What is Cross Roads's Realust Score?

Cross Roads has a Realust Score of 71 out of 100 (B-, Above Average), which ranks tied for #66 of 84 North Texas cities.

How much does a home cost in Cross Roads, TX?

The median home price in Cross Roads is $328,102. Prices changed -6.5% over the past year and +0.9% over five years.

How good are the schools in Cross Roads?

Cross Roads's primary school district is Aubrey ISD (rated 5.5/10, district grade B+, Top 41% in Texas). It scores 79/100 on Realust's Schools category.

Is Cross Roads, TX safe?

Cross Roads, with 0 violent and 29.48 property crimes per 1,000 residents. Its Realust Safety score is 41/100.

How long is the commute from Cross Roads?

The average commute in Cross Roads is 42 minutes. It is 43.6 mi to downtown Dallas and 32.1 mi to DFW Airport.

What is the population of Cross Roads, TX?

Cross Roads has 2,035 residents, a change of +54.5% over five years. The median household income is $124,145.

Living in Cross Roads, TX: Cost, Schools & Safety (2026)

Cross Roads

Realust Score

↘ -6.5% 1-year

↗ +0.9% 5-year

'20'21'22'23'24'25

Snapshot

Cross Roads is a small, semi-rural bedroom community with a strong small-town feel, good schools (confirm zoning), and affordable single-family housing—best for buyers seeking quieter, family-oriented living with larger lots and lower home prices while accepting limited local services, reliance on nearby cities for shopping and medical care, and a car-dependent lifestyle.

Cross Roads offers established neighborhoods and newer subdivisions on modest-to-large lots, a low-density street network, and easy drives to Denton, Argyle and nearby highways; residents typically enjoy lower housing entry costs than some neighboring suburbs, community events and proximity to quality schools, but should expect minimal local retail, few restaurants and limited municipal amenities. Tradeoffs include potential variability in utility setups (some properties on septic/well), possible special tax districts or recent development assessments, seasonal commuter congestion on key routes, and floodplain considerations on lower lying parcels.

2,035

Population

+54.5% in 5 years

$328,102

Median Home Price

−6.5% in 1 year

$124,145

Median Income

Average $150,587

5.5/10

School Rating

Aubrey ISD

✓ Pros

Quiet, tree-lined roads and spacious lots feel rural while still being accessible to Denton and the DFW metroplex.
No municipal property tax means lower overall tax bills compared with nearby cities.
High-quality public schools in Denton ISD and Aubrey ISD attract families.

✗ Cons

While there is basic retail along Highway 380, major shopping, entertainment, and nightlife require a drive.
As population increases, balancing new development with the historic country feel is an ongoing community focus.
Larger lots and regional demand have driven home values up, making entry cost higher than in some other small North Texas towns.

Best for Remote Workers

Realust Score

B- – Above Average

💰 Prosperity

🎓 Schools

🛡️ Safety

🌳 Lifestyle

🏷️ Affordability

📊 Market

🚗 Commute

📈 Growth

Demographics

Population

2,035Total Population

306.2People per sq mile

+54.5%5-Year Growth

Mobility & Migration

13.2%Moved Last Year

86.8%Same Home 1+ Year

2.7%From Out of State

5.8%From Different County

⚖️ Balanced community with healthy mix of long-term and new residents.

Age Distribution

21.9%Under 18

12.0%25-34

18.7%35-44

14.1%65+

Median Age: 42.3 years

Households

2.8Avg Household Size

80.0%Family Households

86.4%Homeownership Rate

32.5%With Kids

68.4%Married

5.7%Single Parent

15.6%Living Alone

1.6%Seniors Alone

Education Level

High School+94.7%

Bachelor's+47.9%

Graduate Degree16.1%

Connectivity & Remote Work

99.3%Broadband Access

99.2%Have Computer

16.9%Work From Home

Racial & Ethnic Composition

White

72.2%

Two or More

14.0%

Hispanic/Latino

11.7%

Black

7.7%

Asian

4.8%

Other

0.8%

Native American

0.6%

Foreign Born: 12.3%

Real Estate

💡 Market Insights

🐢

Patient Market

Homes take about 157 days to sell — buyers have time to decide.

👥

Healthy Buyer Activity

28% of homes are under contract.

➡️

Flat Market

Home values relatively flat over 5 years (1% change).

🌳

Established Neighborhoods

Mostly existing homes — mature trees and settled communities.

Home Prices

$289Per Sq Ft

$314,900Starter Home

$328,102Median Price

$4,999,100Premium Home

Market Trends ⚠️

🏠 Home Prices Limited Data

↓ -6.5%

1-Year Change

+0.9%

5-Year Change

Market Health

489Active Listings

157Median Days on Market

28.3%Under Contract

20%Price Reduced

🏷️ Buyer's market: about 122.3 months of homes for sale, so there's more room to negotiate.

Market Insights

$408/moCheaper to Buy

122.3 moBuyer's market

8.1%Rental Yield

2.6xIncome to Buy

+28%vs Region Avg

🏠 Remote Work Fit 84

Excellent for remote workers

👨‍👩‍👧‍👦 Family Fit 51

Good for families

💼 Investment 100

Strong potential

Typical Home

2,714Sq Ft

3.9Beds

3.1Baths

184,174Lot Sq Ft

2005Year Built

2.2-carGarage

Property Mix

Single Family77.5%

Townhome0%

Condo0%

Common Features

Pool17.5%

Garage77.5%

Single Story37.5%

Fireplace55%

Central Air70%

Waterfront7.5%

Costs & Ownership

$1,817Est. Monthly Payment

$2,225Median Rent

$45/moAvg HOA Fee

67.5%Have HOA

Investment Indicators

0%Rental VacancyLow (Good)

0/10Low Risk

0%New Construction

$108,800Per Bedroom

Lifestyle

Explore Cross Roads on Google Maps

🍽️ 60+Restaurants 🌳 60+Parks 💪 43Gyms 🛒 3Grocery ☕ 43Coffee 🍺 15Bars 👶 60+Daycares 🏥 7Hospitals 💊 21Pharmacies 🦷 60+Dentists 📚 10Libraries 🐕 60+Dog Parks 🏛️ 1Museums 🎬 Theaters

Click any category to explore on Google Maps. Numbers are places within 5 miles.

