $20.56 a month on the water bill, and the city expects that fee to rise. Atmos Energy supplies natural gas. Optimum covers almost every address, with plans from $35 a month; fixed wireless and satellite fill in elsewhere.
HOA dues, rent and commute
Woodcreek dues are $720 a year. Williamsburg listings show $750 a year in Phase 2A and $511 twice a year in Phase 1A. In Williamsburg, Edgewater and Monterra, dues come on top of the PID installment.
Fate is mostly owner-occupied. The ACS 2023 median gross rent was about $2,530; Redfin's average asking rent in August 2025 was $1,722.
The average Fate worker's commute is about 35 minutes. I-30 west to Rockwall, Garland and Dallas has no tolls. Using the President George Bush Turnpike adds NTTA tolls of 22 cents a mile with a TollTag.
Not confirmed yet
- What are Fate's current water and sewer rates, and what does a typical 6,000-gallon month cost?
- Which subdivisions are in Rockwall County MUDs 6, 7, 8, 9 and Consolidated MUD 1?
- What are HOA dues in Monterra and Edgewater?
- What does homeowners insurance typically cost in Fate, given major wind and hail exposure?
- What are Atmos Energy's current residential gas charges in Fate?
- What are typical drive times and toll costs to downtown Dallas, Garland and Richardson?
- What impact fees apply to a new single-family home?
Questions people ask
What is the property tax rate in Fate, TX?
For 2025, the base rate is about 1.61% on the Rockwall ISD side (city 0.2909, ISD 1.0669, county 0.2510) and 1.80% on the Royse City ISD side. A MUD can add 0.675 to 0.75, and PIDs add a flat yearly charge.
How much are property taxes on a $370,000 home in Fate?
About $4,470 a year ($373 a month) with a homestead exemption, Rockwall ISD, and no MUD or PID, using 2025 rates. About $4,910 on the Royse City ISD side. A $0.75 MUD raises it to about $7,250.
Does Fate have MUDs and PIDs?
Yes. The city says five MUDs sit inside city limits, including Rockwall County MUDs 6–9, and four PIDs are active: Williamsburg No. 1, Williamsburg No. 2, Williamsburg East (Edgewater) and Monterra. Check each address.
How much is the PID in Williamsburg, Edgewater or Monterra?
2025 installments run $951–$1,714 per lot in Williamsburg PID No. 1, $1,632 to about $4,093 in Edgewater, and $2,114–$2,959 in Monterra, depending on phase and lot type.
Which school district serves Fate?
Most of Fate is in Rockwall ISD. Eastern parts, including some Woodcreek phases, are in Royse City ISD, which has a higher tax rate. Check by address.
Who provides electricity in Fate?
Oncor delivers power to most of the city, and residents choose a retail plan. Some areas are served by Farmers Electric Cooperative, which has no retail choice.
How much is trash pickup in Fate?
$20.56 a month on the city water bill for one trash cart and one recycling cart, collected by Waste Connections.
Does Fate have a homestead exemption?
The city has no general homestead exemption, but it gives $50,000 to owners 65 and older or disabled and freezes seniors' city taxes. School districts exempt $140,000.
Sources (33) · checked Oct 28, 2026
- Independence Title, Rockwall County 2025 Tax Rates
- Republic Title, 2025 DFW Tax Rates and Exemptions
- City of Fate, Tax Rates
- City of Fate, Proposed Budget Fiscal Year 2026-2027
- Blue Ribbon News, City of Fate adopts FY 2025-2026 budget and tax rate (Sept. 2025)
- Rockwall Herald-Banner, Fate council approves increase to senior homestead exemption (Aug. 14, 2024)
- Old Republic Title, Rockwall County 2022 tax exemptions
- City of Fate, MUD & PID Districts
- Texas Legislature, SB 1855 (79R) bill analysis: Rockwall County MUDs 6-9
- City of Fate, Service and Assessment Plan FY2025, Williamsburg PID No. 1
- City of Fate, Service and Assessment Plan FY2025, Monterra PID
- City of Fate, Service and Assessment Plan FY2025, Williamsburg East PID
- Census Reporter, Fate, TX profile (ACS 2024 5-year)
- Data USA, Fate, TX profile
- City of Fate, Utility Billing FAQ
- City of Fate, Moving to Fate
- City of Fate, Rate Update Presentation (Aug. 2024, NewGen)
- City of Fate, Water and Wastewater Rate Study presentation (Sept. 7, 2021)
- ElectricRates.org, Fate, TX electricity service area (prices as of Oct. 27, 2026)
- Farmers Electric Cooperative, Rates (notice of Oct. 1, 2026 rate change)
- ElectricRates.org, Farmers Electric Cooperative in Texas: what members need to know in 2026 (Aug. 24, 2026)
- BroadbandNow, Internet providers in Fate, TX
- Home listing, Woodcreek Ph 3-C (JPAR)
- Home listing, Woodcreek Ph 6G
- Home listing, Williamsburg Ph 2A
- Home listing, Williamsburg Ph 1A
- First Texas Homes, Woodcreek community page
- Home listing, Woodcreek (Century 21 Patterson)
- KETR, Toll rates set to rise in North Texas starting July 1 (June 4, 2025)
- Redfin, Fate housing market (climate risk via First Street)
- Blue Ribbon News, Rockwall ISD board adopts tax rate below no-new-revenue rate (Aug. 20, 2026)
- Redfin, Fate rental market (Aug. 2025)
- CensusDepth, Fate, TX median gross rent trend (ACS 5-year)
What’s coming
Public projects that will change daily life in Fate: new jobs, roads, schools and places to go. Every project links to its source.
