St. Paul
Realust Score
76
↗
+0.0%
1-year
↗
+23.7%
5-year
'20 '21 '22 '23 '24 '25
Stable
• 53% velocity
Snapshot
St. Paul, TX is a tiny, close-knit rural town in Collin County that reads as quiet, agricultural, and community-focused—think farmsteads, large lots, and a slow pace rather than suburban sprawl.
Life there centers on privacy, space, and small-town ties: homes are often older country properties or hobby-acreage parcels, commercial options inside town are minimal, and residents routinely drive to nearby Anna, Van Alstyne, or Sherman for groceries, dining, and services. Commutes to Plano, McKinney, or Dallas are longer and rely on state highways and two-lane roads, so peak traffic and distance are real considerations; many who choose St. Paul accept those tradeoffs for land, lower immediate density, and a quieter lifestyle. Schooling and local services are limited—verify district and campus assignments for any address—and the net is straightforward: you get genuine rural character and space in exchange for fewer in-town amenities and reliance on nearby towns for most daily needs.
Best For:
Luxury Acreage Buyers
Lake Lavon Lovers
Wylie/Murphy Commuters
1,245
Population
$221,300
Median Home Price
$98,500
Median Income
8.5/10
School Rating
✓ Pros
- Large properties with privacy – More land and separation than most suburbs
- Excellent school access – Wylie ISD is a major reason families move here
- Strong home value stability – Limited size and desirability help maintain property values
✗ Cons
- Very limited retail or restaurants in town – Nearly all amenities are in neighboring cities
- Limited housing variety – Mostly single-family estate homes
- Growth pressure in surrounding areas – Traffic in nearby Wylie and Murphy can spill over
Best for First-Time Buyers
76
Realust Score
B – Good
72
💰 Prosperity
89
🎓 Schools
50
🛡️ Safety
86
🌳 Lifestyle
98
🏷️ Affordability
100
📊 Market
57
🚗 Commute
71
📈 Growth
Demographics
Population
1,245
Total Population
812.0
People per sq mile
+14.6%
5-Year Growth
Age Distribution
26.5%
Under 18
11.2%
25-34
15.8%
35-44
10.6%
65+
Median Age: 40.5 years
Households
4.2
Avg Household Size
91.6%
Family Households
94.8%
Homeownership Rate
42.0%
👶 With Kids
30.8%
💑 Married
11.2%
👤 Single Parent
8.4%
🏠 Living Alone
84.8%
👴 Seniors Alone
Education Level
92.5%
High School+
35.8%
Bachelor's+
12.5%
Graduate Degree
Connectivity & Remote Work
62.7%
📶 Broadband Access
80.1%
💻 Have Computer
Racial & Ethnic Composition
White
82.5%
Hispanic/Latino
12.8%
Black
4.2%
Two or More
2.5%
Asian
2.2%
Foreign Born: 5.5%
Momentum
53
+1
Stable
'20
'21
'22
'23
'24
'25
Real Estate
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💡 Market Insights
💰
Buyer Leverage
Homes selling at 94% of asking — strong negotiation opportunity.
👥
Healthy Buyer Activity
32% of homes are under contract.
📊
Steady Growth
Home values increased 24% over 5 years.
🌳
Established Neighborhoods
Mostly existing homes — mature trees and settled communities.
Home Prices
$130
Per Sq Ft
$104,900
Starter Home
$221,300
Median Price
$289,900
Premium Home
Market Trends ⚠️
🏠 Home Prices
Limited Data
↓ -20.7%
1-Year Change
+23.7%
5-Year Change
Market Health
198
Active Listings
86
Median Days on Market
32.4%
Under Contract
94%
Sale-to-List Ratio
🏷️ Buyer-friendly market - more room to negotiate.
