St. Paul
Data updated
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Each dot is one of the 84 cities we score — brighter means a higher score. Boundaries, highways and lakes: US Census TIGER.
- Prosperity84
- Schools89
- Safety89
- Lifestyle86
- Market100
- Affordability74
- Commute59
- Growth61
St. Paul
Snapshot
✓ Pros
- Large properties with privacy – More land and separation than most suburbs
- Excellent school access – Wylie ISD is a major reason families move here
- Strong home value stability – Limited size and desirability help maintain property values
✗ Cons
- Very limited retail or restaurants in town – Nearly all amenities are in neighboring cities
- Limited housing variety – Mostly single-family estate homes
- Growth pressure in surrounding areas – Traffic in nearby Wylie and Murphy can spill over
Demographics
Population
Mobility & Migration
Age Distribution
Households
Education Level
Connectivity & Remote Work
Racial & Ethnic Composition
Real Estate
💡 Market Insights
Home Prices
Market Trends ⚠️
Market Health
Market Insights
Typical Home
Property Mix
Common Features
Costs & Ownership
Investment Indicators
Lifestyle
Explore St. Paul on Google Maps
Lifestyle Scores
Nearby Amenities (within 5 miles)
Getting Around
Averaged across St. Paul, weighted by where people live. #70 of 84 cities. Most errands need a car here.
Local life in St. Paul
St. Paul is a small Collin County town between Wylie and Murphy.
Day-to-day St. Paul1,9,14,17,18,19,20,23,25,27,28,29,30,34
- 1St. Paul Town Hall
- 2Coventry Reserve
- 3George W. Bush Elementary
- 4Pinnacle Montessori of St. Paul
- 5Hartman Early Childhood Learning Center
- 6Davis Intermediate
- 7McMillan Junior High
- 8Wylie East High School
- 9Wylie ISD Administration
- 10Walmart Supercenter #5210 (with pharmacy)
- 11H-E-B Murphy (with pharmacy)
- 12Baylor Scott & White Emergency Center - Wylie
- 13Baylor Scott & White Emergency Hospital - Murphy
- 14Founders Park (Wylie fireworks)
- 15Cross Church Event Center (Wylie Arts Festival)
- 16Brown House Welcome Center (Victorian Christmas Market)
- 17Murphy City Hall complex (Christmas in the Park)
18 places, each with a full street address from a 2024-26 dated or currently published source. S. Left off: Kroger Wylie and CareNow Wylie (store pages undated), Smith Public Library (address only from undated guides), Collin Park & Marina (no dated address), Sonic (address sources conflict), other town-listed businesses (undated list). Off the map (farther out): Baylor Scott & White Medical Center - Lake Pointe.
The year around St. Paul1,2,18,19,20,21,22,23
| Month | Event | Where |
|---|---|---|
| May | Bluegrass on Ballard and car show (May 30, 2026) | Downtown Wylie |
| July | Wylie fireworks celebration (July 3, 2025) | Founders Park, Wylie |
| October | Coventry Reserve golf tournament (Oct. 2, 2026) | Course not stated |
| Oct.-Nov. | Early voting (Oct. 19-30) and Election Day (Nov. 3, 2026) | St. Paul Town Hall |
| October | Boo on Ballard and Glow in the Park (Oct. 29, 2026) | Downtown Wylie |
| December | Coventry Reserve Christmas open house and pottery sale (Dec. 5-6, 2025) | 2004 Parker Rd., St. Paul |
| December | CPKC Holiday Express concert (Dec. 5, 2025) | Downtown Wylie rail line |
| December | Wylie Arts Festival (Dec. 5, 2026) | Cross Church Event Center, Wylie |
| December | Victorian Christmas Market; Murphy Christmas in the Park (Dec. 6, 2025) | Brown House, Wylie; Murphy City Hall |
| December | Wylie Festival of Lights parade and tree lighting (Dec. 7, 2025) | Ballard Ave., Wylie |
Only events with 2025 or 2026 dates. The town's own calendar listed no events when checked (Oct. 28, 2026). Most events are in neighboring Wylie and Murphy.
Drive times from St. Paul Town Hall33
- Walmart Supercenter, Wylie4.9 mi9 min
- BSW Emergency Center, Wylie5.0 mi10 min
- Downtown McKinney (courthouse)14.2 mi24 min
- BSW Lake Pointe hospital, Rowlett12.9 mi27 min
- Legacy West, Plano22.0 mi33 min
- Dallas City Hall30.7 mi43 min
- Dallas Love Field32.1 mi46 min
- DFW Airport (administration address)38.0 mi52 min
Realust calculation with the OSRM open routing engine, Oct. 28, 2026, from 2505 Butscher's Block to exact geocoded street addresses. Free-flow times; weekday rush hour adds time.