Rural

Best For: Spacious Property Seekers Family Focused Residents Denton/DFW Commuters ★ Remote Workers

Lifestyle Scores

Family Friendly6.7

Outdoor Activities4.7

Nightlife4.7

Health & Fitness6

Diversity7.3

Weather6.7

Nearby Amenities (within 5 miles)

60+Restaurants

60+Parks

43Gyms

3Grocery

43Coffee

15Bars

60+Daycares

7Hospitals

21Pharmacies

60+Dentists

10Libraries

60+Dog Parks

1Museums

Getting Around

Averaged across Cross Roads, weighted by where people live. #33 of 84 cities. Most errands need a car here.

21Walk Score

23Bike Score

N/ATransit Score

Local life in Cross Roads

Cross Roads has no historic downtown. Daily life runs along US 380 (E.

14 minDrive from Town Hall to the Denton square, off-peak (Realust estimate)³⁷

26 minDrive to Frisco City Hall, off-peak (Realust estimate)³⁷

48 minDrive to DFW Airport (2400 Aviation Dr.), off-peak (Realust estimate)³⁷

19Summer and holiday market days at Town Park in 2026^2,3

BBraswell High School, 2026 TEA rating³²

Aug 2028Planned opening of Denton ISD's Mia Price High School, being built in Cross Roads^27,28

Everyday Cross Roads^{1,2,6,8,12,13,14,15,16,17,18,19,20,21,22,23,24,29,34,39,40,41,42,43,44,45}

123456789101112131415161718

1Cross Roads Town Hall
2Cross Roads Police Department
3Cross Roads Town Park
4Prairie House
5Whataburger
6The Brass Tap
7Raising Cane's
8Rosa's Cafe & Tortilla Factory
9Chipotle Mexican Grill
10Dutch Bros Coffee
11Bottlecap Alley Icehouse Grill
12Villa Grande
13Walmart Supercenter (with pharmacy)
14Kroger Marketplace (opened Jul 31, 2026)
15Sprouts Farmers Market
16CVS Pharmacy and MinuteClinic
17Absolute Urgent Care
18Cross Oaks Elementary (Denton ISD)

City servicesParksFood & coffeeShopsHealth careSchoolsLocations are approximate.

Businesses mapped only with 2025-26 evidence of operation (town health inspections, store pages). Off the map (farther out): Aubrey Area Library (library listed by the town), U.S. Post Office (listed by the town), Baylor Scott & White Emergency Hospital - Aubrey (24/7 ER), Texas Health Presbyterian Hospital Denton, Braswell High School (Denton ISD), Little Elm Park (Lewisville Lake).

Cross Roads events, 2025-26^{2,3,8,9,10,11}

Month	Event	Where
Dec 2025	Winter Fest Market (Dec 13)	Town Park
Mar 2026	Spring Clean-Up (Mar 28)	Town Park
Apr 2026	Aubrey Homeschoolers Expo (Apr 25)	Town Park
May-Aug 2026	Summer Markets, Saturdays May 2-Aug 8, 8 a.m.-noon	Town Park
Sep-Dec 2026	Holiday Pop-Up Markets: Sep 12, Oct 10, Nov 14, Dec 12	Town Park
Oct 2026	DEA Drug Take Back Day (Oct 24)	Police Dept., 1401 FM 424

From the town calendar and Parks & Recreation pages.

Drive times from Cross Roads Town Hall³⁷

Denton square (110 W. Hickory St.)8.4 mi14 min
Texas Health Presbyterian Denton10.1 mi19 min
Frisco City Hall17.0 mi26 min
Legacy West (7700 Windrose Ave., Plano)21.8 mi31 min
DFW Airport (2400 Aviation Dr.)34.0 mi48 min
Dallas Love Field terminal40.0 mi55 min
Dallas City Hall43.5 mi57 min

Realust calculation with the OSRM open routing engine, Oct 28, 2026, to exact street addresses. Free-flow times; rush hour adds time.

What's in town vs. nearby^{2,6,12,22,23,24,37,39,40,41,42}

Need	In Cross Roads	Nearest outside town
Full grocery	Walmart Supercenter, 11700 US Hwy 380	Kroger Marketplace, 26587 E. University Dr. (opened Jul 2026); Sprouts, 800 Main St., Providence Village
Pharmacy	Walmart; CVS, 11101 US 380	Kroger Marketplace pharmacy
Walk-in clinic	CVS MinuteClinic	Absolute Urgent Care, 26631 US 380
Emergency room	None	BSW Emergency Hospital - Aubrey, 26791 US 380 E (24/7)
Hospital	None	Texas Health Presbyterian Denton (about 19 min)
Library	None	Aubrey Area Library, 226 Countryside Dr.
Park	Town Park, 2042 FM 424	Little Elm Park (Lewisville Lake); Ray Roberts Lake State Park
Coffee	Starbucks; Dutch Bros	-
Sit-down dining	Prairie House, Rosa's, Villa Grande, Bottlecap Alley, The Brass Tap	-

In-town businesses confirmed by 2025-26 town inspections or store pages.

