Lowry Crossing
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- Prosperity77
- Schools80
- Safety89
- Lifestyle81
- Market84
- Affordability88
- Commute56
- Growth63
Lowry Crossing
Snapshot
✓ Pros
- Proximity to Lake Lavon & Lavon Lake areas – Easy access to outdoor recreation
- Close to McKinney amenities – Shopping, dining, and healthcare just a short drive away
- Flexible, semi-rural lifestyle – Space for gardens, workshops, or outdoor hobbies
✗ Cons
- Very limited retail or services in town – Nearly all errands require driving elsewhere
- Longer commute to Dallas – Around 45–55 minutes depending on traffic
- Limited public infrastructure – Rural-style utilities and services in some areas
Demographics
Population
Mobility & Migration
Age Distribution
Households
Education Level
Connectivity & Remote Work
Racial & Ethnic Composition
Real Estate
💡 Market Insights
Home Prices
Market Trends
Market Health
Market Insights
Typical Home
Property Mix
Common Features
Costs & Ownership
Investment Indicators
Lifestyle
Explore Lowry Crossing on Google Maps
Lifestyle Scores
Nearby Amenities (within 5 miles)
Getting Around
Averaged across Lowry Crossing, weighted by where people live. #70 of 84 cities. Most errands need a car here.
Local life in Lowry Crossing
Lowry Crossing is a small Collin County city east of McKinney. It incorporated on July 19, 1971, when residents worried that McKinney or Princeton would annex the area.
Day-to-day Lowry Crossing2,4,5,9,11,15,19,21,26,27,29
- 1City Hall
- 2City Administration Office
- 3Lowry Crossing Volunteer Fire Department
- 4Lowry Crossing city park
- 5Christian Belle Winery / 1845 Distillery
- 6Walmart Supercenter (grocery + pharmacy)
- 7CareNow Urgent Care - Princeton
- 8Medical City McKinney (24/7 ER)
- 9Webb Elementary (McKinney ISD)
- 10Faubion Middle School (McKinney ISD)
- 11Princeton High School (Princeton ISD)
- 12Collin County Sheriff's Office
Only places with full street addresses and 2025-26 evidence. Left off: Spec's (4100 E. University Dr.; Spec's lists it as Lowry Crossing, property records as McKinney), McKinney High and McKinney North High (sources differ on address details), and Carrell Elementary and Banschbach Middle (no street address published).
Drive times from Lowry Crossing City Hall14
- Downtown McKinney square6.7 mi13 min
- Medical City McKinney ER8.6 mi19 min
- Legacy West, Plano20.7 mi30 min
- Dallas City Hall37.6 mi51 min
- Dallas Love Field39.1 mi55 min
- DFW Airport (2400 Aviation Dr.)44.4 mi58 min
Realust calculation with the OSRM open routing engine, Oct. 28, 2026, from 1405 S. Free-flow times; rush hour adds time. The DFW point is the airport administration address, not a terminal.
What's in town vs. nearby2,4,5,6,9,11,12,14,15,27,29
| Need | In Lowry Crossing | Nearby |
|---|---|---|
| Grocery | None found | Walmart Supercenter, 701 W. Princeton Dr., Princeton; Kroger Marketplace planned at Princeton Town Center (late 2027) |
| Pharmacy | None found | Walmart Pharmacy, Princeton |
| Urgent care | None found | CareNow, 670 W. Princeton Dr., Princeton |
| Hospital / ER | None | Medical City McKinney, 24/7 ER (19 min) |
| Library | None found | Not confirmed |
| Police | None (Collin County Sheriff) | Sheriff's Office, 4300 Community Ave., McKinney |
| Fire / EMS | Volunteer fire department, 1407 S. Bridgefarmer Rd.; AMR ambulance | - |
| Park | City park, 1418 S. Bridgefarmer Rd. | - |
| Wine / spirits | Christian Belle Winery / 1845 Distillery, 2070 S. Bridgefarmer Rd. | - |
Based on city pages, the city's resident-business list and 2025-26 business listings. 'None found' means we found no such business in city records or 2025-26 listings.
Read the full local life guide
A small city along Bridgefarmer Road
Lowry Crossing is a small Collin County city east of McKinney. It incorporated on July 19, 1971, when residents worried that McKinney or Princeton would annex the area. The name comes from William L. Lowry, a Methodist circuit preacher whose land along the East Fork of the Trinity River became a wagon crossing.
There is no downtown. City business runs from a short stretch of South Bridgefarmer Road: City Hall at 1405, the volunteer fire station at 1407, the city park at 1418 and the City Administration Office at 1420. The administration office is open weekdays 8 a.m.-1 p.m. and 2-5 p.m. Homes carry McKinney (75069) or Princeton (75407) mailing addresses.
Christian Belle Winery sits farther south at 2070 S. Bridgefarmer Rd., attached to the 1845 Distillery. Community Impact listed it in April 2025 with nine wines and weekend distillery tours. The city keeps a list of 41 businesses run by residents, mostly trades and home services, with phone numbers but no addresses.
More retail is planned. The city says frontage along US 380 now has access to sanitary sewer, and it expects new businesses there within about two years. A retail business is planned for the southeast corner of Bridgefarmer Road and US 380, where the city is adding turn lanes. That work was scheduled for June-September 2026, alongside TxDOT's widening of US 380.