What's in town vs. nearby1,4,5,7,8,9,15,17,20,24,25,26,27,28,29,30,31,32
| Need | In St. Paul | Nearest outside town |
|---|---|---|
| Groceries | None on the town's lists (gas-station food mart on Old Parker Rd.) | Walmart Supercenter, 2050 N. Hwy 78, Wylie (9 min); Kroger, 2608 W. FM 544, Wylie; H-E-B, 740 FM 544, Murphy (opened July 2026) |
| Pharmacy | None on the town's lists | Walmart Pharmacy, Wylie; H-E-B Pharmacy (drive-thru), Murphy |
| Emergency room | None | BSW Emergency Center, 2300 W. FM 544, Wylie (24 hours, 10 min); BSW Emergency Hospital, 511 W. FM 544, Murphy (24 hours) |
| Hospital | None | BSW Medical Center - Lake Pointe, 6800 Scenic Dr., Rowlett (148 beds, 27 min) |
| Urgent care | None | CareNow, 3080 FM 544, Wylie |
| Library | None | Smith Public Library, Wylie (free cards for non-residents) |
| Public school | Bush Elementary (K-4), 2000 Eagle Aerie Ln. | Davis Intermediate, McMillan JH, Wylie East HS (feeders per SchoolDigger), Wylie |
| Child care | Pinnacle Montessori, 2931 Parker Rd. | - |
| Police | Collin County Sheriff's Office | - |
| Fire / ambulance | Wylie Fire Rescue (listed by the town) | - |
Show all 11 rows
| Parks | No town parks listed | Lavon Lake Corps parks; Founders Park, Wylie |
Town lists are undated; other entries from 2024-26 dated or currently published pages.
Read the full local life guide
A small town along Parker Road
St. Paul is a small Collin County town between Wylie and Murphy. It has no downtown. Town business runs from Town Hall at 2505 Butscher's Block, open Monday through Thursday 9 a.m. to 4 p.m. and Friday 9 a.m. to noon. The building has served as Town Hall since 1990 and was renovated in 2019.
Town Hall also serves as a polling place. For the Nov. 3, 2026 election, early voting there runs Oct. 19-30, and it is open on Election Day from 7 a.m. to 7 p.m.
The town's own business and restaurant lists center on two short strips: Old Parker Road and a small center at 2260 Country Club Road. Listed spots include Mexican, Puerto Rican, and Indian and Pakistani restaurants, pizza, donuts, a Sonic, a barber, a dentist, storage lots and a gas station food mart. The lists are undated, so check each place before you go. One that we could confirm is Pinnacle Montessori of St. Paul at 2931 Parker Road, a licensed child care center that passed a state inspection in November 2025.
Roadwork is the big change
Parker Road through town is being rebuilt. The town posts TxDOT closure notices and links a project overview showing the finished road with medians and median cuts. In August 2025 the town said TxDOT had closed Butschers Block permanently as part of the work, so check your route to Town Hall.
Collin County is also extending Park Boulevard east from Parker Road to SH 78 near the Walmart in Wylie. The new road will be four lanes, divided, with a 1,300-foot bridge over the CPKC railroad. Construction began May 5, 2025, and completion is projected by the end of 2027. The town also ran chip seal, drainage and curb repairs on several streets in September 2026.
Events happen at Coventry Reserve or in Wylie and Murphy
The town website's events calendar was empty when we checked. One local draw is Coventry Reserve, a nonprofit adult day program at 2004 Parker Road. Its Christmas open house and pottery sale ran Dec. 5-6, 2025, and its 17th annual golf tournament was set for Oct. 2, 2026.
Most larger events are a short drive away in downtown Wylie. In 2026 these include Bluegrass on Ballard (May 30), Boo on Ballard (Oct. 29) and the Wylie Arts Festival (Dec. 5). Wylie held its fireworks show at Founders Park on July 3 in 2025, and its Festival of Lights parade on Dec. 7, 2025. Murphy held Christmas in the Park on Dec. 6, 2025.
Parks and the lake
The town lists no parks of its own. Its Parks & Recreation link points to an outside Lavon Lake website. Management of the Army Corps of Engineers parks on Lavon Lake is changing. In an October 2025 memo, the Corps said Collin Park & Marina is already leased and will not change. East Fork Park and Avalon Park are set to be leased to the City of Wylie, and Little Avalon Park is set to close and become habitat land. Corps-run areas stay open until each change takes effect; the memo gives no dates.
Errands and health care
Neither of the town's business lists includes a grocery store. The supermarkets we confirmed are in Wylie and Murphy. Wylie's Walmart Supercenter at 2050 N. Highway 78, about 9 minutes from Town Hall, has a pharmacy and is open daily from 6 a.m. to 11 p.m. Kroger is at 2608 W. FM 544 in Wylie. H-E-B opened a store of more than 116,000 sq ft at FM 544 and McCreary Road in Murphy in July 2026, with a drive-thru pharmacy.
For emergencies, Baylor Scott & White runs two 24-hour sites nearby: the Emergency Center at 2300 W. FM 544 in Wylie, about 10 minutes away, and the Emergency Hospital at 511 W. FM 544 in Murphy. The nearest full hospital we routed is Baylor Scott & White Medical Center - Lake Pointe in Rowlett, a 148-bed hospital about 27 minutes away. CareNow runs an urgent care at 3080 FM 544 in Wylie.
The town website lists no library. Wylie's Smith Public Library issues free cards to non-residents, in person, with a government photo ID.