Read the full local life guide

US 380 is the town center

Cross Roads has no historic downtown. Daily life runs along US 380 (E. University Dr.), where Town Hall sits in a suite at 3201 US Hwy 380. The police station and Town Park are both on FM 424.

Most restaurants are chains on US 380, with addresses from about 10001 to 12000 US 380. The town's own health inspections show them operating in 2025-26: Whataburger, Starbucks, Raising Cane's, Chipotle, Dutch Bros, Chick-fil-A, Panda Express and others. Sit-down options include Prairie House (10001 US 380), Rosa's Cafe (11911 US 380), Villa Grande (12000 US 380), Bottlecap Alley Icehouse Grill (11990 US 380) and The Brass Tap (11450 E. US 380), a craft beer bar.

More is coming. State filings since 2025 list a $12 million Lowe's at 11300 US 380, a Taco Bell and a Discount Tire. Denton ISD and the town each own half of a 29.5-acre former market-square site that is set aside for shops and offices.

Events center on the Saturday markets

Cross Roads Town Park, at FM 424 and Fishtrap Road, hosts most town events. A volunteer Parks and Market Committee runs them. In 2026 the summer market ran on 15 Saturdays from May 2 to Aug. 8, 8 a.m. to noon. Holiday pop-up markets follow on the second Saturday of each month: Sept. 12, Oct. 10, Nov. 14 and Dec. 12, 9 a.m. to 2 p.m. Last year's Winter Fest Market was on Dec. 13, 2025.

Other 2026 dates on the town calendar included a spring clean-up at the park on March 28, a homeschool expo on April 25, and a prescription drug take-back at the police station on Oct. 24.

One town park, with a plan to grow it

Town Park (2042 FM 424) is the town's only listed park. The town does not publish its acreage or a list of current amenities. In March 2026 the council adopted a master plan for the park. It calls for a playground, walking trails, an activity lawn, picnic areas, outdoor fitness equipment, restrooms, food-truck parking, more parking and a memorial plaza. The plan is a guide for future spending and grants, not a funded build schedule.

The town lists no trail system. For lakes and longer trails, the nearest options are Little Elm Park on Lewisville Lake and Ray Roberts Lake State Park, whose greenbelt trail runs toward Lewisville Lake.

Errands: Walmart in town, more grocers to the east

The Walmart Supercenter at 11700 US Hwy 380 is the town's full-size grocery store. It is open 6 a.m. to 11 p.m. and has a pharmacy with a drive-thru. CVS (11101 US 380) has a pharmacy and a MinuteClinic.

East on US 380 and in Providence Village, a Kroger Marketplace opened July 31, 2026, at 26587 E. University Dr., and Sprouts opened in Providence Village in September 2025. Baylor Scott & White's emergency hospital at 26791 US 380 E. is open 24 hours, and Absolute Urgent Care is at 26631 US 380. The closest full hospitals are in Denton; Texas Health Presbyterian Denton is about 19 minutes from Town Hall.

The town lists no library of its own; it points residents to the Aubrey Area Library (226 Countryside Dr.) and the Aubrey post office (120 Stanley Dr.). Water comes from Mustang Special Utility District.

Schools: two districts, address by address

Cross Roads is split between Denton ISD and Aubrey ISD, so check the district for each address. Denton ISD's Cross Oaks Elementary (600 Liberty Blvd.) is in town. It opened in 2010, serves pre-K through fifth grade, and sits in the Braswell High School attendance zone. TEA rated it D in 2025 and again in 2026. Braswell High School was rated B in 2026. Denton ISD as a whole was rated C (76) in 2026.

Denton ISD is building its fifth high school, Mia Price High School, in Cross Roads, along with the Jim Alexander Advanced Technology Center for career and technical education. The district says Mia Price opens in August 2028. Its proposed zones would move the Rodriguez Middle School feeder from Braswell to Mia Price. The district says no assignments change for 2026-27 or 2027-28.

Aubrey ISD scored 77 in the 2026 ratings, down from 80. Use Denton ISD's online school locator or Aubrey ISD's zone pages to confirm the campuses for a specific home.

Police, fire and EMS

Cross Roads has its own police department at 1401 FM 424. As of February 2025 it held Texas Police Chiefs Association accreditation. Fire and ambulance service come from Little Elm Fire Department under a contract with the Town of Little Elm. Non-emergency police dispatch is 940-349-1600, and Little Elm Fire's non-emergency line is 214-975-0420.

Not confirmed yet

Town Park acreage and current amenities (the town lists neither).
Which Denton ISD elementary and middle schools serve each part of town besides Cross Oaks, and which Aubrey ISD campuses serve the Aubrey ISD part. Wikipedia names Providence Elementary and Rodriguez Middle School, but no district source confirmed this.
Opening date of the Lowe's filed at 11300 US Hwy 380.
ISO fire rating and which Little Elm fire station responds first.
Police department staffing.
Whether the 2026 Holiday Pop-Up Markets and any town holiday event add more dates.

Questions people ask

Is there a grocery store in Cross Roads?

Yes. The Walmart Supercenter at 11700 US Hwy 380 sells groceries and has a pharmacy. A Kroger Marketplace opened just east on US 380 in July 2026, and Sprouts is in nearby Providence Village.

What school district is Cross Roads in?

Both Denton ISD and Aubrey ISD serve parts of town, so it depends on the address. Denton ISD's Cross Oaks Elementary is in town and feeds the Braswell High School zone. Use each district's zone tools to check a specific home.

Is Denton ISD building a high school in Cross Roads?

Yes. Mia Price High School, the district's fifth comprehensive high school, is being built in Cross Roads with a career and technical center. Denton ISD lists an August 2028 opening.

Where is the nearest emergency room?

Baylor Scott & White Emergency Hospital - Aubrey, at 26791 US Hwy 380 E., is open 24 hours. Full hospitals are in Denton.