Market Insights
2.1 mo
📦 Seller's market
2.2x
🏷️ Income to Buy
-42%
📍 vs Region Avg
🏠 Remote Work Fit
45
Fair for remote workers
👨👩👧👦 Family Fit
36
Fair for families
Typical Home
1,522
Sq Ft
2.5
🛏️ Beds
2
🚿 Baths
115,870
🌳 Lot Sq Ft
1997
📅 Year Built
Property Mix
50%
🏠 Single Family
0%
🏘️ Townhome
0%
🏢 Condo
Common Features
100%
🏠 Single Story
100%
❄️ Central Air
Costs & Ownership
$1,466
Est. Monthly Payment
0%
Have HOA
Investment Indicators
0%
🏢 Rental Vacancy
Low (Good)
0/10
📊 Low Risk
0%
🏗️ New Construction
$115,960
💰 Per Bedroom
Lifestyle
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Rural
Lifestyle Scores
8
👨👩👧 Family Friendly
6
🏃 Outdoor Activities
4.7
🌙 Nightlife
6
💪 Health & Fitness
6.7
🌍 Diversity
6.7
☀️ Weather
Nearby Amenities (within 5 miles)
🍽️
60+
Restaurants
🌳
60+
Parks
💪
34
Gyms
🛒
6
Grocery
☕
48
Coffee
🍺
16
Bars
🎬
1
Theaters
👶
60+
Daycares
🏥
6
Hospitals
💊
22
Pharmacies
🦷
60+
Dentists
📚
4
Libraries
🐕
60+
Dog Parks
🏛️
5
Museums
Getting Around
1
🚶 Walk Score
19
🚴 Bike Score
N/A
🚌 Transit Score
Seasonal Temperatures
❄️ January
56°
39° low
🌸 April
74°
55° low
☀️ July
94°
77° low
🍂 October
77°
58° low
Annual Conditions
☀️
218
Sunny Days/Year
🌧️
147
Rainy Days/Year
💧
53.3"
Annual Rainfall
🌡️ North Texas enjoys a humid subtropical climate with hot summers and mild winters.
Crime & Safety
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Safety Overview
N/A
Safety Grade
0
Violent Crime Rate
per 1,000 residents
0
Property Crime Rate
per 1,000 residents
Violent Crime
0
Assault
0
Robbery
0
Murder
0
Rape
Rates per 100,000 residents
Property Crime
0
Burglary
0
Theft
0
Vehicle Theft
Rates per 100,000 residents
Job Market
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Income
$98,500
Median Household
$48,066
Average Household
$42,500
Per Capita
Employment
N/A
Unemployment Rate
+9.1%
Job Growth (1 yr)
4.8%
Poverty Rate
Education
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School District
Wylie Independent School District ISD
Primary District
A
District Grade
Top 7%
State Ranking
Schools
4
Elementary
2
Middle
1
High School
Academic Info
15.8:1
Student-Teacher Ratio
📈 Graduation Rates (Class of 2024)
99.0%
🎓 Graduation Rate
A
0.4%
📉 Dropout Rate
🎯 College Readiness (Class of 2023)
93%
📝 Took SAT/ACT
29.8%
🎯 College Ready
C
46.9%
📚 TSI Ready
College Ready: 1180+ SAT or 24+ ACT | TSI Ready: Met Texas college-ready criteria
Transportation
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Mobility Scores
1
Walk Score
19
Bike Score
N/A
Transit Score
Commute
29
Avg Minutes
100.0%
Drive Alone
N/A
Carpool
N/A
Work from Home
Distance To
30.9 mi
Downtown Dallas
40.2 mi
DFW Airport
30.9 mi
Love Field
⚡ EV Charging
No public EV charging stations
Nearest stations may be in adjacent cities
Cost of Living
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Cost Index (100 = National Average)
100
Overall
113
Housing
97
Utilities
100
Groceries
102
Transportation
100
Healthcare
Monthly Utilities
⚡ Electric
$142
💧 Water
$52
🔥 Gas
$44
📶 Internet
$72
Everyday Costs
$823
Monthly Groceries (Family of 4)
$3
Gas Price (per gallon)
Taxes
8.3%
Sales Tax Rate
2.2%
Property Tax Rate