Schools
St. Paul is in Wylie ISD, which covers 41 square miles and serves Wylie, Sachse, Murphy, Lucas, Lavon and St. Paul. The district earned an A (92) in the 2026 TEA ratings, based on the 2025-26 school year. Nineteen of its 21 rated campuses earned an A.
George W. Bush Elementary, at 2000 Eagle Aerie Lane in St. Paul, opened in August 2016 and serves kindergarten through 4th grade. It had 883 students in 2023-24 and earned an A in the 2025 ratings (2024-25 school year). All Wylie ISD pre-K students attend Hartman Early Childhood Learning Center in Wylie. SchoolDigger lists Bush's feeder schools as Davis Intermediate (grades 5-6), McMillan Junior High (7-8) and Wylie East High School (9-12). Wylie ISD redrew attendance zones for 2025-26 and moved to set feeder patterns in fall 2026, so confirm the assignment for a given address with the district. Pinnacle Montessori on Parker Road is a private early-childhood option.
Getting around and public safety
From Town Hall, off-peak drives are about 24 minutes to downtown McKinney, 33 to Legacy West in Plano, 43 to Dallas City Hall, 46 to Love Field and 52 to DFW Airport. These are Realust estimates without traffic; rush hour runs longer.
For law enforcement, the town's site directs residents to the Collin County Sheriff's Office (non-emergency 972-547-5100). For fire and ambulance service, it lists Wylie Fire Rescue.
Not confirmed yet
- 2026 TEA campus ratings for Bush Elementary, Davis Intermediate, McMillan Junior High and Wylie East High (txschools.gov blocks automated access; the district release does not name campuses).
- Wylie ISD's official 2026-27 feeder pattern for Bush Elementary; the district's feeder PDF links did not come through.
- Which town-listed restaurants and shops are open now (the town lists are undated).
- Whether any part of St. Paul is zoned to a district other than Wylie ISD.
- Effective dates for the Corps' lease of East Fork and Avalon parks to Wylie and the closure of Little Avalon Park.
- Which Wylie Fire Rescue station is first-due to St. Paul, and the town's ISO rating.
- Address of Amazing Grace Pantry and the nearest post office.
Questions people ask
Is there a grocery store in St. Paul, Texas?
None appears on the town's business or restaurant lists. The Walmart Supercenter on SH 78 in Wylie is about 9 minutes from Town Hall. Kroger is on FM 544 in Wylie, and H-E-B opened a store in Murphy in July 2026.
What school district serves St. Paul, Texas?
Wylie ISD. George W. Bush Elementary (K-4) is in St. Paul at 2000 Eagle Aerie Lane. SchoolDigger lists its feeders as Davis Intermediate, McMillan Junior High and Wylie East High School. Confirm by address, since the district redrew zones for 2025-26.
How is Wylie ISD rated?
Wylie ISD earned an A (92) in the 2026 TEA ratings, based on the 2025-26 school year. Bush Elementary earned an A in the 2025 ratings.
Who provides police and fire service in St. Paul?
The Collin County Sheriff's Office handles law enforcement. The town lists Wylie Fire Rescue for fire and ambulance.
Where is the nearest emergency room to St. Paul?
Baylor Scott & White's 24-hour Emergency Center at 2300 W. FM 544 in Wylie, about 10 minutes from Town Hall off-peak. BSW also runs a 24-hour Emergency Hospital at 511 W. FM 544 in Murphy.
How long is the drive from St. Paul to Dallas and the airports?
Off-peak, about 43 minutes to Dallas City Hall, 46 minutes to Love Field and 52 minutes to DFW Airport, by Realust's routing estimate. Rush hour takes longer.
What is happening with Parker Road in St. Paul?
TxDOT is rebuilding it with medians and median cuts, and has closed Butschers Block permanently. Separately, Collin County is extending Park Boulevard to SH 78 in Wylie, with completion projected by the end of 2027.
Does St. Paul have a library or parks?
No town library or town parks are listed. Wylie's Smith Public Library gives free cards to non-residents, and several Army Corps parks on Lavon Lake are nearby.