Parks and the outdoors
The city has one park, at 1418 S. Bridgefarmer Road. In spring 2025 a public bid sought playground equipment for it, aimed at ages 5 to 12. The bid called for an inclusive swing and two regular swings, an overhead climber, a spinner, a slide and tree-stump climbers. The city does not publish the park's acreage.
Creeks in town drain to the East Fork of the Trinity River, and the city's newsletter notes that Lake Lavon supplies local drinking water. Owners whose land backs up to a creek are responsible for keeping it clear of debris, and owners must keep roadside ditches clear down to the culvert bottom.
Errands happen in McKinney and Princeton
We found no grocery store, pharmacy or clinic inside city limits. One full-service option is the Walmart Supercenter at 701 W. Princeton Dr. in Princeton, which has a pharmacy and drive-thru and is open 6 a.m.-11 p.m. daily. Kroger broke ground in July 2026 on a Kroger Marketplace at Princeton Town Center (US 380 and Beauchamp Blvd.), with opening expected in late 2027. In June 2025 Kroger said it would close its store at 1707 W. University Dr. in McKinney.
CareNow Urgent Care runs a walk-in clinic at 670 W. Princeton Dr., Ste. 400, in Princeton. The nearest full hospital we routed to is Medical City McKinney, 4500 Medical Center Dr., a Level II trauma center with a 24/7 ER, about 19 minutes from City Hall.
We found no city library. Trash is handled by private haulers; the city lists Ecowaste Solutions and Lone Star Trash. Milligan Water Supply provides water to much of the city.
Schools depend on the address
The city says homes are in McKinney ISD or Princeton ISD. The district-hosted school-locator maps place the City Hall area in McKinney ISD, zoned to Webb Elementary (810 E. Louisiana St.) and Faubion Middle (2000 Rollins St.). For high school, the two McKinney ISD layers we checked disagree: one shows McKinney North High, the other McKinney High. McKinney ISD redrew middle and high school zones for 2026-27, so confirm with the district.
Ashford Crossing, in the 75407 part of the city, falls in Princeton ISD. The district's 2026-27 locator layer assigns it to Carrell Elementary and Banschbach Middle, both new campuses opening in 2026-27, and Princeton High School (1000 E. Princeton Dr.). Meritage Homes says its Simpson Crossing community is in McKinney ISD.
TEA ratings for 2025 (the 2024-25 school year) were: Webb Elementary D, Faubion Middle A, McKinney High A, McKinney North A and Princeton High B. McKinney ISD said all three of its high schools earned an A again in the 2026 ratings released Aug. 14, 2026, and that all its middle schools earned an A or B. We did not find 2026 ratings for Webb or Princeton High.
Getting around
Bridgefarmer Road is the city's spine and connects to US 380 on the north. Phase I of the Bridgefarmer rehab is complete. Phase II, from Settler's Trail to Settler's Bend, was being designed for fiscal 2026. Old Myrick Lane remains closed; the city puts a permanent concrete fix at $3-4 million.
From City Hall, off-peak, downtown McKinney is about 13 minutes away, Legacy West in Plano about 30, Dallas City Hall about 51, Love Field about 55 and DFW Airport about 58. These are Realust estimates from the OSRM routing engine and do not include rush-hour traffic. We found no public transit service.
Police, fire and EMS
Lowry Crossing has no police department. The Collin County Sheriff's Office (4300 Community Ave., McKinney; 972-547-5100) covers the city. In March 2026 the city said it was exploring a police department of its own, citing speeding, stop-sign violations and truck traffic on Bridgefarmer Road.
The Lowry Crossing Volunteer Fire Department, formed in 1984, is first on scene for fire, medical and traffic calls and is dispatched by the Sheriff's Office. Its station is at 1407 S. Bridgefarmer Rd. Ambulance transport comes from AMR under an interlocal agreement.
Not confirmed yet
- Which McKinney ISD high school serves each part of the city in 2026-27 (district locator layers disagree between McKinney North and McKinney High).
- Exact McKinney ISD vs. Princeton ISD split line within the city.
- 2026 TEA campus ratings for Webb Elementary, Faubion Middle and Princeton High.
- Street addresses for Carrell Elementary and Banschbach Middle.
- Whether the 2025 playground at the city park was installed, and the park's acreage.
- Whether residents can get a card at a nearby city library (McKinney or Princeton) and at what fee.
- Whether Spec's at 4100 E. University Dr. is inside Lowry Crossing city limits.
- Name and opening date of the retail business planned at Bridgefarmer Rd. and US 380.
- Any recurring community events (none found with 2025-26 dates).
Questions people ask
Is there a grocery store in Lowry Crossing?
We found none in city limits. Shoppers drive to McKinney or Princeton; the Walmart Supercenter at 701 W. Princeton Dr. has groceries and a pharmacy. Kroger broke ground on a Kroger Marketplace at Princeton Town Center in July 2026, with opening expected in late 2027.
What school district is Lowry Crossing in?
It depends on the address. The city says homes are in McKinney ISD or Princeton ISD. District locator maps put the City Hall area in McKinney ISD (Webb Elementary, Faubion Middle) and Ashford Crossing in Princeton ISD (Carrell Elementary, Banschbach Middle, Princeton High for 2026-27). Check a specific address with the district.
Does Lowry Crossing have its own police department?
No. The Collin County Sheriff's Office covers the city. In March 2026 the city said it was exploring a police department of its own.
Who provides fire and ambulance service?
The Lowry Crossing Volunteer Fire Department, based at 1407 S. Bridgefarmer Rd., responds first to fire, medical and traffic calls. AMR provides ambulance transport under an interlocal agreement.