Worthy Fate High School (RCISD)
Royse City ISD's second high school, on FM 552 in Fate, is funded by the 2023 bond. It opens with 9th and 10th graders and grows to a full 9-12 campus by 2030.
Why it matters: Second RCISD high school eases crowding; Fate students stay closer to home.
Also in Royse City
I-30 widening, Rowlett to Hunt County
TxDOT's $348M project widens I-30 and adds continuous frontage roads from SH 205 to the Hunt County line, plus new frontage road bridges across Lake Ray Hubbard.
Why it matters: Smoother I-30 commute across the lake toward Dallas; work zones until 2028.
Also in Rockwall · Rowlett · Royse City
Fate Yards
Plano-based SLX Capital plans Fate Yards, a 49.6-acre commercial district at the southeast corner of I-30 and Memorial Parkway. It would bring a movie theater, bowling, mini golf, a gym, a specialty grocery, restaurants and Fate's first hotel. The city approved the zoning in July 2026 and up to $6.5 million in incentives in October 2026, but no tenants, construction start or opening date have been announced.
Why it matters: Fate's first hotel, a movie theater, bowling and a specialty grocery on I-30 at Memorial Pkwy.
Also in Royse City · Rockwall
Rockwall County Outer Loop, Phase 1
Planned 5.9-mile new-location highway from SH 276 to County Line Road with four main lanes, frontage roads, paths and a multi-level I-30 interchange. Public hearing Oct 29, 2026.
Why it matters: New north-south bypass east of Rockwall for Fate and Royse City commuters.
Also in Rockwall · Royse City
Kroger Marketplace Fate
Kroger held a groundbreaking in March 2026 for a Marketplace store at William E. Crawford Ave. and the I-30 frontage road in Fate. Kroger says it opens in 2027.
Why it matters: Full-size grocery and general merchandise without driving to Rockwall.
Also in Royse City · Rockwall
H-E-B Royse City
H-E-B is planning a 139,271-square-foot store, plus a fuel station and car wash, on about 25 acres along I-30 near FM 2642 in Royse City. State filings schedule construction from Jan. 4, 2027 to Jan. 28, 2028. H-E-B has not announced an opening date. It has said only that it is aiming for 2028.
Why it matters: Royse City's first H-E-B, on I-30 at FM 2642, as the city doubles in size.
Also in Royse City
SH 276 widening, FM 549 to FM 551
TxDOT is designing a $113M rebuild of SH 276 east of Rockwall into a 4-lane urban road (ultimately 6 lanes) between FM 549 and FM 551.
Why it matters: More room on the main east-west road south of Fate and east Rockwall.
Also in Rockwall
FM 552 widening, SH 205 to SH 66
TxDOT is designing a $79M project to widen FM 552 to a 4-lane urban road between SH 205 and SH 66, north of Rockwall and Fate.
Why it matters: Relief for fast-growing subdivisions along FM 552 in north Rockwall and Fate.
Also in Rockwall
We track publicly announced projects from official and local news sources. Plans and dates change; dates are targets, not promises. Map locations are approximate. Projects don't affect the Realust Score. Know of a project we're missing? Tell us.
Growth story in Fate
Fate got its post office in 1880 and moved to a new townsite on the MKT railroad in 1886. It incorporated in 1908.