Sources (34) · checked Oct 28, 2026
- Town of St. Paul, homepage (Town Hall address, hours; news through Oct. 19, 2026)
- Town of St. Paul, news list (early voting Oct. 2026; roadway maintenance Sept. 2026; Parker Rd. updates Aug. 2025; Park Blvd. expansion Jan. 2025)
- Town of St. Paul, History of St. Paul (Town Hall timeline)
- Town of St. Paul, Fire & Ambulance
- Town of St. Paul, Law Enforcement
- Town of St. Paul, Schools
- Town of St. Paul, Restaurants (undated list)
- Town of St. Paul, Businesses (undated list)
- Wylie ISD, Bush Elementary About Us (published July 7, 2026)
- Texas Tribune Public Schools Explorer, George W Bush Elementary (2024-25 rating; 2023-24 enrollment)
- Wylie ISD, Rezoning 2025-26
- Wylie ISD, District Profile (published July 20, 2026)
- Wylie ISD, Wylie ISD earns another A for 2026 from the Texas Education Agency (Aug. 14, 2026)
- Wylie ISD, Schools directory (published June 6, 2024)
- SchoolDigger, George W Bush Elementary (feeder schools; enrollment 2017-2024)
- Murphy Monitor, Wylie ISD marks year of growth, transition, student success (Dec. 31, 2025)
- DaycareScan, Pinnacle Montessori of St. Paul (state licensing data; updated Mar. 4, 2026; inspection Nov. 13, 2025)
- Coventry Reserve, homepage (address; Oct. 2, 2026 golf tournament)
- Murphy Monitor, Holiday celebrations kick off early in Murphy, neighboring cities (Nov. 20, 2025)
- Murphy Monitor, Cities ready to celebrate Fourth of July (June 26, 2025)
- Murphy Monitor, Bluegrass classics roll into downtown Wylie (May 21, 2026)
- Wylie Chamber of Commerce, Boo on Ballard (Oct. 29, 2026)
- Wylie Chamber of Commerce, Wylie Arts Festival (Dec. 5, 2026)
- USACE, Lavon Lake Recreation Study Summary (memo dated Oct. 27, 2025)
- Walmart, Wylie Supercenter #5210 (hours incl. Nov. 26 holiday closure)
- Kroger, Wylie store locator
- H-E-B Newsroom, H-E-B opens store in Murphy as part of DFW-area expansion (July 22, 2026)
- Baylor Scott & White, Emergency Center - Wylie (published Oct. 10, 2026)
- Baylor Scott & White, Emergency Hospital - Murphy (published Oct. 10, 2026)
- Baylor Scott & White, Medical Center - Lake Pointe (published Oct. 10, 2026)
- CareNow, Wylie urgent care
- Smith Public Library (Wylie), Do I have to be a resident of Wylie to get a card?
- OSRM open routing engine (Realust drive-time calculation, Oct. 28, 2026)
- Esri ArcGIS World Geocoder (Town Hall geocode, Oct. 28, 2026)
Seasonal Temperatures
Annual Conditions
Crime & Safety
Safety Overview
County estimate. St. Paul<span class="city-suffix">, TX Housing Guide</span> has no police department of its own; the Collin County Sheriff's Office patrols it. These rates are for all the areas that agency covers, not St. Paul<span class="city-suffix">, TX Housing Guide</span> alone, so treat them as a rough guide.
Violent Crime
Property Crime
Job Market
Income
Employment
Income Distribution
Education
School District
Schools
Academic Info
📈 Graduation Rates (Class of 2024)
🎯 College Readiness (Class of 2023)
Transportation
Mobility Scores
Commute
Distance To
⚡ EV Charging
Drive to major employers from St. Paul
Rush-hour drive times from the center of St. Paul, weekday at 8:00 AM.
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| State Farm CityLineRichardson | 29 min | 26 min | 12.2 mi |
| Telecom CorridorRichardson | 30 min | 25 min | 14.2 mi |
| Medical City PlanoPlano | 34 min | 30 min | 14.9 mi |
| RaytheonMcKinney | 37 min | 31 min | 18.3 mi |
| UT DallasRichardson | 37 min | 30 min | 16.2 mi |
| Tyler TechnologiesPlano | 39 min | 34 min | 16.9 mi |
| Capital OnePlano | 41 min | 34 min | 17.8 mi |
| Legacy WestPlano | 44 min | 37 min | 18.6 mi |
Show all 36 workplaces
| Workplace | 8 AM rush | No traffic | Distance |
|---|---|---|---|
| The StarFrisco | 48 min | 37 min | 26.4 mi |
| JPMorgan Chase Legacy WestPlano | 49 min | 36 min | 26.1 mi |
| Keurig Dr PepperFrisco | 49 min | 38 min | 26.7 mi |
| Frito-Lay / PepsiCoPlano | 50 min | 37 min | 26.1 mi |
| Toyota North America HQPlano | 50 min | 38 min | 26.4 mi |
| Texas InstrumentsDallas | 51 min | 35 min | 21.2 mi |
| McKessonLas Colinas | 52 min | 42 min | 34 mi |
| Galleria / LBJDallas | 53 min | 35 min | 22.5 mi |
| Baylor University Medical CenterDallas | 57 min | 42 min | 30.3 mi |
| Downtown DallasDallas | 58 min | 43 min | 31.1 mi |
| Kimberly-ClarkIrving | 58 min | 47 min | 37 mi |
| SMUUniversity Park | 62 min | 40 min | 25.7 mi |
| American AirlinesFort Worth | 63 min | 51 min | 43.2 mi |
| DFW AirportDFW | 63 min | 49 min | 38.9 mi |
| Southwest AirlinesLove Field | 67 min | 48 min | 34.1 mi |
| Las Colinas Urban CenterIrving | 68 min | 47 min | 32.6 mi |
| Uptown DallasDallas | 68 min | 41 min | 29.1 mi |
| Arlington Entertainment DistrictArlington | 69 min | 59 min | 49.3 mi |
| University of North TexasDenton | 69 min | 58 min | 48.4 mi |
| Texas Woman's UniversityDenton | 70 min | 60 min | 48.3 mi |
| AT&TDowntown Dallas | 71 min | 44 min | 29.6 mi |
| Fidelity InvestmentsWestlake | 71 min | 56 min | 47.9 mi |
| Dallas Love FieldDallas | 71 min | 47 min | 31.3 mi |
| Charles SchwabWestlake | 71 min | 57 min | 48.9 mi |
| UT Southwestern / Medical DistrictDallas | 77 min | 46 min | 33.6 mi |
| AllianceTexasFort Worth | 81 min | 66 min | 56.7 mi |
| Downtown Fort WorthFort Worth | 81 min | 68 min | 60.1 mi |
| Lockheed MartinFort Worth | 89 min | 77 min | 71.6 mi |
Source: Google Routes forecast, updated October 2026. Find where to live near your work →
Cost of Living
Cost Index (100 = National Average)
Monthly Utilities
Everyday Costs
Taxes
Hidden costs in St. Paul
St. Paul is a small town of large lots between Wylie and Lucas.