How far is Lowry Crossing from Dallas and the airports?
Off-peak, Dallas City Hall is about 51 minutes from City Hall, Love Field about 55 minutes and DFW Airport about 58 minutes. Downtown McKinney is about 13 minutes.
Where is the nearest hospital?
Medical City McKinney, 4500 Medical Center Dr., has a 24/7 ER and is a Level II trauma center, about 19 minutes from City Hall off-peak. CareNow runs an urgent care clinic in Princeton.
Does Lowry Crossing have parks?
One city park, at 1418 S. Bridgefarmer Rd. A playground for ages 5-12 was bid in spring 2025. The city does not publish its acreage.
Sources (31) · checked Oct 28, 2026
- City of Lowry Crossing, home page
- City of Lowry Crossing, New Resident Information
- City of Lowry Crossing, About (history, services)
- City of Lowry Crossing, Fire/EMS
- Community Impact, 13 wine-centric spots in and around McKinney (Apr. 11, 2025)
- City of Lowry Crossing, Businesses in Lowry Crossing
- City of Lowry Crossing newsletter, March 2026
- City of Lowry Crossing newsletter, November 2025 (roads update)
- ConstructConnect, Park Playground Equipment and Installation, 1418 S. Bridgefarmer Rd. (Apr.-May 2025)
- City of Lowry Crossing newsletter, January 2026 (drainage)
- Walmart, Princeton Supercenter #7178
- The Shelby Report, Kroger breaks ground on new Marketplace in Princeton (July 16, 2026)
- Community Impact, Kroger plans closure of east McKinney store (June 23, 2025)
- OSRM open routing engine, table service (Realust drive-time calculation, Oct. 28, 2026)
- Medical City McKinney, emergency care
- McKinney ISD school locator GIS (Metro Study), McKinney_ISD_2526 service
- McKinney ISD school locator GIS (Metro Study), McKinney_ISD_SZF_2627_MIL1 service
- Princeton ISD zoning GIS (Metro Study), Princeton_SZF_2026_27 service
- Texas Tribune Public Schools Explorer, Faubion Middle School
- McKinney ISD, Realtor information (links to school locator)
- Texas Tribune Public Schools Explorer, Webb Elementary School
- Texas Tribune Public Schools Explorer, McKinney High School
- Texas Tribune Public Schools Explorer, McKinney North High School
- Princeton ISD, Construction projections (May 2026)
- McKinney ISD, 2026 accountability ratings release (Aug. 14, 2026)
- Texas Tribune Public Schools Explorer, Princeton High School
- Collin County Sheriff's Office
- NERIS (FSRI), Lowry Crossing Fire Department stations
- CareNow Urgent Care - Princeton
- Meritage Homes, Simpson Crossing (McKinney ISD)
- Community Impact, McKinney ISD forms new attendance zones (Dec. 16, 2025)
Seasonal Temperatures
Annual Conditions
Crime & Safety
Safety Overview
County estimate. Lowry Crossing<span class="city-suffix">, TX Housing Guide</span> has no police department of its own; the Collin County Sheriff's Office patrols it. These rates are for all the areas that agency covers, not Lowry Crossing<span class="city-suffix">, TX Housing Guide</span> alone, so treat them as a rough guide.
Violent Crime
Property Crime
Job Market
Income
Employment
Income Distribution
Education
School District
Schools
Academic Info
📈 Graduation Rates (Class of 2024)
🎯 College Readiness (Class of 2023)
Transportation
Mobility Scores
Commute
Distance To
⚡ EV Charging
Drive to major employers from Lowry Crossing
Rush-hour drive times from the center of Lowry Crossing, weekday at 8:00 AM.
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| RaytheonMcKinney | 31 min | 18 min | 8 mi |
| Capital OnePlano | 38 min | 27 min | 19.9 mi |
| The StarFrisco | 39 min | 29 min | 22.2 mi |
| JPMorgan Chase Legacy WestPlano | 40 min | 28 min | 21.9 mi |
| Keurig Dr PepperFrisco | 40 min | 29 min | 22.5 mi |
| Telecom CorridorRichardson | 40 min | 28 min | 22 mi |
| Legacy WestPlano | 41 min | 29 min | 21.1 mi |
| Frito-Lay / PepsiCoPlano | 41 min | 29 min | 21.9 mi |
Show all 36 workplaces
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| State Farm CityLineRichardson | 41 min | 29 min | 21.4 mi |
| Toyota North America HQPlano | 41 min | 29 min | 22.2 mi |
| Tyler TechnologiesPlano | 42 min | 30 min | 21.5 mi |
| Medical City PlanoPlano | 44 min | 33 min | 22.7 mi |
| UT DallasRichardson | 46 min | 34 min | 23.9 mi |
| Galleria / LBJDallas | 59 min | 38 min | 31.7 mi |
| Texas InstrumentsDallas | 59 min | 38 min | 28.9 mi |
| McKessonLas Colinas | 60 min | 42 min | 39.9 mi |
| DFW AirportDFW | 63 min | 46 min | 40.9 mi |
| Kimberly-ClarkIrving | 66 min | 48 min | 42.8 mi |
| Las Colinas Urban CenterIrving | 66 min | 48 min | 43.1 mi |
| American AirlinesFort Worth | 69 min | 52 min | 49.6 mi |
| SMUUniversity Park | 70 min | 43 min | 33.4 mi |
| University of North TexasDenton | 70 min | 55 min | 50.2 mi |
| Fidelity InvestmentsWestlake | 71 min | 53 min | 49.9 mi |
| Charles SchwabWestlake | 71 min | 53 min | 50.9 mi |
| Texas Woman's UniversityDenton | 71 min | 56 min | 50.2 mi |
| Uptown DallasDallas | 74 min | 44 min | 36.9 mi |
| Baylor University Medical CenterDallas | 76 min | 46 min | 37.4 mi |
| Downtown DallasDallas | 76 min | 46 min | 37.3 mi |
| Arlington Entertainment DistrictArlington | 77 min | 60 min | 55.2 mi |
| AT&TDowntown Dallas | 77 min | 47 min | 37.3 mi |
| Dallas Love FieldDallas | 77 min | 48 min | 40.4 mi |
| UT Southwestern / Medical DistrictDallas | 78 min | 49 min | 41.5 mi |
| Southwest AirlinesLove Field | 80 min | 51 min | 41.5 mi |
| AllianceTexasFort Worth | 81 min | 62 min | 58.7 mi |
| Downtown Fort WorthFort Worth | 84 min | 66 min | 62.7 mi |
| Lockheed MartinFort Worth | 94 min | 75 min | 72.7 mi |
Source: Google Routes forecast, updated October 2026. Find where to live near your work →
Cost of Living
Cost Index (100 = National Average)
Monthly Utilities
Everyday Costs
Taxes
Hidden costs in Lowry Crossing
Lowry Crossing's city property tax is small next to its school tax. The council set the 2025 rate at $0.20 per $100 of value.
