McKinney
Realust Score
85
↗
+0.0%
1-year
↗
+37.1%
5-year
'20 '21 '22 '23 '24 '25
Growing
• 68% velocity
Snapshot
McKinney, TX is a fast-growing Collin County city north of Dallas that blends “new suburb” expansion with a more historic, small-city core. It’s especially known for its charming, walkable-feeling downtown square, older tree-lined neighborhoods nearby, and then a wide ring of newer subdivisions as you move outward. Housing is largely single-family with a solid mix of established homes and newer builds, plus increasing townhome and apartment options along major corridors; overall, it feels more varied and character-driven than some of its newer neighbors while still being very suburban.
Day-to-day life is convenient and family-oriented, with plenty of shopping, restaurants, parks, and community events, and quick access to neighboring job centers in Plano, Frisco, and along US-75. It’s still car-dependent, and commute times can be a deciding factor—especially if you’re traveling deep into Dallas during peak traffic. The main upsides are strong amenities, a well-loved downtown, and a “bigger than a town, smaller than a city” vibe; the tradeoffs are rising home costs, ongoing development and road congestion in growth areas, and neighborhood-to-neighborhood differences in age, HOA feel, and school zoning by address.
Best For:
Growing Families
History & Charm Enthusiasts
Professionals Commuting to Dallas
Community-Oriented Residents
196,160
Population
$600,000
Median Home Price
$113,286
Median Income
6.6/10
School Rating
✓ Pros
- Top-rated schools – McKinney ISD consistently receives high ratings
- Combines a charming downtown with new master-planned communities
- Low crime and lots of recreational options
- Abundant outdoor amenities – Parks, trails, and open spaces for active lifestyles
- Frequent festivals, farmers markets, and neighborhood engagement
✗ Cons
- Higher cost of living – Housing and property taxes above the regional average
- Rapid population growth has led to congestion on major roads
- Limited nightlife for young professionals – More family-focused than urban social hubs
- Suburban sprawl – Some areas lack walkability
- Competitive real estate market – Homes sell quickly, especially in desirable neighborhoods
Best for Families
85
Realust Score
A- – Great
79
💰 Prosperity
83
🎓 Schools
80
🛡️ Safety
89
🌳 Lifestyle
67
🏷️ Affordability
78
📊 Market
74
🚗 Commute
75
📈 Growth
Demographics
Population
196,160
Total Population
3,021.0
People per sq mile
+16.6%
5-Year Growth
Mobility & Migration
15.4%
Moved Last Year
84.6%
Same Home 1+ Year
3.5%
From Out of State
3.4%
From Different County
⚖️ Balanced community with healthy mix of long-term and new residents.
Age Distribution
27.5%
Under 18
11.1%
25-34
18.0%
35-44
10.5%
65+
Median Age: 36.9 years
Households
2.9
Avg Household Size
75.8%
Family Households
63.3%
Homeownership Rate
54.8%
👶 With Kids
44.2%
💑 Married
10.6%
👤 Single Parent
24.2%
🏠 Living Alone
74.0%
👴 Seniors Alone
Education Level
94.8%
High School+
52.2%
Bachelor's+
17.7%
Graduate Degree
Connectivity & Remote Work
94.1%
📶 Broadband Access
98.4%
💻 Have Computer
21.8%
🏠 Work From Home
Racial & Ethnic Composition
White
64.4%
Hispanic/Latino
17.2%
Asian
12.0%
Black
11.7%
Two or More
9.3%
Other
2.1%
South Asian
1.5%
Native American
0.5%
Foreign Born: 17.2%
Momentum
68
+14
Rising
'20
'21
'22
'23
'24
'25
Real Estate
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💡 Market Insights
🐢
Patient Market
Homes take about 66 days to sell — buyers have time to decide.
🤝
Typical Negotiations
Homes selling at 97.5% of asking — expect 3-5% negotiation room.
👥
Healthy Buyer Activity
33% of homes are under contract.
📈
Strong Appreciation
Home values up 37% over 5 years — solid long-term growth.
Home Prices
$221
Per Sq Ft
$424,990
Starter Home
$600,000
Median Price
$827,000
Premium Home
Market Trends
🏠 Home Prices
↓ -6.8%
1-Year Change
+37.1%
5-Year Change
🏢 Rent Prices
↓ -0.1%
1-Year Change
+23.2%
5-Year Change
📊 Home values are cooling while rents are declining.
(Source: Redfin, Zillow)
Market Health
769
Active Listings
66
Median Days on Market
33.2%
Under Contract
13%
Price Reduced
97.5%
Sale-to-List Ratio
⚖️ Balanced market conditions.