Estimated 2025 tax bill on an average St. Paul home (homestead, inside town limits)1,2,5,6
- Wylie ISD$5,491/yr
- Town of St. Paul$1,263/yr
- Collin County$862/yr
- Collin College$395/yr
Realust estimate. $607,249 average home market value (Collin CAD 2025), homestead, owner under 65, no cap savings, no special district, 2025 rates. Lines rounded. An Inspiration home at a similar value pays WCID #3 (about 0.89) instead of the town rate.
2025 city property tax rate: St. Paul vs. nearby cities1
- Sachse$0.65
- Wylie$0.54
- Lavon$0.42
- Murphy$0.36
- Parker$0.31
- Lucas$0.26
- St. Paul$0.21
City portion only, all from Republic Title's 2025 sheet. School, county and college rates are left out because the sheet pairs St. Paul with a 1.1043 ISD rate, which does not match Wylie ISD's 1.1752. Homestead exemptions differ: Lucas 8%, Lavon 1%, St. Paul and the rest none.
Estimated monthly costs beyond the mortgage (sourced parts only)1,2,6,14,18
- Property tax (homestead, inside town limits)$668/mo
- Electric (Oncor area, lowest fixed plan, 1,000 kWh)$141/mo
- Water (WNESUD, 5,000 gal)$73.4/mo
Realust estimate. Assumes septic (no sewer bill) and no HOA, as in several town subdivisions. Leaves out trash (Republic Services rate not published), gas, internet and insurance. Farmers Electric co-op homes pay co-op rates instead. Water assumes the $35 base includes no gallons.
Utility providers in St. Paul13,14,16,18,19,20,21
| Service | Inside town limits | Inspiration (ETJ) | Notes |
|---|---|---|---|
| Electric | Oncor wires (retail choice) or Farmers Electric Co-op, by address | Not confirmed by address | Oncor-area fixed plans 14.1–18.7¢/kWh (Oct. 28, 2026) |
| Water | Wylie Northeast SUD | Wylie Northeast SUD | $35 base + $7.67 per 1,000 gal to 5,000 |
| Sewer | Mostly septic; WNESUD sewer in designated areas | WNESUD in designated areas | $65 flat where offered |
| Trash | Republic Services (exclusive) | Community Waste Disposal via WNESUD | Inspiration $22/month |
| Gas | CoServ Gas | Not confirmed | |
| Internet | Frontier fiber, Spectrum cable; Astound and Optimum in parts | Not checked separately | FCC data, Dec. 2025 |
Read the full hidden costs guide
A low town rate, and no town utilities
St. Paul is a small town of large lots between Wylie and Lucas. Its property tax rate is low, and it runs no water, sewer or trash utility of its own. Water comes from Wylie Northeast Special Utility District, trash goes to Republic Services, and many homes use septic systems.
The town's 2025 rate is $0.208008 per $100 of value, all for operations, with no debt. That is among the lowest city rates in the area, below Lucas at $0.255 and well below Wylie at $0.543. The town has cut its rate every year since 2022, and it proposed $0.202785 for 2026, equal to its no-new-revenue rate.
What a typical tax bill looks like
A home inside town limits pays four taxing units: Wylie ISD at 1.1752, the town at 0.2080, Collin County at 0.1493 and Collin College at 0.0812. There is no hospital district or emergency services district.
Exemptions matter. Wylie ISD takes $140,000 off a homestead, Collin County 5% and Collin College 20%. The town gives no general homestead exemption, and it gives owners 65 and older $50,000 off but no tax freeze.
The average St. Paul home had a 2025 market value of $607,249, according to the appraisal district. With a homestead, that home owes about $8,010 a year, or $668 a month. That is an effective rate of about 1.32%. Most of the bill, about $5,490, goes to Wylie ISD. The same home as a rental would owe about $9,800.
Inspiration: a St. Paul address, a different tax bill
Inspiration, the master-planned community on Lavon Lake, was platted in St. Paul's extraterritorial jurisdiction, outside town limits. Some of its homes carry St. Paul mailing addresses. They pay no town tax, but they pay Collin County Water Control & Improvement District No. 3, at about $0.89 per $100 for 2025 with no homestead exemption.
HOA dues in Inspiration Ph 2a run $870 twice a year. Check any listing's exact taxing units on the Collin CAD site before you compare prices.
Inside town limits, no MUD or PID was found.
Water, sewer and septic
Wylie Northeast SUD charges a $35 monthly minimum plus $7.67 per 1,000 gallons for the first 5,000. Rates climb in tiers to $12.92 above 20,000 gallons, which matters on large lots that irrigate.