Estimate: where a typical Lowry Crossing homestead tax bill goes (2025 rates)1,3,4,7,11,12,27,31
- McKinney ISD$3,082/yr
- City of Lowry Crossing$627/yr
- Collin County$595/yr
- Collin College$272/yr
Realust estimate. Homestead at $419,062 (Collin CAD 2025 average market value of homes), inside city limits, McKinney ISD, no PID, owner under 65. City at the voter-reduced 2025 rate of $0.149683. In Princeton ISD the school line is $3,369. A Simpson Road PID lot adds $3,146–$4,244 plus $283–$363 O&M per year.
Base 2025 tax rate as listed by Republic Title: Lowry Crossing vs. nearby cities1
- Melissa1.91%
- Princeton1.88%
- McKinney1.75%
- Fairview (McKinney ISD)1.65%
- Lucas1.61%
- New Hope1.54%
- Lowry Crossing (McKinney ISD)1.53%
All rows from Republic Title's 2025 sheet, published before Lowry Crossing voters cut the city's 2025 rate from $0.20 to $0.149683 on May 2, 2026. Excludes PIDs. Lowry Crossing addresses in Princeton ISD pay the higher Princeton ISD rate (1.2072).
Estimate: monthly costs beyond the mortgage (sourced parts only)1,7,15,20
- Property tax (homestead, McKinney ISD, no PID)$381/mo
- Electric (if on GCEC, 1,000 kWh)$172/mo
- HOA (Simpson Crossing)$58/mo
Realust estimate; partial. Water (Milligan WSC), trash, internet and homeowners insurance are not included because no Lowry Crossing price was sourced. Electric applies only to GCEC addresses and excludes taxes. A Simpson Crossing lot also owes a yearly PID installment.
Utility providers in Lowry Crossing5,8,15,16
| Service | Provider | Notes |
|---|---|---|
| Electric | Oncor or TNMP lines (retail choice), or Grayson-Collin Electric Co-op | Depends on address. GCEC: $25 base + 13.7¢/kWh + PCRF |
| Water | Milligan Water Supply Corporation | No city water utility |
| Sewer | Septic in most of the city; City of Princeton sewer in Simpson Crossing | Septic permits via Collin County Development Services |
| Trash | Resident-chosen hauler (Ecowaste Solutions or Lone Star Trash) | City reviewing bids for a contract (fall 2026) |
| Natural gas | Not listed by the city | Not confirmed |
| Internet | AT&T fiber, Spectrum, Optimum, fixed wireless, satellite | FCC data, Dec. 2025; coverage varies |
Read the full hidden costs guide
A low city rate, set by voters
Lowry Crossing's city property tax is small next to its school tax. The council set the 2025 rate at $0.20 per $100 of value. Residents petitioned it to the ballot, and on May 2, 2026, voters approved Proposition A, which reduced the 2025 rate to $0.149683. It passed 144 to 33.
For 2026, the council adopted $0.160953 on Sept. 22, 2026, and voted to ratify the increase. The city has no general homestead exemption, but it exempts $15,000 for owners 65 and older or disabled.
Two school districts, two price points
The city says its students attend McKinney ISD or Princeton ISD. The school levy is most of the bill. McKinney ISD's 2025 rate is 1.1043 and Princeton ISD's is 1.2072. Both exempt $140,000 of a homestead's value. McKinney ISD has proposed a 2026 rate of 1.0664 that depends on a tax rate election on the Nov. 3, 2026 ballot.
Recent listings place Simpson Crossing in McKinney ISD, and The Crossings, Regatta Oaks and Ashford Crossing in Princeton ISD. Check each address with the appraisal district.
What a typical homestead pays
Collin CAD put the 2025 average market value of homes in Lowry Crossing at $419,062. Using 2025 rates and standard exemptions, a Realust estimate puts the bill at about $4,576 a year, or $381 a month, in McKinney ISD. That is an effective rate near 1.09%. In Princeton ISD the same home owes about $4,863.