Who provides fire and ambulance service?

Little Elm Fire Department, under a contract between Cross Roads and the Town of Little Elm. Cross Roads has its own police department.

Does Cross Roads have a library?

No. The town points residents to the Aubrey Area Library at 226 Countryside Dr. in Aubrey.

How far is Cross Roads from Denton and Frisco?

By Realust's off-peak estimate, Town Hall is about 14 minutes from the Denton square and 26 minutes from Frisco City Hall.

What events does the town hold?

Saturday markets at Town Park: a summer market from May to early August and holiday pop-up markets on the second Saturday from September through December.

Sources (49) · checked Oct 28, 2026

Seasonal Temperatures

January56°38° low

April74°55° low

July94°77° low

October77°58° low

Annual Conditions

227Sunny Days/Year

138Rainy Days/Year

49.9"Annual Rainfall

🌡️ North Texas enjoys a humid subtropical climate with hot summers and mild winters.

Crime & Safety

Safety Overview

N/ASafety Grade

0Violent Crime Rateper 1,000 residents

29.48Property Crime Rateper 1,000 residents

Violent Crime

Assault49.12

Robbery0

Murder0

Rape0

Rates per 100,000 residents

Property Crime

Burglary147.35

Theft2406.68

Vehicle Theft0

Rates per 100,000 residents

Job Market

Income

$124,145Median Household

$150,587Average Household

$55,222Per Capita

Employment

10.1%Unemployment Rate

+6.5%Job Growth / yr

6.9%Poverty Rate

Income Distribution

$150k+

35.2%

$100k-$150k

25.7%

$75k-$100k

11.1%

$50k-$75k

10.7%

$25k-$50k

13.2%

Under $25k

4.1%

Education

School District

Aubrey ISDPrimary District

B+District Grade

Top 41%State Ranking

Schools

4Elementary

2Middle

1High School

Academic Info

15.8:1Student-Teacher Ratio

📈 Graduation Rates (Class of 2024)

95.5%Graduation RateA

2.8%Dropout Rate

🎯 College Readiness (Class of 2023)

68%Took SAT/ACT

21.1%College ReadyC

31.0%TSI Ready

College Ready: 1180+ SAT or 24+ ACT | TSI Ready: Met Texas college-ready criteria

Transportation

Mobility Scores

21Walk Score

23Bike Score

N/ATransit Score

Commute

42Avg Minutes

68.7%Drive Alone

10.6%Carpool

16.9%Work from Home

Distance To

43.6 miDowntown Dallas

32.1 miDFW Airport

40.3 miLove Field

⚡ EV Charging

No public EV charging stations

Nearest stations may be in adjacent cities

Drive to major employers from Cross Roads

Rush-hour drive times from the center of Cross Roads, weekday at 8:00 AM.

Workplace	8 AM rush	No traffic	Distance
Texas Woman's UniversityDenton	19 min	17 min	9 mi
University of North TexasDenton	26 min	23 min	11.1 mi
The StarFrisco	37 min	29 min	20.2 mi
Keurig Dr PepperFrisco	38 min	29 min	20.5 mi
RaytheonMcKinney	41 min	35 min	21.5 mi
Legacy WestPlano	42 min	30 min	22.4 mi
Capital OnePlano	44 min	32 min	23.3 mi
AllianceTexasFort Worth	45 min	39 min	34.3 mi

Show all 36 workplaces

Workplace	8 AM rush	No traffic	Distance
JPMorgan Chase Legacy WestPlano	45 min	32 min	23.2 mi
Tyler TechnologiesPlano	46 min	34 min	24.2 mi
Frito-Lay / PepsiCoPlano	47 min	33 min	23.2 mi
Toyota North America HQPlano	47 min	34 min	23.5 mi
Charles SchwabWestlake	51 min	43 min	35.6 mi
McKessonLas Colinas	53 min	41 min	34.3 mi
Fidelity InvestmentsWestlake	55 min	45 min	37.8 mi
DFW AirportDFW	57 min	45 min	35.2 mi
Medical City PlanoPlano	58 min	42 min	29.7 mi
UT DallasRichardson	58 min	43 min	33.5 mi
Kimberly-ClarkIrving	59 min	47 min	37.3 mi
State Farm CityLineRichardson	59 min	44 min	36.5 mi
Telecom CorridorRichardson	59 min	42 min	35.9 mi
Las Colinas Urban CenterIrving	60 min	47 min	37.6 mi
Downtown Fort WorthFort Worth	61 min	54 min	50.4 mi
Galleria / LBJDallas	61 min	41 min	33.1 mi
American AirlinesFort Worth	64 min	50 min	43.5 mi
Texas InstrumentsDallas	70 min	47 min	38.6 mi
Arlington Entertainment DistrictArlington	71 min	59 min	49.6 mi
Lockheed MartinFort Worth	71 min	64 min	57.9 mi
Southwest AirlinesLove Field	71 min	51 min	39.7 mi
UT Southwestern / Medical DistrictDallas	72 min	51 min	41.5 mi
Dallas Love FieldDallas	79 min	52 min	41.8 mi
Uptown DallasDallas	79 min	52 min	43.1 mi
AT&TDowntown Dallas	80 min	54 min	43.5 mi
SMUUniversity Park	80 min	53 min	40.4 mi
Downtown DallasDallas	82 min	54 min	44.4 mi
Baylor University Medical CenterDallas	87 min	57 min	46.1 mi

Source: Google Routes forecast, updated October 2026. Find where to live near your work →

Cost of Living

Cost Index (100 = National Average)

Overall100

Housing113

Utilities97

Groceries100

Transportation102

Healthcare100

Monthly Utilities

⚡ Electric $142

💧 Water $52

🔥 Gas $44

📶 Internet $72

Everyday Costs

$823Monthly Groceries (Family of 4)

$3Gas Price (per gallon)

Taxes

8.3%Sales Tax Rate

2.2%Property Tax Rate

Hidden costs in Cross Roads

Cross Roads levies no municipal property tax. The town says more than three-quarters of its operating revenue comes from sales tax, much of it from stores along US 380.