Fate population, 2000-20251,2
2000-2020: decennial Census counts. 2021-2025: Census Bureau July 1 estimates (Vintage 2025), flagged as estimates. 1990 omitted because sources conflict (475 vs 292). NCTCOG's Jan. 1, 2026 estimate (30,204) is a different source and date and is not charted.
New housing units permitted by the City of Fate6,7
Census Building Permits Survey. 2023 includes 336 apartment units; 2020 and 2022 include 18 and 22 multifamily units. 2026 is January-September only.
Royse City ISD enrollment30
Ballotpedia (NCES data). Serves northern and eastern Fate. The district's projection ('more than 15,000 by 2030') is a lower bound and is not charted.
Rockwall ISD enrollment38
Ballotpedia (NCES data). Serves southern and western Fate. The district's projection ('more than 22,000 by 2030') is a lower bound and is not charted.
New-home communities in Fate11,12,13,14,15,16,17,22,25
| Community | Developer | Builders | Planned size | Status | Location |
|---|---|---|---|---|---|
| Woodcreek | Hillwood (from 2012) | Beazer (current) | Almost 5,000 homes at buildout (2015) | Late phases selling | Woodcreek Blvd / SH 66 |
| Williamsburg | n/p | D.R. Horton | 1,850 homes (2015) | Sold out | Gettysburg Blvd area |
| Monterra | Fate 231 Investment Land | Highland, David Weekley, K. Hovnanian, Grand | ~231 acres | Selling | Ben Payne Rd north of Woodcreek |
| Avondale | D-F Fund 18 / JBI Partners | Tri Pointe, Perry, Chesmar | 111 acres | Selling | SH 66 at Ben Payne Rd |
| Edgewater | UnionMain Homes | UnionMain, Grand, David Weekley, Shaddock | 161 acres, ~650 homes (2022) | Selling | FM 551 SE of I-30 |
| Chamberlain Crossing | n/p | n/p | 450 homes (2015) | Not confirmed | Chamberlain Dr / FM 551 |
| The Enclave (rental) | Bridge Tower | Build-to-rent | 179 townhomes | Under construction, 2027 | 1290 Memorial Pkwy |
| Lafayette Crossing | D-F Funds | Not announced | 267 acres mixed use | Retail under construction | I-30 / Memorial Pkwy |
n/p = not published. Lot totals and lots built are not published by the city; figures are the latest reported and dated in the Planned size column.
Where Fate is growing1,18,20,22,23,26,36,46,47
- 1Woodcreek (Beazer sales office)
- 2Monterra
- 3Avondale
- 4Edgewater
- 5The Enclave (build-to-rent)
- 6Worthy Fate High School (under construction)
- 7Fate City Hall
Williamsburg needs a specific street address.
Private-sector jobs near Fate, by ZIP code (2023)45
- 75150 Mesquite22,571 jobs
- 75149 Mesquite18,847 jobs
- 75041 Garland18,795 jobs
- 75042 Garland15,899 jobs
- 75087 Rockwall / FateCovers much of Fate15,233 jobs
- 75402 Greenville14,846 jobs
- 75160 Terrell14,106 jobs
- 75032 Rockwall12,212 jobs
- 75126 Forney12,124 jobs
- 75098 Wylie11,468 jobs
- 75088 Rowlett9,532 jobs
- 75189 Royse City / east Fate5,573 jobs
- 75132 Fate196 jobs
Census ZIP Code Business Patterns, March 2023 paid employees. Excludes government jobs and the self-employed. ZIP areas are not city limits.
Read the full growth story guide
A railroad town that almost disappeared
Fate got its post office in 1880 and moved to a new townsite on the MKT railroad in 1886. It incorporated in 1908. Then it shrank: 299 people in 1920, 127 in 1940. The depot was sold and the school closed in the 1940s.
Woodcreek started in the 1970s, but Fate was still a village of 497 people at the 2000 Census. Subdivision growth began in the early 2000s.
Population: from 6,357 to about 29,000 in 15 years
The Census counted 6,357 residents in 2010 and 17,958 in 2020. Census Bureau estimates show 21,004 in 2021, 24,615 in 2023 and 29,007 in July 2025, up 57% from July 2020. NCTCOG puts the city at 30,204 on Jan. 1, 2026, a 5% gain over the prior year.
There is no adopted long-range forecast. The city's impact fee study assumes about 7,500 more homes and 18,169 more residents over a 10-year window. That pace, about 750 homes a year, is above anything the city has permitted except in 2020 and 2023. The Forward Fate comprehensive plan update is underway and may set new targets.