Collin County raised its rate to 0.151414 for 2026, and Collin College kept 0.08122. A rental with no exemptions on the McKinney ISD side would owe about $6,221 on the same value in 2025.
Two PIDs add thousands a year
Lowry Crossing has no MUD, but it has two public improvement districts. The Simpson Road PID covers Simpson Crossing Phases 1–4. Its installments due Jan. 31, 2027 run from $3,146.10 to $4,243.98 per lot, depending on improvement area and lot type. A separate operations and maintenance assessment for road upkeep adds $282.59 to $362.74 per lot. Outstanding balances range from about $38,200 to $52,800 per lot.
The Lowry Trails PID covers Trophy Signature Homes' Lowry Trails community. Its first two improvement areas sit in the city's ETJ, so those lots pay the PID but not the city rate. Its O&M assessment is $249.56 or $231.21 per lot. The per-lot capital installment was not available. Ask the seller for the PID disclosure, and confirm the payoff amount before closing.
Utilities: rural setup, several providers
The city does not sell water or sewer. Milligan Water Supply Corporation provides water, and most homes use septic systems permitted by Collin County. Simpson Crossing gets sewer from the City of Princeton. Ask for a recent water bill.
Electric service comes from Oncor, TNMP or Grayson-Collin Electric Co-op, depending on the address. On Oncor or TNMP lines you pick a retail plan. GCEC charges $25 a month plus 13.7¢ per kWh and a monthly power-cost factor, about $172 at 1,000 kWh.
There is no city trash contract yet. The city lists two private haulers and was reviewing bids in fall 2026. FCC data show AT&T fiber at about 46% of locations and Spectrum fiber at 58%, with fixed wireless and satellite elsewhere.
HOA, permits and commute
Simpson Crossing's HOA dues are listed at $58 a month, and Lowry Trails at about $650 a year. A 2026 listing in The Crossings describes it as HOA-free.
Building a new home costs $1.00 per square foot under roof in permit fees, plus a $150 plan review. The average commute is about 31 minutes. Routing estimates put downtown McKinney about 14 minutes away and downtown Dallas about 50 minutes, without traffic.
Not confirmed yet
- What does Milligan Water Supply Corporation charge for a typical month of water?
- Which hauler will the city contract for trash, and at what monthly rate?
- What does homeowners insurance typically cost in Lowry Crossing?
- What share of parcels sits in a FEMA Special Flood Hazard Area?
- What is median rent in Lowry Crossing (ACS median gross rent)?
- What are HOA dues in Ashford Crossing, Regatta Oaks and Settlers Creek?
- What is the per-lot capital PID installment in Lowry Trails?
Questions people ask
What is the property tax rate in Lowry Crossing, TX?
The city rate is $0.149683 per $100 for 2025, after voters cut it from $0.20, and $0.160953 for 2026. With McKinney ISD (1.1043), Collin County (0.149343) and Collin College (0.08122), the 2025 base total is about 1.48% before exemptions. Princeton ISD addresses pay a higher school rate (1.2072).
How much are property taxes on a $419,000 home in Lowry Crossing?
A Realust estimate puts it at about $4,576 a year ($381 a month) with a homestead exemption in McKinney ISD and no PID, using 2025 rates. In Princeton ISD it is about $4,863.
Does Lowry Crossing have a PID or MUD?
No MUD, but two PIDs: Simpson Road (Simpson Crossing) and Lowry Trails. Simpson Road installments due Jan. 31, 2027 run $3,146–$4,244 per lot, plus a $283–$363 O&M assessment.
Which school district serves Lowry Crossing?
McKinney ISD or Princeton ISD, depending on the address.
Who provides water in Lowry Crossing?
Milligan Water Supply Corporation. The city has no water utility, and most homes use septic. Simpson Crossing has City of Princeton sewer.
Who provides electricity in Lowry Crossing?
Oncor, TNMP or Grayson-Collin Electric Co-op, depending on the address. Oncor and TNMP areas have retail choice; GCEC areas buy from the co-op.
What happened with the Lowry Crossing tax rate election?
On May 2, 2026, voters approved Proposition A, 144 to 33, reducing the 2025 city rate from $0.20 to $0.149683 per $100.