$0Town of Cross Roads property tax: the town levies no municipal ad valorem tax^1,2

1.39%Base 2025 rate on the Denton ISD side (Denton ISD 1.2069 + Denton County 0.185938), before exemptions⁴

$632,300Median value of owner-occupied homes, ACS 2024 5-year (margin ±$69,472)²²

~$592/moRealust estimate of 2025 property tax on that home with a homestead exemption, Denton ISD side, no PID^4,10,11

$33.83Mustang SUD monthly water availability fee before usage (2026 rate sheet)¹⁹

41.5 minMean travel time to work, ACS 2024 5-year (margin ±17.6 min)²²

Estimated 2025 tax bill on a median-value Cross Roads homestead^1,4,10,11,22

$7,106/yr

Denton ISD$5,942/yr
Denton County$1,164/yr

Realust estimate. $632,300 homestead (ACS 2024 median), Denton ISD side, no PID, owner under 65, 2025 rates. Assumptions: $140,000 school exemption; county 1% exemption from the 2023 DCAD table. The town levies no property tax. Aubrey ISD side: about $7,194.

Base 2025 tax rate: Cross Roads vs. nearby Denton County cities⁴

Denton1.99%
Little Elm1.96%
Prosper (Denton Co.)1.91%
Aubrey1.86%
Oak Point1.83%
Krugerville1.82%
Pilot Point1.73%
Cross Roads (Denton ISD)No town tax: Denton ISD 1.2069 + Denton County 0.185938, both as printed on the same sheet1.39%

Republic Title 2025 DFW sheet, Denton County rows; each city uses the ISD Republic pairs with it. Cross Roads has no row because it levies no city tax. Excludes PIDs and MUDs.

Estimated monthly cost beyond the mortgage (sourced parts only)^{4,10,11,19,20,22}

$781/mo

Property tax (median homestead, Denton ISD, no PID)$592/mo
Electric (CoServ, 1,000 kWh)$130/mo
Water (Mustang SUD, 6,000 gal, septic)$59/mo

Realust estimate from published rates. Excludes insurance, trash, internet, HOA dues and septic upkeep, which were not sourced as monthly figures. Homes on Oncor or TNMP lines pay a retail plan price instead of CoServ's.

Utility providers in Cross Roads^{2,17,18,19,20,21}

Service	Provider(s)	Notes
Electric	CoServ; Oncor; Texas-New Mexico Power; TXU Energy in some areas	Varies by address. CoServ: $15 + 11.48¢/kWh (Oct. 2026). Oncor and TNMP areas pick a retail plan.
Water	Mustang Special Utility District	$33.83 availability fee + tiered usage from $3.31 per 1,000 gal; 2% town franchise fee
Sewer	Septic at most homes; Mustang SUD where sewer exists	Mustang sewer: $62.14 flat under 8,000 gal
Trash & recycling	Waste Connections	Rate not confirmed
Natural gas	Atmos, CoServ or TXU Energy, by location	CoServ Gas: $18 + $2.19 + $1.47 per Ccf (Oct. 2026)
Internet	AT&T, Open Infra, Nextlink, Hotwire, Optimum fiber; fixed wireless and satellite	Fiber coverage varies by address (FCC data, Dec. 2025)
Fire & EMS	Town of Little Elm, by contract	No ESD tax named by the town

Read the full hidden costs guide

No town property tax

Cross Roads levies no municipal property tax. The town says more than three-quarters of its operating revenue comes from sales tax, much of it from stores along US 380. That leaves two taxing units on a typical home: the school district and Denton County.

In 2025, Denton ISD's rate was 1.2069 per $100 and Aubrey ISD's was 1.2249. Denton County's was 0.185938. A home south of Fishtrap Road pays a base rate of about 1.39% before exemptions, and a home north of Fishtrap about 1.41%. Nearby cities with a city tax run from about 1.73% in Pilot Point to 1.99% in Denton.

Both school districts set lower rates for 2026. Denton ISD was reported at 1.1528, and Aubrey ISD adopted 1.2011. Denton County had not confirmed its 2026 rate in the sources found.

What a typical bill looks like

The Census Bureau's 2024 five-year survey puts the median owner-occupied home in Cross Roads at $632,300, with a wide margin because the town is small. On that value, a homestead on the Denton ISD side would owe about $7,106 for 2025: about $5,942 to the school district after its $140,000 exemption and about $1,164 to the county. That is about $592 a month, or an effective rate near 1.12%.

The same house north of Fishtrap Road in Aubrey ISD would owe about $7,194. As a rental with no homestead exemption it would owe about $8,807. A $300,000 homestead, closer to recent Cross Oak Ranch list prices, would owe about $2,480.

PIDs: one residential district

The town created Cross Roads Public Improvement District No. 1 in 2005. It covers the residential part of the Villages of Cross Roads subdivision. In 2021, town staff said the last assessment plan dated from 2012 and hired an administrator to review it. The current yearly assessment was not found, so this page does not estimate it. Ask the seller and the title company for the exact amount.

A second PID was created in 2020 for the Cross Roads Market Square site south of US 380. That land has since moved toward a joint project with Denton ISD. No municipal utility district was found inside town limits. Homes just outside the town with Aubrey or Little Elm addresses can fall in other districts, so check every address.