The district offers sewer only in designated areas, at $65 a month. Many town homes use septic or aerobic systems, which Collin County permits. Aerobic systems need a service contract, and a buyer may need to notify the county after closing.
Electric, gas, trash and internet
Electric service depends on the address. Homes on Oncor lines choose a retail plan; on Oct. 28, 2026, fixed 12-month plans ran from 14.1¢ to 18.7¢ per kWh at 1,000 kWh. Homes served by Farmers Electric Cooperative buy from the co-op, which raised residential rates 7.77% on Oct. 1, 2026.
CoServ provides natural gas. Republic Services is the only trash hauler inside town, with pickup one day a week; the town does not post the monthly rate. Federal data show Frontier fiber and Spectrum cable across the town, with Astound fiber and Optimum cable in parts.
Commute and HOA
The average commute is about 28 minutes, though the estimate is rough for a town this small. NTTA toll roads charge 22 cents a mile with a TollTag.
Several older subdivisions, such as Vista Oaks and Martin Farms, show no HOA on recent listings.
Not confirmed yet
- What does Republic Services charge St. Paul households each month?
- What are Farmers Electric Cooperative's current residential per-kWh charges?
- What share of St. Paul parcels sits in a FEMA flood zone, and what does homeowners insurance cost?
- What do rentals in St. Paul cost (ACS does not publish a median rent for the town)?
- Which streets get WNESUD sewer?
- What are drive times and toll costs to Plano, Richardson and downtown Dallas?
Questions people ask
What is the property tax rate in St. Paul, TX?
Inside town limits, the 2025 total is about 1.61% before exemptions: Town of St. Paul 0.2080, Wylie ISD 1.1752, Collin County 0.1493 and Collin College 0.0812, per $100 of value.
How much are property taxes on an average St. Paul home?
About $8,010 a year ($668 a month) on the town's 2025 average home value of $607,249, with a homestead exemption, at 2025 rates. As a rental with no exemptions, about $9,800.
Is Inspiration in St. Paul?
Inspiration was platted in St. Paul's extraterritorial jurisdiction, outside town limits, though some homes have St. Paul mailing addresses. Those homes pay Collin County WCID #3 (about $0.89 per $100 in 2025) and no town tax.
Who provides water in St. Paul, TX?
Wylie Northeast Special Utility District. The town does not provide water or sewer.
Does St. Paul have city sewer?
No. Wylie Northeast SUD offers sewer only in designated areas, at $65 a month. Many homes use septic or aerobic systems permitted by Collin County.
Who provides electricity in St. Paul?
Oncor or Farmers Electric Cooperative, depending on the address. Oncor customers pick a retail plan; co-op members buy from the co-op.
What school district serves St. Paul?
Wylie ISD.
Does St. Paul have a homestead exemption?
The town has no general homestead exemption. It gives $50,000 to owners 65 and older, with no tax freeze. Wylie ISD exempts $140,000, Collin County 5% and Collin College 20%.
Sources (29) · checked Oct 28, 2026
- Republic Title, 2025 DFW Tax Rates and Exemptions
- Town of St. Paul, Proposed Budget FY 2026-2027 (tax rate worksheet)
- Town of St. Paul, Finances (budget and tax rate documents)
- Collin County Tax Assessor-Collector, Tax Rate History 2005-2024
- Collin County Tax Assessor-Collector, 2023 Tax Rates and Exemptions by Jurisdiction
- Collin CAD, 2025 Certified Value Summary (as of July 24, 2025)
- Independence Title, Collin County Tax Rates 2025
- The Wylie News, Wylie ISD proposed 2026-27 tax rate (June 4, 2026)
- Murphy Monitor, Wylie ISD approves budget, maintains tax rate (June 18, 2026)
- Community Impact, Collin County officials raise property tax rate for FY 2026-27
- Community Impact, Collin College trustees approve steady property tax rate, FY 2026-27 budget
- Town of St. Paul, Schools
- Town of St. Paul, Water Supply
- Wylie Northeast Special Utility District, Rates and Policies
- PUC of Texas, Docket 52643 filing: Wylie Northeast SUD CCN amendment and St. Paul sewer service agreement (Dec. 8, 2021)
- Town of St. Paul, Electric Service
- Farmers Electric Cooperative, Rates (change effective Oct. 1, 2026)
- ElectricRates.org, St. Paul, TX electricity rates (prices dated Oct. 28, 2026)
- Town of St. Paul, Gas Service
- Town of St. Paul, Waste & Recycle
- BroadbandMap, Internet providers in St. Paul, TX (FCC BDC, Dec. 2025)
- Town of St. Paul, OSSF (On-Site Sewage Facility) permits
- Dallas Morning News, Development in special taxing district likely to have impact on neighboring towns (2014)
- Listing: Inspiration Ph 2a (2026)
- Listing: Vista Oaks Add Ph Two (2026)
- Listing: Martin Farms (2026)
- Census Reporter, St. Paul, TX profile (ACS 2024 5-year)
- KERA News, Toll rates set to rise in North Texas starting July 1 (June 4, 2025)
- Town of St. Paul, Schedule of Fees
What’s coming
Public projects that will change daily life in St. Paul: new jobs, roads, schools and places to go. Every project links to its source.