Housing: a boom that cooled in 2025
Census permit data show the city permitted 96 to 283 homes a year from 2010 to 2015, then 509 to 651 a year from 2017 to 2019. From 2020 to 2025 it permitted 3,790 units, peaking at 835 in 2020 and 892 in 2023, when 336 apartment units were included. Permits fell to 297 in 2025, and the city logged 150 from January to September 2026.
Most homes are in planned communities. Woodcreek, off SH 66, was expected to reach almost 5,000 homes and is in its late phases. Williamsburg is sold out. New-home buyers today mostly look at Monterra (about 231 acres on Ben Payne Road), Avondale (111 acres at SH 66) and Edgewater (about 650 homes on FM 551 southeast of I-30). Bridge Tower is building 179 rental townhomes on Memorial Parkway.
About 92% of occupied homes are owner-occupied (ACS 2020-2024). Fate addresses use three ZIP codes, so check city limits, school district and any PID by address.
What is driving it
I-30 is the main road. TxDOT's $348 million widening from SH 205 to the Hunt County line, through Fate, is about half done and due in December 2028.
Retail is catching up with rooftops. Lafayette Crossing, a 267-acre site at I-30 and Memorial Parkway, has named Kroger Marketplace and a 147,000 sq ft Target as anchors, with completion listed for 2027-2028. Across the highway, Fate Yards proposes about 258,580 sq ft of entertainment and retail, plus the city's first hotel. It is still in zoning review.
Fate buys water from the North Texas Municipal Water District. NTMWD's Sabine Creek plant, shared with Royse City, doubled its wastewater capacity to 3.0 million gallons a day in 2018. Fate has few jobs of its own. Its small 75132 ZIP had 196 private-sector jobs in 2023, while ZIP codes in Rockwall, Garland, Mesquite and Greenville each had 12,000 to 23,000.
Two school districts, both growing
Rockwall ISD serves southern and western Fate; Royse City ISD serves the north and east. Royse City ISD nearly doubled from 5,220 students in 2015-16 to 10,034 in 2024-25. Its voters approved bonds in 2018, 2021 and 2023, including $863 million for a second high school on FM 552 in Fate. The district said in December 2025 it was reviewing that school's August 2027 opening.
Rockwall ISD grew more slowly, to 19,235 students in 2024-25. Its voters rejected a $787 million bond in November 2024 and approved a tax-rate election in November 2025.
Prices and incomes
The ACS median home value rose from $179,800 (2011-2015) to $384,300 (2020-2024). Median household income rose from $91,788 to $132,752 over the same periods. Both are five-year averages and lag the market.
Not confirmed yet
- When will Worthy Fate High School open, after Royse City ISD's December 2025 timeline review?
- When will Kroger Marketplace and Target open at Lafayette Crossing, and how many homes will its residential phases add?
- Will Fate Yards win zoning approval, and when would it start?
- What population target will the Forward Fate comprehensive plan adopt?
- Will Rockwall ISD call a new bond after the November 2024 defeat?
- How many lots remain in Monterra, Avondale and Edgewater?
Questions people ask
What is the population of Fate, Texas?
The Census Bureau estimated 29,007 residents on July 1, 2025. NCTCOG estimated 30,204 on Jan. 1, 2026. The 2020 Census counted 17,958.
How fast is Fate growing?
About 57% from July 2020 to July 2025 by Census estimates, roughly 2,100 people a year. NCTCOG shows 5% growth in 2025.
How many new homes are being built in Fate?
The city permitted 3,790 housing units from 2020 to 2025, but only 297 in 2025 and 150 from January to September 2026, per the Census Building Permits Survey.
What are the main new-home communities in Fate?
Monterra, Avondale and Edgewater are selling new homes. Woodcreek is in late phases, and Williamsburg is sold out.
Which school district is Fate in?
Both. Rockwall ISD serves southern and western Fate, and Royse City ISD serves the northern and eastern parts. Check by address.
Is Fate getting a Kroger or Target?
Both have been named anchors of Lafayette Crossing at I-30 and Memorial Parkway: Kroger Marketplace (Dec 2025) and Target (Aug 2026). The city lists completion in 2027-2028; opening dates were not announced.
When will the new high school in Fate open?
Royse City ISD announced August 2027 for Worthy Fate High School on FM 552, but in December 2025 it said it was reviewing the timeline.