Sources (33) · checked Oct 28, 2026
- Republic Title, 2025 DFW Tax Rates and Exemptions
- City of Lowry Crossing, Tax Rate
- NBC DFW, Lowry Crossing Proposition A tax reduction (Apr. 17, 2026; updated May 2, 2026)
- Collin County Elections, May 2, 2026 Joint Election Summary Report (Official Results)
- City of Lowry Crossing, City Council Minutes, Sept. 22, 2026
- City of Lowry Crossing, City Council Minutes, Sept. 8, 2026
- Collin CAD, 2026 Certified Value Summary (July 23, 2026)
- City of Lowry Crossing, New Resident Information
- City of Lowry Crossing, Lowry Trails PID 2026 Amended and Restated Service and Assessment Plan (July 14, 2026)
- City of Lowry Crossing, Lowry Trails O&M PID 2026 Service and Assessment Plan (Aug. 25, 2026)
- City of Lowry Crossing, Simpson Road PID 2026 Annual Service Plan Update (July 28, 2026)
- City of Lowry Crossing, Simpson Road 2026 Amended & Restated O&M Service and Assessment Plan (Aug. 25, 2026)
- City of Lowry Crossing, PID Service and Assessment Plans
- City of Lowry Crossing, FY2027 Budget (council approved Aug. 11, 2026)
- Grayson-Collin Electric Cooperative, Rates
- BroadbandMap, Internet providers in Lowry Crossing, TX (FCC BDC, Dec. 2025)
- Census Reporter, Lowry Crossing, TX profile (ACS 2024 5-year)
- City of Lowry Crossing, Fire/EMS
- City of Lowry Crossing, Master Fee Schedule (September 2026)
- Homes.com, Simpson Crossing (Meritage Homes) community page (updated July 15, 2026)
- Jome, Lowry Trails by Trophy Signature Homes
- Business Wire, Trophy Signature Homes: Lowry Trails in Lowry Crossing (Jan. 16, 2025)
- Listing: The Crossings Ph I (2026)
- Listing: Regatta Oaks
- Community Impact, Collin County officials raise property tax rate for FY 2026-27 (Sept. 2026)
- Community Impact, Collin College trustees approve steady property tax rate, FY 2026-27 budget (Aug. 2026)
- Collin College, New local homestead tax exemption rate (May 1, 2023)
- McKinney ISD, Election 2026 financial information
- Listing: Simpson Crossing (2026)
- OSRM routing table, central Lowry Crossing to McKinney, Plano, Dallas and Princeton
- Collin County Tax Assessor-Collector, Tax Rate Summary (exemptions)
- City of Lowry Crossing, City Council Minutes, May 12, 2026
- Listing: Ashford Crossing Ph 1 (2025)
What’s coming
Public projects that will change daily life in Lowry Crossing: new jobs, roads, schools and places to go. Every project links to its source.
McKinney National Airport flights
A new 46,000 sq ft passenger terminal on FM 546 opens with Avelo Airlines nonstops to Las Vegas, Orlando, Tampa, Fort Lauderdale and Fort Myers starting mid-November 2026.
Why it matters: Commercial flights without the drive to DFW or Love Field.
Also in McKinney · Princeton · New Hope · Melissa · Anna · Fairview · Allen
US 380 widening, McKinney–Princeton
TxDOT is widening US 380 from four lanes to six for about 7.2 miles, from Airport Drive in McKinney through Princeton to CR 458 near Lavon Lake. Webber, LLC holds the $141.4 million contract. Work started in fall 2025, was about 25% done in May 2026 and should finish around late 2028. It is separate from TxDOT's longer-term US 380 freeway plan.
Why it matters: Six lanes on US 380 from Airport Dr. in McKinney through Princeton to CR 458.
Also in Princeton · McKinney · New Hope
Spur 399 extension, Segment 1
TxDOT is widening Spur 399 in southeast McKinney, the first piece of a planned freeway loop around the city's east side to US 380. Later segments are still in design.
Why it matters: Future bypass to ease US 380 and SH 5 congestion through McKinney.
Also in McKinney · New Hope · Princeton
Collin County $817.5M bond
Four props: $475M for non-tolled roads and bridges, $296.5M for courts, jail and probation facilities, $40M for an elections/records building and $6M for parks.
Why it matters: Road and bridge money for growing Collin suburbs; repaid via property tax.
Also in Plano · Frisco · Allen · McKinney · Prosper · Celina · Fairview · Lucas · Parker · Wylie · Sachse · Richardson · Anna · Melissa · Princeton · Farmersville · Lavon · New Hope · Blue Ridge · St. Paul · Nevada · Westminster
Citywide
Collin College $600M bond
Funds campus expansions in McKinney, Wylie, Plano, Allen, Celina and Frisco, a McKinney Aviation Academy and new Anna and Royse City campuses. The college expects no tax-rate increase.
Why it matters: More nearby college and job-training seats; no college tax-rate hike expected.
Also in Plano · Frisco · Allen · McKinney · Prosper · Celina · Fairview · Lucas · Parker · Wylie · Sachse · Anna · Farmersville · Royse City · Richardson · Princeton · Melissa · Lavon · New Hope · Nevada · St. Paul · Blue Ridge · Westminster · Van Alstyne
Citywide
We track publicly announced projects from official and local news sources. Plans and dates change; dates are targets, not promises. Map locations are approximate. Projects don't affect the Realust Score. Know of a project we're missing? Tell us.
Growth story in Lowry Crossing
Lowry Crossing sits on FM 546 about six miles southeast of McKinney, near the East Fork of the Trinity River. It appeared on highway maps in the 1960s, incorporated about 1971 and set up a volunteer fire department in 1984.
Lowry Crossing population, 1980-20251,2
1980-2020: decennial Census counts. 2021-2025: Census Bureau July 1 estimates (Vintage 2025), marked as estimates. NCTCOG's separate Jan. 1, 2026 estimate (3,227) is in the text, not the chart.
New homes permitted by the City of Lowry Crossing5,6
Census Building Permits Survey; all single-family and fully reported by the city in every year shown. 2026 is January-September only. Homes in the ETJ are not counted.
McKinney ISD enrollment (fall membership)23
Census Bureau school finance survey. McKinney ISD serves parts of Lowry Crossing, including Simpson Crossing.
Princeton ISD enrollment (fall membership)23
Census Bureau school finance survey. Princeton ISD serves Lowry Trails, Ashford Crossing and Cypress Creek. The district's projection of 25,000 by about 2035 is in the text.