Market Insights
$1,426/mo
💰 Cheaper to Rent
2 mo
📦 Seller's market
3.6%
📈 Rental Yield
5.3x
🏷️ Income to Buy
-2%
📍 vs Region Avg
🏠 Remote Work Fit
78
Excellent for remote workers
👨👩👧👦 Family Fit
64
Good for families
💼 Investment
83
Strong potential
Typical Home
2,813
Sq Ft
3.8
🛏️ Beds
3.3
🚿 Baths
13,846
🌳 Lot Sq Ft
2018
📅 Year Built
2.2-car
🚗 Garage
Property Mix
92.5%
🏠 Single Family
5.5%
🏘️ Townhome
1%
🏢 Condo
Common Features
2%
🏊 Pool
98.5%
🚗 Garage
29.5%
🏠 Single Story
16%
🔥 Fireplace
16.5%
❄️ Central Air
Costs & Ownership
$3,220
Est. Monthly Payment
$1,794
Median Rent
$107/mo
Avg HOA Fee
17.5%
Have HOA
Investment Indicators
0.7%
🏢 Rental Vacancy
Low (Good)
0/10
📊 Low Risk
81.5%
🏗️ New Construction
$166,253
💰 Per Bedroom
Lifestyle
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Explore McKinney<span class="city-suffix">, TX Housing Guide</span> on Google Maps
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Dense Suburban
Lifestyle Scores
8.7
👨👩👧 Family Friendly
5.3
🏃 Outdoor Activities
6
🌙 Nightlife
7.3
💪 Health & Fitness
8
🌍 Diversity
6.7
☀️ Weather
Nearby Amenities (within 5 miles)
🍽️
60+
Restaurants
🌳
60+
Parks
💪
60+
Gyms
🛒
13
Grocery
☕
60+
Coffee
🍺
60+
Bars
🎬
3
Theaters
👶
60+
Daycares
🏥
40
Hospitals
💊
50
Pharmacies
🦷
60+
Dentists
📚
9
Libraries
🐕
60+
Dog Parks
🏛️
7
Museums
Getting Around
64
🚶 Walk Score
54
🚴 Bike Score
N/A
🚌 Transit Score
Seasonal Temperatures
❄️ January
55°
38° low
🌸 April
73°
54° low
☀️ July
94°
77° low
🍂 October
76°
58° low
Annual Conditions
☀️
215
Sunny Days/Year
🌧️
150
Rainy Days/Year
💧
56.4"
Annual Rainfall
🌡️ North Texas enjoys a humid subtropical climate with hot summers and mild winters.
Crime & Safety
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Safety Overview
B
Safety Grade
1.17
Violent Crime Rate
per 1,000 residents
8.15
Property Crime Rate
per 1,000 residents
Violent Crime
74.84
Assault
12.78
Robbery
2.74
Murder
26.92
Rape
Rates per 100,000 residents
Property Crime
85.34
Burglary
656.68
Theft
73.47
Vehicle Theft
Rates per 100,000 residents
Job Market
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Income
$113,286
Median Household
$147,315
Average Household
$49,773
Per Capita
Employment
3.5%
Unemployment Rate
+4.7%
Job Growth (1 yr)
6.2%
Poverty Rate
Income Distribution
$150k+
35.7%
$100k-$150k
19.2%
$75k-$100k
12.1%
$50k-$75k
12.7%
$25k-$50k
12.5%
Under $25k
7.8%
Major Industries
Healthcare
Technology
Retail
Manufacturing
Top Employers
Raytheon
Medical City McKinney
Globe Life
Encore Wire
McKinney ISD
Education
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School District
McKinney Independent School District ISD
Primary District
A-
District Grade
Top 29%
State Ranking
Schools
21
Elementary
5
Middle
6
High School
🏆 Top-Rated Schools (14 A-rated schools in McKinney)
🎒 Elementary Schools
ROY LEE WALKER EL
A
(96)
GARY AND BOBBYE JACK MINSHEW EL
A
(93)
📚 Middle Schools
SCOGGINS MIDDLE
A
(92)
DOWELL MIDDLE
A
(92)
🎓 High Schools
MCKINNEY NORTH H S
A
(95)
MCKINNEY BOYD H S
A
(94)
Source: Texas Education Agency 2024-25 Accountability Ratings
Academic Info
14.1:1
Student-Teacher Ratio
📈 Graduation Rates (Class of 2024)
98.1%
🎓 Graduation Rate
A
1.0%
📉 Dropout Rate
🎯 College Readiness (Class of 2023)
97%
📝 Took SAT/ACT
26.4%
🎯 College Ready
C
38.9%
📚 TSI Ready
College Ready: 1180+ SAT or 24+ ACT | TSI Ready: Met Texas college-ready criteria
Transportation
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Mobility Scores
64
Walk Score
54
Bike Score
N/A
Transit Score
Commute
27
Avg Minutes
68.3%
Drive Alone
6.9%
Carpool
21.8%
Work from Home
Distance To
33.3 mi
Downtown Dallas
34.7 mi
DFW Airport
35.5 mi
Love Field
⚡ EV Charging
27
Public Stations
28
DC Fast Ports
40
Level 2 Ports
Networks:
ChargePoint Network
Blink Network
Tesla Destination
Major Highway Access
US-75
US-380
Sam Rayburn Tollway
Cost of Living
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Cost Index (100 = National Average)
102
Overall
115
Housing
97
Utilities
100
Groceries
102
Transportation
100
Healthcare
Monthly Utilities
⚡ Electric
$142
💧 Water
$52
🔥 Gas
$44
📶 Internet
$72
Everyday Costs
$825
Monthly Groceries (Family of 4)
$3
Gas Price (per gallon)
Taxes
8.3%
Sales Tax Rate
2.2%
Property Tax Rate