Electric, water and septic

Electric service depends on the address. The town lists CoServ, Oncor, Texas-New Mexico Power and TXU Energy. CoServ is a co-op with set rates: in October 2026, $15 a month plus about 11.5 cents per kWh, or about $130 for 1,000 kWh. Homes on Oncor or TNMP lines shop for a retail plan.

Mustang Special Utility District supplies water to most of the town. Its 2026 rate sheet charges a $33.83 monthly availability fee plus tiered usage starting at $3.31 per 1,000 gallons, and the town adds a 2% franchise fee. At 6,000 gallons that comes to about $59.

Most homes use their own septic systems, so there is often no sewer bill. Where sewer is available, Mustang charges a flat $62.14 a month under 8,000 gallons. Waste Connections collects trash.

Internet, HOA and commute

FCC data from December 2025 shows six fiber providers in Cross Roads. AT&T reaches about 55% of the town and Open Infra about 52%. Fixed wireless and satellite cover the whole town.

Many homes sit on acreage with no HOA. In Cross Oak Ranch, recent listings show dues of $246 and $275 twice a year.

The average Cross Roads worker's commute is about 42 minutes, with a wide margin. Free-flow drive times are about 18 minutes to Denton, 25 to Frisco, 47 to DFW Airport and 55 to downtown Dallas.

Not confirmed yet

What does Cross Roads PID No. 1 assess per lot each year?
What does Waste Connections charge for residential trash in Cross Roads?
What does homeowners insurance typically cost for a Cross Roads home?
What share of town parcels sits in a FEMA Special Flood Hazard Area?
What is the median gross rent in Cross Roads (ACS)?
What are HOA dues in Oak Hill Ranch and the Villages of Cross Roads?
What is the Denton CAD average homestead value for Cross Roads?

Questions people ask

Does Cross Roads, TX have a property tax?

The town itself does not. Cross Roads levies no municipal property tax and runs mainly on sales tax. Homeowners still pay school district and Denton County taxes.

What is the property tax rate in Cross Roads, TX?

For 2025, about 1.39% before exemptions in Denton ISD (1.2069 + county 0.185938) and about 1.41% in Aubrey ISD (1.2249 + county). There is no town rate.

Which school district serves Cross Roads?

The town describes the split as Denton ISD south of Fishtrap Road and in the Forest Hills subdivision, and Aubrey ISD north of Fishtrap Road. Confirm each address with the appraisal district.

Are there PIDs or MUDs in Cross Roads?

Cross Roads PID No. 1 covers the residential part of the Villages of Cross Roads subdivision; its current assessment was not found. A second PID was created for the Market Square site. No MUD was found inside town limits.

Who provides water in Cross Roads?

Mustang Special Utility District serves most of the town. Its 2026 rates start with a $33.83 monthly availability fee plus usage. Most homes are on septic.

Who provides electricity in Cross Roads?

It depends on the address. The town lists CoServ, Oncor, Texas-New Mexico Power and TXU Energy. CoServ customers pay co-op rates; Oncor and TNMP customers pick a retail plan.

Who provides fire and EMS in Cross Roads?

The Town of Little Elm, under contract with the town.

Sources (24) · checked Oct 28, 2026

What’s coming

Public projects that will change daily life in Cross Roads: new jobs, roads, schools and places to go. Every project links to its source.

2Under construction

0Approved

1Announced or proposed

Under constructionApprovedAnnouncedOpenMajor venue

Under constructionOpens fall 2028

Mia Price HS & Advanced Tech Center

Denton ISD is building its fifth comprehensive high school and the Jim Alexander Advanced Technology Center in Cross Roads, funded by the 2023 bond. Both open for 2028-29.

Why it matters: A new high school close to home for east-side Denton ISD families.

Also in Denton · Providence Village

Community Impact, Sep 2026Checked Oct 2026

ProposedDate TBD

US 377 widening, US 380 to Pilot Point

TxDOT is designing a rebuild of US 377 from US 380 north to Business 377E as a four-lane divided road (ultimately six lanes), estimated at $316M.

Why it matters: A wider main route linking Cross Roads, Aubrey and Pilot Point.

Also in Aubrey · Pilot Point

TxDOT, Oct 2025Checked Oct 2026

Opening soonWrapping up 2026

US 380 six lanes, US 377 to Collin Co.

TxDOT's $135.9M project widening US 380 from four to six lanes, with grade separations, from US 377 in Cross Roads to the Collin County line was 99% complete in Aug 2026.

Why it matters: Less congestion on the main east-west route for north Denton County.

Also in Providence Village · Little Elm · Aubrey

TxDOT Dallas District, Aug 2026Checked Oct 2026

See every project on the North Texas map →

We track publicly announced projects from official and local news sources. Plans and dates change; dates are targets, not promises. Map locations are approximate. Projects don't affect the Realust Score. Know of a project we're missing? Tell us.

Growth story in Cross Roads

Cross Roads was established in 1973 as a general-law town in eastern Denton County, where US 380 meets FM 424 and FM 720. It covers about 6.75 square miles.

1,965Census Bureau population estimate, July 1, 2025²

+13%Population change, 2020 Census (1,744) to July 2025 estimate^1,2

16New homes permitted by the town, Jan 2022 to Sept 2026 (all single-family)^5,6

$280 millionEstimated cost of Denton ISD's Mia Price High School, under construction off Naylor Rd^11,13

$632,300Median owner-occupied home value, ACS 2020-2024 (was $473,200 in 2015-2019)^31,32

6.75 sq miLand area of the town³⁵

Cross Roads population, 1990-2025^1,2

3611990

6032000

1,5632010

1,7442020

1,8442021 (est.)

1,9622022 (est.)

1,9792023 (est.)

1,9822024 (est.)

1,9652025 (est.)