Subdivisions in and around Lowry Crossing7,8,10,11,12,13,14,15,16
| Community | Builder | Planned lots | Status | Location | ISD |
|---|---|---|---|---|---|
| Simpson Crossing | Meritage Homes | 174 in Phase 1; total n/p | Building (Phases 1-4 filed 2023-2025) | Lowry Crossing 75069 (McKinney address) | McKinney |
| Ashford Crossing | Centex (PulteGroup) | n/p | Selling | Myrick Ln at CR 400 | Princeton |
| Lowry Trails | Trophy Signature Homes (Green Brick) | About 431 (PID plan) | Selling since Sept 2025 | Princeton 75407 address; mostly ETJ | Princeton |
| Cypress Creek | Lennar | n/p | Selling | Desert Willow Dr; sales at 1406 Mesquite Ln | Princeton (per school list) |
n/p = not published. Locations from state accessibility filings and builder pages. City limits vs. ETJ confirmed only for Lowry Trails (PID plan). Check each address.
Where Lowry Crossing is growing13,14,16,17,19,39
- 1Ashford Crossing sales
- 2Cypress Creek
- 3Lowry Crossing City Hall
No individual homes or listings are mapped. Simpson Crossing and Lowry Trails have no published community street address; their state and PID filings do not name roads.
Read the full growth story guide
A rural city on FM 546
Lowry Crossing sits on FM 546 about six miles southeast of McKinney, near the East Fork of the Trinity River. It appeared on highway maps in the 1960s, incorporated about 1971 and set up a volunteer fire department in 1984.
The Census counted 443 residents in 1980, 1,229 in 2000 and 1,711 in 2010. The 2020 count was 1,689, slightly lower. For most of its history the city grew one large lot at a time.
Population: flat for a decade, then a jump
Census Bureau estimates held near 1,700 from 2020 through 2023. They rose to 2,020 in July 2024 and 2,521 in July 2025, about 49% above the 2020 count.
NCTCOG, the regional planning council, estimates 3,227 residents on Jan. 1, 2026, up 1,005 from a year earlier. No city or regional population projection for Lowry Crossing was found.
Housing: from three permits a year to hundreds
Census permit data show the city issued no more than three new-home permits a year from 2010 through 2022. That changed in 2023, with 128 permits, followed by 199 in 2024 and 245 in 2025. Through September 2026 it had issued 48. All were single-family, with reported construction values near $300,000 per home.
Four builder communities are driving the change. Meritage Homes' Simpson Crossing filed plans for 174 lots in its first phase in 2023. Centex is selling Ashford Crossing near Myrick Lane and County Road 400. Lennar's Cypress Creek has an amenity center on Desert Willow Drive. Trophy Signature Homes opened Lowry Trails in September 2025.
Lowry Trails is the city's first public improvement district, created in May 2024. Its plan covers about 431 lots on 98 acres, and city-issued assessment bonds pay for its water, sewer and streets. Its first two sections lie in the city's extraterritorial jurisdiction, not inside city limits, so those homes do not appear in the city's permit counts. Mailing addresses here say McKinney or Princeton, so check city limits, ETJ status and PID coverage for any address.
Roads and public projects
Collin County and TxDOT have studied widening FM 546 from Airport Drive in McKinney to County Road 393 in Lowry Crossing into a four-lane divided road that could later reach six lanes. TxDOT's late-2025 program lists the $140 million project as unfunded.
In October 2025 the county funded the city's $200,210 share of building part of County Road 398. County parks bonds have paid $412,067 toward Lowry Crossing City Park and $70,000 toward an adult fitness court.
Two school districts
Lowry Crossing is split between McKinney ISD and Princeton ISD. Builder pages place Simpson Crossing in McKinney ISD and Lowry Trails, Ashford Crossing and Cypress Creek in Princeton ISD. Check by address.
The two districts are moving in opposite directions. McKinney ISD's fall enrollment slipped from 24,811 in 2014-15 to 23,306 in 2023-24; it has a $500 million bond on the Nov. 3, 2026 ballot that includes two new north-side elementary schools. Princeton ISD more than doubled, from 3,790 to 8,688 over the same years, and shows 11,388 in 2026 state data. Its voters passed bonds of $237.4 million in 2019 and $797 million in 2023, and the district projects about 25,000 students by the mid-2030s.
Values and incomes
Census survey data show the median owner-estimated home value rising from $169,600 (2011-2015) to $396,900 (2020-2024). Median household income was $116,875 in 2020-2024, up from $92,115 in 2011-2015.
These are five-year averages for a small city, with margins of error of about $26,000 on value and $21,000 on income. Most of the survey period came before the new subdivisions filled in.
Not confirmed yet
- Will the city annex the Lowry Trails ETJ sections, and when?
- Who provides water and sewer to each new subdivision, and does the older part of the city remain on septic?
- Will FM 546 widening be funded, and how much right-of-way would it take in Lowry Crossing?
- Will McKinney ISD's Nov. 3, 2026 bond pass, and where will its new north-side elementaries go?
- How many lots remain in Simpson Crossing, Ashford Crossing and Cypress Creek?
Questions people ask
What is the population of Lowry Crossing, Texas?
The Census Bureau estimated 2,521 residents on July 1, 2025. NCTCOG estimated 3,227 on Jan. 1, 2026. The 2020 Census counted 1,689.
Is Lowry Crossing growing?
Yes, recently. The population was flat from 2010 to 2023, then new subdivisions arrived. The city permitted 572 new homes from 2023 to 2025, after 10 from 2016 to 2022.
What new subdivisions are in Lowry Crossing?