Collin County $817.5M bond
Four props: $475M for non-tolled roads and bridges, $296.5M for courts, jail and probation facilities, $40M for an elections/records building and $6M for parks.
Why it matters: Road and bridge money for growing Collin suburbs; repaid via property tax.
Also in Plano · Frisco · Allen · McKinney · Prosper · Celina · Fairview · Lucas · Parker · Wylie · Sachse · Richardson · Anna · Melissa · Princeton · Farmersville · Lavon · Lowry Crossing · New Hope · Blue Ridge · Nevada · Westminster
Citywide
Collin College $600M bond
Funds campus expansions in McKinney, Wylie, Plano, Allen, Celina and Frisco, a McKinney Aviation Academy and new Anna and Royse City campuses. The college expects no tax-rate increase.
Why it matters: More nearby college and job-training seats; no college tax-rate hike expected.
Also in Plano · Frisco · Allen · McKinney · Prosper · Celina · Fairview · Lucas · Parker · Wylie · Sachse · Anna · Farmersville · Royse City · Richardson · Princeton · Melissa · Lavon · Lowry Crossing · New Hope · Nevada · Blue Ridge · Westminster · Van Alstyne
Citywide
We track publicly announced projects from official and local news sources. Plans and dates change; dates are targets, not promises. Map locations are approximate. Projects don't affect the Realust Score. Know of a project we're missing? Tell us.
Growth story in St. Paul
St. Paul sits on Farm Road 2514 (Parker Road) and the shore of Lavon Lake in southern Collin County.
St. Paul population, Census counts 1980-20201
Decennial Census counts. Part of the 2010-2020 drop reflects later Census corrections to the 2010 count.
St. Paul population estimates, 2020-20252
Census Bureau Vintage 2025 estimates, July 1 of each year.
New homes permitted by the Town of St. Paul4
Census Building Permits Survey, fully town-reported years only; all single-family. 2026 left out because the Bureau imputed it. Homes in Inspiration and other areas outside town limits are not counted.
Wylie ISD enrollment (fall membership)16
Census Bureau school finance survey. Wylie ISD serves St. Paul. No district projection was found.
Communities in and around St. Paul4,11,12,13
| Community | Developer | Builders | Planned size | Status | Location |
|---|---|---|---|---|---|
| Inspiration (ETJ / unincorporated) | Huffines Communities | First Texas Homes, Ashton Woods | 702 acres, 2,000+ homes (2025); about 330 of the 2014 plan's homes in St. Paul's ETJ | Final phase selling | Lavon Lake shore east of town; sales at 1502 Emerald Bay |
No active new-home community inside St. Paul town limits was found; the town permitted 1 to 3 homes a year from 2010 to 2025. Inspiration is outside town limits.
Where St. Paul is changing10,12,13,21,26,27
- 1Town of St. Paul (Census center point)
- 2Inspiration sales office (outside town limits)
- 3The Coventry Reserve
No individual homes are mapped.
Read the full growth story guide
A lakeside town that chose to stay small
St. Paul sits on Farm Road 2514 (Parker Road) and the shore of Lavon Lake in southern Collin County. It had a post office by 1876 and about 30 residents in 1890, with a store, a gristmill and a cotton gin.
Residents formed the town in 1971 while it was in Wylie's extraterritorial jurisdiction, with the stated aim of keeping a rural setting and its own rules. Wylie borders it on the west, south and east, and Lucas lies to the north. The town covers about 1.4 square miles.
Population: flat for 15 years
The Census counted 415 people in 1990, 630 in 2000, 1,066 in 2010 and 992 in 2020. The Census Bureau later revised its 2010 base down to 997, so the drop was smaller than the raw counts suggest.
Since 2020 the Bureau's estimates have stayed between 985 and 995; it put the town at 994 in July 2025. NCTCOG estimated 1,002 on Jan. 1, 2026, up 6 in a year. No agency publishes a population forecast for St. Paul.
Housing: a handful of new homes a year
The town has permitted very few homes. Census permit data show 10 in 2007, then 0 to 3 a year from 2008 to 2025, and 9 in total from 2020 to 2025. All were single-family houses. The two homes permitted in 2024 had a combined reported construction value of about $2.2 million.
Census survey data show about 280 occupied homes in 2020-2024, 96% of them owner-occupied. Lakeshore Estates on the lake shore joined the town by annexation in the 1980s.
Most new building near St. Paul is outside town limits. Huffines Communities' Inspiration, on Lavon Lake to the east, planned 1,400 homes in 2014, about 330 of them in St. Paul's ETJ, and had grown to more than 2,000 homes on 702 acres when its final phase opened in 2025. It uses Wylie and Lucas mailing addresses and sits in a county water district. A 75098 address does not tell you which city, if any, a home is in; check the appraisal district record.
What is changing around it
The biggest public project is TxDOT's rebuild of Parker Road (FM 2514) from east of Lavon Parkway to Brown Street, about 3.4 miles through Wylie, St. Paul and unincorporated land. It turns a two-lane road into a four-lane divided road designed for six lanes later. Work began in August 2024, and in August 2025 the town reported that Butscher's Block was permanently closed at Parker Road.