1990-2020: decennial Census counts. 2021-2025: Census Bureau July 1 estimates (Vintage 2025), marked as estimates. NCTCOG's separate Jan. 1, 2026 estimate is 2,000. The town plan's 2032 ceiling of 2,568 is in the text, not the chart.

New homes permitted by the Town of Cross Roads^5,6

92022

32023

02024

12025

32026 (Jan-Sep)

Census Building Permits Survey; all single-family and fully reported by the town. The town is not in the survey's place files before 2022. 2026 is January-September only.

Denton ISD enrollment (fall membership)²²

27K2014-15

28K2015-16

29K2016-17

29K2017-18

30K2018-19

31K2019-20

30K2020-21

32K2021-22

33K2022-23

33K2023-24

Census Bureau school finance survey. Denton ISD serves most of Cross Roads. The district's projection of nearly 36,000 by 2029-30 is in the text.

Aubrey ISD enrollment (fall membership)²²

2,2132014-15

2,3162015-16

2,4012016-17

2,4952017-18

2,4422018-19

2,5932019-20

2,6442020-21

3,1122021-22

3,5382022-23

4,0002023-24

Census Bureau school finance survey. Aubrey ISD serves parts of north Cross Roads.

Subdivisions and planned developments in Cross Roads^4,7,10

Community	Builders	Lots	Status	Location
Oak Hill Ranch	Bloomfield Homes	Half-acre; total n/p	Phase 1 built; later phases became high school site	West of Naylor Rd, south of US 380
Villages of Cross Roads	n/p	One-acre	Established	n/p
Oak Shores	n/p	One-acre	Established	n/p
Forest Hills	n/p	One-acre	Established	n/p
Oak Bluff	n/p	Over one acre	Established	n/p
Spring Mountain	n/p	Over one acre	Established	n/p
Hillstone Pointe	n/p	Smaller-lot	In town plan; limits n/c	n/c
Cross Roads Market Square	None	~286 apartments + retail	Cancelled; site now town-ISD venture	US 380 at Naylor Rd

n/p = not published; n/c = not confirmed. Lot types from the town's 2023 plan. Cross Oak Ranch uses Cross Roads addresses but is unincorporated and is not listed.

Where Cross Roads is growing^{7,9,11,17,18,34}

1Walmart Supercenter
2Cross Roads Town Hall

BusinessCity servicesLocations are approximate.

No individual homes or listings are mapped. Lowe's (11300 US 380) is left off until it is confirmed open. Most older subdivisions have no published street location.

Median home value in Cross Roads (ACS 5-year)^31,32,33

408K2011-15

473K2015-19

510K2017-21

576K2018-22

543K2019-23

632K2020-24

Owner estimates, nominal dollars, five-year periods; large margins of error.

Median household income in Cross Roads (ACS 5-year)^31,32,33

115K2011-15

145K2015-19

141K2017-21

127K2018-22

115K2019-23

124K2020-24

Nominal dollars; large margins of error (2020-2024 +/-$15,611).

Read the full growth story guide

A small town on a busy highway

Cross Roads was established in 1973 as a general-law town in eastern Denton County, where US 380 meets FM 424 and FM 720. It covers about 6.75 square miles. The Census counted 302 residents in 1980 and 603 in 2000.

Growth came fastest in the 2000s, when the population more than doubled to 1,563. The 2020 Census counted 1,744. In the town's 2021 visioning, residents named large-acreage lots, open space and room for animals among the things they value; most shopping sits on US 380.

Population: growth has leveled off

Census Bureau estimates show Cross Roads adding about 100 residents a year in 2021 and 2022, to 1,962. Since then the count has held near 1,980, and the July 2025 estimate is 1,965, about 13% above the 2020 Census. NCTCOG puts the town at 2,000 on Jan. 1, 2026, unchanged from a year earlier.

The town's comprehensive plan expects the population to stay under 2,568 through 2032 and below 5,000 over the long term. The area around it is growing much faster: the plan projects more than 54,000 people within a 10-minute drive by 2032.

Housing: large lots, few new permits

Cross Roads entered the Census building permit survey in 2022. Since then it has permitted 9 homes in 2022, 3 in 2023, none in 2024, 1 in 2025 and 3 through September 2026, all single-family. Reported construction value reached about $916,000 per home in 2026.

Most neighborhoods sit on one-acre or larger lots, including Villages of Cross Roads, Oak Shores, Forest Hills, Oak Bluff and Spring Mountain. Oak Hill Ranch, built by Bloomfield Homes on half-acre lots, is the main smaller-lot section. Its planned later phases were sold to Denton ISD in 2022 and are now the site of a new high school. A 2020 plan for about 286 apartments at US 380 and Naylor Road was dropped when the district bought that land.

Mustang Special Utility District serves areas where it has lines, and the town does not plan a public sewer system. Census survey data show about 768 housing units, 86% of occupied homes owned. Some nearby subdivisions, such as Cross Oak Ranch, carry Cross Roads mailing addresses but are outside town limits, so check each property.

What is changing: a high school and a highway

The biggest project in town is Mia Price High School, Denton ISD's fifth comprehensive high school, on about 113 acres off Naylor Road. The state filing lists an estimated $280 million cost. The district plans to open it, along with the Jim Alexander Advanced Technology Center, for the 2028-29 school year. The town and the district will co-own about 29.5 acres at the corner of US 380 and Naylor Road for shops, restaurants, event space and a future town government center.

TxDOT's $140 million US 380 project widens the highway to six lanes with grade separations, including at FM 720 and Oak Grove Lane. A Denton County road bond is paying for a new east-west collector from FM 720 to Potter Shop Road to serve the school. On US 380, Walmart operates a supercenter, and Lowe's registered a new store next to it with work scheduled through October 2026. The town says sales tax pays for nearly 80% of its operations.