Sources (47) · checked Oct 28, 2026
- Fate, Texas (Wikipedia; historical census table, history, school districts)
- U.S. Census Bureau, Vintage 2025 city and town population estimates, Texas (sub-est2025_48.csv)
- NCTCOG, 2026 Population Estimates (Jan. 1, 2026)
- Texas State Historical Association, Handbook of Texas: Fate, TX
- City of Fate / Kimley-Horn, DRAFT Roadway Impact Fee Study (Aug 13, 2026)
- U.S. Census Bureau, Building Permits Survey, annual place files, South Region (soYYYYa.txt, 2010-2025)
- U.S. Census Bureau, Building Permits Survey, South Region place file, year-to-date through Sept 2026 (so2609y.txt)
- U.S. Census Bureau, ACS 5-year table-based summary files 2017-2021 to 2020-2024 (B25077, B19013, B25001, B25003), place 4825572
- U.S. Census Bureau, ACS 2015-2019 5-year summary file, Texas
- U.S. Census Bureau, ACS 2011-2015 5-year summary file, Texas
- Blue Ribbon News, Tidal wave of growth in Fate's forecast (Mar 3, 2015)
- Hillwood, Hillwood Communities has purchased land in the Woodcreek community near Rockwall (Apr 11, 2012)
- City of Fate, Planning and Zoning Commission minutes (Mar 18, 2021; Monterra)
- City of Fate, Planning and Zoning Commission agenda (June 18, 2020; Avondale, Woodcreek 8C)
- CandysDirt, What's Developing: Dallas homebuilder opening new communities in Fate, Prosper (June 12, 2022)
- Jome, new construction homes in Fate, TX (accessed Oct 28, 2026)
- NewHomeSource, new home communities in Fate, TX (accessed Oct 28, 2026)
- Jome, Avondale by Tri Pointe Homes, Fate (accessed Oct 28, 2026)
- Jome, Monterra master-planned community (accessed Oct 28, 2026)
- Beazer Homes, Woodcreek (accessed Oct 28, 2026)
- Royse City Herald-Banner, Fate annexes land for Williamsburg (undated)
- City of Fate, Economic Development Quarterly Update (May 18, 2026)
- City of Fate, Kroger Marketplace announced as anchor retailer for Lafayette Crossing (Dec 6, 2025)
- Blue Ribbon News, City of Fate announces Target as new anchor retailer for Lafayette Crossing (Aug 10, 2026)
- REBusiness Online, City of Fate approves 267-acre Lafayette Crossing mixed-use project (Feb 20, 2024)
- Hoodline, Fate Yards set to turn sleepy I-30 corner into suburbia's playground (July 9, 2026)
- TxDOT Dallas District, Rockwall County construction projects (Sept 2026)
- City of Fate, North Texas Municipal Water District page
- NTMWD, Sabine Creek Wastewater Treatment Plant Expansion
- Ballotpedia, Royse City Independent School District, Texas (enrollment by year)
- Texas Tribune Public Schools Explorer, Royse City ISD (state enrollment data, 2026)
- Rockwall County Herald-Banner, RCISD voters approve bond, new middle school in Fate (May 9, 2018)
- Royse City Herald-Banner, RCISD eager to start on expansion projects (May 2021)
- Blue Ribbon News, Royse City ISD School Board approves May bond election (Jan 13, 2023)
- KETR, Royse City ISD to construct new high school in Fate on FM 552 (May 11, 2023)
- Royse City Herald-Banner, Groundbreaking for RCISD's new Kevin Worthy Fate HS pushed to Nov. 19 (Oct 28, 2024)
- Royse City ISD, Bond update (Dec 10, 2025)
- Ballotpedia, Rockwall Independent School District, Texas (enrollment by year)
- Texas Tribune Public Schools Explorer, Rockwall ISD (state enrollment data, 2026)
- Blue Ribbon News, Voters approve Rockwall ISD bond referendum (Nov 4, 2015)
- Blue Ribbon News, Voters approve Rockwall ISD bonds, county road bond (Nov 2021)
- The Texan, Rockwall ISD tax rate increase and bond package both fail (Nov 2024)
- Blue Ribbon News, Rockwall ISD VATRE coverage (Aug-Nov 2025)
- Rockwall ISD, 2021 bond program page
- U.S. Census Bureau, 2023 ZIP Code Business Patterns totals (zbp23totals)
- K. Hovnanian Homes, Monterra listing, Fate (accessed Oct 28, 2026)
- Aaron Layman Properties, Edgewater listing, Fate (accessed Oct 28, 2026)