The town does not run water or sewer; Wylie Northeast Special Utility District serves it. The town posts a zoning map adopted in December 2021.
Schools
St. Paul is in Wylie ISD. The district's fall enrollment rose from 14,039 in 2014-15 to 19,231 in 2023-24, and state data show 19,451 in 2026. Growth has slowed, and the district expected only modest gains in 2025-26.
Voters passed bonds of $94.2 million in 2014, $193.7 million in 2019 and $298 million in 2023. The 2023 bond paid for Kreymer Elementary, which opened in August 2025, and for O.W. Hampton Intermediate and Richard Parker Junior High, which open in August 2026 near Brown Street and Kreymer Road.
Values and incomes
Census survey data show the median owner-estimated home value rising from $253,600 (2011-2015) to $322,000 (2015-2019) and $494,300 (2020-2024). Median household income was $88,750 in 2011-2015 and $127,500 in 2020-2024, after peaking at $146,250 in 2018-2022.
These are five-year averages for about 280 households, so margins of error are wide. With few new homes, the change in value mostly reflects existing homes, not new construction.
Not confirmed yet
- Will the town annex any of its ETJ, including the Inspiration area?
- Are any new subdivisions or commercial projects proposed inside town limits?
- What will Parker Road look like at completion (signals, turn lanes, access changes at Butscher's Block)?
- Will Wylie ISD publish an enrollment projection now that growth has slowed?
Questions people ask
What is the population of St. Paul, Texas?
The Census Bureau estimated 994 residents on July 1, 2025. NCTCOG estimated 1,002 on Jan. 1, 2026. The 2020 Census counted 992.
Is St. Paul, Texas growing?
Barely. Census estimates have stayed between 985 and 995 since 2020, and the town permitted 9 new homes from 2020 to 2025.
What school district serves St. Paul, Texas?
Wylie ISD.
Is Inspiration in St. Paul?
Not inside town limits, per 2014 reporting. Inspiration was planned in the extraterritorial jurisdictions of Wylie, Lucas and St. Paul, inside a county water district, and uses Wylie and Lucas mailing addresses.
Who provides water in St. Paul, Texas?
The town does not. Wylie Northeast Special Utility District provides water and sewer service.
When will Parker Road (FM 2514) construction be finished?
TxDOT began widening Parker Road from east of Lavon Parkway to Brown Street in August 2024. A completion date was not found.
What county is St. Paul, Texas in?
Collin County.
Sources (27) · checked Oct 28, 2026
- St. Paul, Collin County, Texas (Wikipedia; historical U.S. Census table, area, borders)
- U.S. Census Bureau, Vintage 2025 city and town population estimates, Texas (sub-est2025_48.csv)
- NCTCOG, 2026 Population Estimates Publication (Jan. 1, 2026 estimates)
- U.S. Census Bureau, Building Permits Survey, annual place files, South Region (soYYYYa.txt, 2007-2025)
- U.S. Census Bureau, Building Permits Survey, South Region place file, year-to-date through Sept 2026 (so2609y.txt)
- Texas State Historical Association, Handbook of Texas: St. Paul, TX (Collin County) (Lisa C. Maxwell, 1995, with Texas Almanac population data)
- Town of St. Paul, Formation of the Town
- Town of St. Paul, home page news (Parker Road construction update, Aug 26, 2025; roadway maintenance, Sept 17, 2026)
- Federal Permitting Dashboard, FM 2514 (Parker Road), TxDOT Dallas District
- Wylie News, Road work begins on Parker and Ballard (Aug 7, 2024)
- Dallas Morning News, Development in special taxing district likely to have impact on neighboring towns (June 27, 2014)
- Huffines Communities, Final phase of 2K-home community unfolds near Lavon Lake (Feb 28, 2025)
- Homes.com, new home communities in St. Paul, TX (accessed Oct 28, 2026)
- Town of St. Paul, Schools page (Wylie ISD and Pinnacle Montessori)
- Town of St. Paul, Water Supply page
- U.S. Census Bureau, Annual Survey of School System Finances, elementary-secondary files FY2015-FY2024 (elsecYY.txt; fall membership; NCES ID 4846530 Wylie ISD)
- Texas Tribune Public Schools Explorer, Wylie ISD (Collin) (state enrollment data, 2026)
- Wylie ISD, Bond 2014
- Wylie ISD, Bond 2019
- Wylie ISD, Bond 2023 (official canvass)
- Murphy Monitor, Wylie ISD marks year of growth, transition, student success (Dec 31, 2025)
- U.S. Census Bureau, ACS 5-year table-based summary files 2021-2024 (B25077, B19013, B25001, B25003), place 4864220
- U.S. Census Bureau, ACS 2015-2019 5-year summary file, Texas
- U.S. Census Bureau, ACS 2011-2015 5-year summary file, Texas
- Town of St. Paul, Current Maps and Charts (2021 zoning map, land use charts)
- U.S. Census Bureau, 2024 Gazetteer place file (St. Paul town, GEOID 4864220)
- The Coventry Reserve (2026 golf tournament notice; 2004 Parker Rd)