Schools

Most of Cross Roads is in Denton ISD, which grew from 27,020 students in 2014-15 to 32,866 in 2023-24 and shows 33,177 in 2026 state data. District reports project nearly 36,000 by 2029-30. Voters passed a $750 million bond in 2018, most of a $1.4 billion package in 2023, and a tax ratification election in November 2025.

Parts of the north side are in Aubrey ISD, which grew from 2,213 to 4,000 students over the same years and shows 4,897 in 2026 state data. Its $385.9 million bond passed in 2022. Check the district for each address.

Values and incomes

Census survey data show the median owner-estimated home value rising from $407,800 (2011-2015) to $632,300 (2020-2024). Median household income was $124,145 in 2020-2024, after peaking at $145,192 in 2015-2019.

These are five-year averages for a small town, with margins of error of about $69,000 on value and $16,000 on income.

Not confirmed yet

When will the east/west collector from FM 720 to Potter Shop Road be built?
What will be built on the town-Denton ISD joint venture tract, and when?
Will the Lowe's store open in 2026?
Will TxDOT convert US 380 to a limited-access road, and how much right-of-way will it take from properties on the south side?

Questions people ask

What is the population of Cross Roads, Texas?

The Census Bureau estimated 1,965 residents on July 1, 2025. The 2020 Census counted 1,744. NCTCOG estimated 2,000 on Jan. 1, 2026.

Is Cross Roads, Texas growing?

Slowly. Census estimates rose about 13% from 2020 to 2025, mostly in 2021 and 2022. The town permitted 16 new homes from 2022 through September 2026.

What school district is Cross Roads in?

Mostly Denton ISD (Providence or Cross Oaks Elementary, Rodriguez Middle, Braswell High). Parts of the north side are in Aubrey ISD. Check by address.

When will the new high school in Cross Roads open?

Denton ISD schedules Mia Price High School, off Naylor Road, to open for the 2028-29 school year, along with the Jim Alexander Advanced Technology Center.

Is Cross Oak Ranch in Cross Roads?

It uses Cross Roads mailing addresses, but Denton County lists it as an unincorporated area north of Oak Point, outside town limits.

What is happening on US 380 in Cross Roads?

TxDOT is widening US 380 to six lanes with grade separations, including at FM 720 and Oak Grove Lane. Lowe's registered a new store at 11300 US 380, next to Walmart.

What is the median home value in Cross Roads?

$632,300 in the Census Bureau's 2020-2024 American Community Survey, with a margin of error of about $69,000.

Sources (36) · checked Oct 28, 2026

Cross Roads

Cross Roads

Snapshot

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✗ Cons

Demographics

Population

Mobility & Migration

Age Distribution

Households

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Connectivity & Remote Work

Racial & Ethnic Composition

Real Estate

💡 Market Insights

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Explore Cross Roads on Google Maps

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Getting Around

Local life in Cross Roads

Everyday Cross Roads1,2,6,8,12,13,14,15,16,17,18,19,20,21,22,23,24,29,34,39,40,41,42,43,44,45

Cross Roads events, 2025-262,3,8,9,10,11

Drive times from Cross Roads Town Hall37

What's in town vs. nearby2,6,12,22,23,24,37,39,40,41,42

US 380 is the town center

Events center on the Saturday markets

One town park, with a plan to grow it

Errands: Walmart in town, more grocers to the east

Schools: two districts, address by address

Police, fire and EMS

Not confirmed yet

Questions people ask

Seasonal Temperatures

Annual Conditions

Crime & Safety

Safety Overview

Violent Crime

Property Crime

Job Market

Income

Employment

Income Distribution

Education

School District

Schools

Academic Info

📈 Graduation Rates (Class of 2024)

🎯 College Readiness (Class of 2023)

Transportation

Mobility Scores

Commute

Distance To

⚡ EV Charging

Drive to major employers from Cross Roads

Cost of Living

Cost Index (100 = National Average)

Monthly Utilities

Everyday Costs

Taxes

Hidden costs in Cross Roads

Estimated 2025 tax bill on a median-value Cross Roads homestead1,4,10,11,22

Base 2025 tax rate: Cross Roads vs. nearby Denton County cities4

Estimated monthly cost beyond the mortgage (sourced parts only)4,10,11,19,20,22

Utility providers in Cross Roads2,17,18,19,20,21

No town property tax

What a typical bill looks like

PIDs: one residential district

Electric, water and septic

Internet, HOA and commute

Not confirmed yet

Everyday Cross Roads^{1,2,6,8,12,13,14,15,16,17,18,19,20,21,22,23,24,29,34,39,40,41,42,43,44,45}

Cross Roads events, 2025-26^{2,3,8,9,10,11}

Drive times from Cross Roads Town Hall³⁷

What's in town vs. nearby^{2,6,12,22,23,24,37,39,40,41,42}

Estimated 2025 tax bill on a median-value Cross Roads homestead^1,4,10,11,22

Base 2025 tax rate: Cross Roads vs. nearby Denton County cities⁴

Estimated monthly cost beyond the mortgage (sourced parts only)^{4,10,11,19,20,22}

Utility providers in Cross Roads^{2,17,18,19,20,21}

Cross Roads population, 1990-2025^1,2

New homes permitted by the Town of Cross Roads^5,6

Denton ISD enrollment (fall membership)²²

Aubrey ISD enrollment (fall membership)²²

Subdivisions and planned developments in Cross Roads^4,7,10

Where Cross Roads is growing^{7,9,11,17,18,34}

Median home value in Cross Roads (ACS 5-year)^31,32,33

Median household income in Cross Roads (ACS 5-year)^31,32,33