Simpson Crossing (Meritage Homes), Ashford Crossing (Centex), Lowry Trails (Trophy Signature Homes) and Cypress Creek (Lennar). Some sections are in the city's ETJ rather than city limits.
What school district is Lowry Crossing in?
Parts are in McKinney ISD and parts in Princeton ISD. Builder pages list Simpson Crossing in McKinney ISD and Lowry Trails, Ashford Crossing and Cypress Creek in Princeton ISD. Check by address.
Does Lowry Crossing have a PID?
Yes. The Lowry Trails Public Improvement District was created in May 2024 and covers about 431 planned lots. Check the city's service and assessment plan for any address in it.
Is FM 546 being widened through Lowry Crossing?
It has been studied. Collin County and TxDOT proposed a four-lane divided road from Airport Drive in McKinney to CR 393 in Lowry Crossing; TxDOT lists the $140 million project as unfunded as of late 2025.
Why do Lowry Crossing homes have McKinney or Princeton addresses?
Builders market the new subdivisions with McKinney (75069) or Princeton (75407) mailing addresses. The address does not show which city, ETJ or school district a home is in.
Sources (39) · checked Oct 28, 2026
- Lowry Crossing, Texas (Wikipedia; historical U.S. Census table)
- U.S. Census Bureau, Vintage 2025 city and town population estimates, Texas (sub-est2025_48.csv)
- NCTCOG, 2026 Population Estimates Publication (Jan. 1, 2026 estimates)
- Texas State Historical Association, Handbook of Texas: Lowry Crossing, TX (published Dec. 2, 2004; population figures through 2021)
- U.S. Census Bureau, Building Permits Survey, annual place files, South Region (so2010a.txt-so2025a.txt), Lowry Crossing FIPS place 44308
- U.S. Census Bureau, Building Permits Survey, South Region place file, year-to-date through Sept 2026 (so2609y.txt)
- City of Lowry Crossing, Lowry Trails Public Improvement District 2026 Amended and Restated Service and Assessment Plan (July 14, 2026)
- Business Wire, Trophy Signature Homes announces the opening of Lowry Trails in Princeton, TX (Sept 24, 2025)
- Business Wire, Discover Lowry Trails: Innovation and Community in Lowry Crossing (Jan 16, 2025)
- Texas Department of Licensing and Regulation, TABS2024000660: Simpson Crossing Phase 1 (registered Sept 12, 2023)
- Texas Department of Licensing and Regulation, TABS2025027093: Simpson Crossing Phase 4 (registered Aug 30, 2025)
- Meritage Homes, Simpson Crossing community page (accessed Oct 28, 2026)
- Texas Department of Licensing and Regulation, TABS2024025612: Ashford Crossing Ph. 1, Myrick Lane / CR 400 (registered Aug 16, 2024)
- NewHomeSource, Ashford Crossing by Centex Homes (accessed Oct 28, 2026)
- Zabalist, TDLR record TABS2023021732: Cypress Creek community amenity center, Desert Willow Drive (registered June 19, 2023)
- Lennar, Cypress Creek community page, Cottage Collection (accessed Oct 28, 2026)
- TxDOT, FM 546 Phase II Corridor Study from Airport Drive to County Road 393 (public meeting, May 2023)
- TxDOT Dallas District, Unified Transportation Program projects, Collin County (Q4 2025)
- Collin County Commissioners Court, Order 2025-1191-10-27: budget amendment for City of Lowry Crossing share of County Road 398 (Oct 27, 2025)
- Collin County, memo on Lowry Crossing interlocal agreement: Lowry Crossing City Park, 2018 parks bond (Nov 15, 2021)
- Collin County, memo on Lowry Crossing interlocal agreement: Adult Fitness Court, 2023 parks bond (Mar 2, 2026)
- McKinney Independent School District (Wikipedia via Wikiwand; areas served)
- U.S. Census Bureau, Annual Survey of School System Finances, elementary-secondary files FY2015-FY2024 (elsecYY.txt; fall membership; NCES IDs 4829850 McKinney ISD, 4835850 Princeton ISD)
- Texas Tribune Public Schools Explorer, McKinney ISD (state enrollment data, 2026)
- Texas Tribune Public Schools Explorer, Princeton ISD (state enrollment data, 2026)
- Community Impact, Early results show voters favor McKinney ISD bond (May 7, 2016)
- McKinney ISD, 2021 election results: all four MISD ballot items pass
- McKinney ISD, Election 2026 bond propositions
- Community Impact, Bond on the ballot: McKinney ISD calls $500M bond, tax rate election (Sept 29, 2026)
- Princeton Herald, Breaking news: Princeton ISD bond passes (May 4, 2019)
- Princeton Herald, School construction bond officially passes (May 18, 2023)
- Princeton ISD, 2023 Bond (district bond page)
- Princeton Herald, PISD enrollment outpaces projections (Mar 27, 2025)
- Princeton Herald, PISD trustees keep bond election schedule (Mar 26, 2026)
- Princeton Herald, Seven candidates seeking four PISD and council positions (Aug 20, 2026)
- U.S. Census Bureau, ACS 5-year table-based summary files 2021-2024 (B25077, B19013, B25001, B25003), place 4844308
- U.S. Census Bureau, ACS 2015-2019 5-year summary file, Texas
- U.S. Census Bureau, ACS 2011-2015 5-year summary file, Texas
- City of Lowry Crossing, official website (City Hall address; PID plans page)