What is Oak Point's Realust Score?

Oak Point has a Realust Score of 74 out of 100 (B, Good), which ranks tied for #54 of 84 North Texas cities. That is 72 from eight weighted categories plus a 2-point price-tier bonus.

How much does a home cost in Oak Point, TX?

The median home price in Oak Point is $511,990. Prices changed +0.5% over the past year and +53.1% over five years.

How good are the schools in Oak Point?

Oak Point's primary school district is Little Elm ISD (rated 5.0/10, district grade B+, Top 48% in Texas). It scores 78/100 on Realust's Schools category.

Is Oak Point, TX safe?

Oak Point. Its Realust Safety score is 50/100.

How long is the commute from Oak Point?

The average commute in Oak Point is 33 minutes. It is 39.4 mi to downtown Dallas and 27.4 mi to DFW Airport.

What is the population of Oak Point, TX?

Oak Point has 5,887 residents, a change of +33.5% over five years. The median household income is $126,290.

Living in Oak Point, TX: Cost, Schools & Safety (2026)

Oak Point

Realust Score

↗ +0.5% 1-year

↗ +53.1% 5-year

'20'21'22'23'24'25

Snapshot

Oak Point is a lakeside, family-friendly suburb with a mix of waterfront and non-waterfront homes, strong school options nearby, and a suburban-rural balance—good for buyers who want recreational lake access, larger lots and a peaceful community while accepting commute times, limited local retail, and some floodplain/shoreline constraints.

Oak Point blends established subdivisions, newer developments and several properties with direct access or views to Lewisville Lake; residents enjoy boating, trails, parks and a more relaxed pace than denser suburbs, plus generally solid resale demand when homes are well maintained and near sought after schools. Tradeoffs include higher insurance or mitigation needs for low lying lots, potential shoreline easements and permitting limits on docks or seawalls, modest local commercial services that require short drives for grocery /medical, and commuter congestion on key arterials at peak times.

5,887

Population

+33.5% in 5 years

$511,990

Median Home Price

+0.5% in 1 year

$126,290

Median Income

Average $137,824

5.0/10

School Rating

Little Elm ISD

✓ Pros

Lewisville Lake access offers boating, fishing, paddle sports, parks, and scenic trails.
More affordable than some lakefront cities like Highland Village while still offering access to similar recreation.
Proximity to US-380 and other highways makes jobs in Dallas, Plano, and Denton reachable by car.

✗ Cons

Limited public transportation options mean most errands and commutes require a vehicle.
Local dining and entertainment are growing but still more subdued compared with larger suburbs.
School zoning variability — Experiences can vary widely depending on which district/neighborhood your home falls in.

Best for Investors

Realust Score

B – Good

💰 Prosperity

🎓 Schools

🛡️ Safety

🌳 Lifestyle

🏷️ Affordability

📊 Market

🚗 Commute

📈 Growth

Demographics

Population

5,887Total Population

1,040.8People per sq mile

+33.5%5-Year Growth

Mobility & Migration

13.1%Moved Last Year

86.9%Same Home 1+ Year

1.1%From Out of State

10.2%From Different County

⚖️ Balanced community with healthy mix of long-term and new residents.

Age Distribution

28.3%Under 18

20.9%25-34

19.7%35-44

13.0%65+

Median Age: 34.5 years

Households

2.7Avg Household Size

71.1%Family Households

89.5%Homeownership Rate

38.8%With Kids

60.5%Married

6.2%Single Parent

16.6%Living Alone

5.7%Seniors Alone

Education Level

High School+95.5%

Bachelor's+51.8%

Graduate Degree15.9%

Connectivity & Remote Work

98.5%Broadband Access

99.3%Have Computer

34.5%Work From Home

🌟 High remote work area - great for professionals seeking work-life balance!

Racial & Ethnic Composition

White

69.7%

Hispanic/Latino

19.6%

Two or More

17.8%

Black

5.6%

Asian

5.5%

South Asian

3.7%

Other

1.4%

Foreign Born: 7.5%

Real Estate

💡 Market Insights

🐢

Patient Market

Homes take about 93 days to sell — buyers have time to decide.

💪

Sellers Hold Firm

Homes selling at 98.5% of asking — minimal negotiation room.

👥

Healthy Buyer Activity

29% of homes are under contract.

📈

Strong Appreciation

Home values up 53% over 5 years — solid long-term growth.

Home Prices

$208Per Sq Ft

$425,500Starter Home

$511,990Median Price

$890,000Premium Home

Market Trends

🏠 Home Prices

↑ +0.5%

1-Year Change

+53.1%

5-Year Change

Market Health

349Active Listings

93Median Days on Market

29.1%Under Contract

10.1%Price Reduced

98.5%Sale-to-List Ratio

🏷️ Buyer's market: about 31.7 months of homes for sale, so there's more room to negotiate.

Market Insights

$131/moCheaper to Buy

31.7 moBuyer's market

6.4%Rental Yield

4.1xIncome to Buy

-8%vs Region Avg

🏠 Remote Work Fit 100

Excellent for remote workers

👨‍👩‍👧‍👦 Family Fit 53

Good for families

💼 Investment 100

Strong potential

Typical Home

2,769Sq Ft

3.8Beds

3.5Baths

36,222Lot Sq Ft

2019Year Built

2.2-carGarage

Property Mix

Single Family75%

Townhome6.9%

Condo0%

Common Features

Pool3.2%

Garage88.8%

Single Story35.1%

Fireplace28.7%

Central Air28.7%

Waterfront4.8%

Costs & Ownership

$2,594Est. Monthly Payment

$2,725Median Rent

$77/moAvg HOA Fee

36.7%Have HOA

Investment Indicators

0%Rental VacancyLow (Good)

1.1/10Low Risk

0.5%Foreclosure

64.4%New Construction

$135,207Per Bedroom

Lifestyle

Explore Oak Point on Google Maps

🍽️ 60+Restaurants 🌳 60+Parks 💪 28Gyms 🛒 4Grocery ☕ 25Coffee 🍺 15Bars 👶 60+Daycares 🏥 1Hospitals 💊 7Pharmacies 🦷 42Dentists 📚 6Libraries 🐕 60+Dog Parks 🏛️ Museums 🎬 Theaters

Click any category to explore on Google Maps. Numbers are places within 5 miles.

Rural

Best For: Lake Lovers Family Focused Residents DFW Commuters ★ Investors

Lifestyle Scores

Family Friendly6.7

Outdoor Activities4.7

Nightlife5.3

Health & Fitness6

Diversity7.3

Weather6.7

Nearby Amenities (within 5 miles)

60+Restaurants

60+Parks

28Gyms

4Grocery

25Coffee

15Bars

60+Daycares

1Hospitals

7Pharmacies

42Dentists

6Libraries

60+Dog Parks

Getting Around

Averaged across Oak Point, weighted by where people live. #75 of 84 cities. Most errands need a car here.

3Walk Score

23Bike Score

N/ATransit Score

Local life in Oak Point

Oak Point sits on a peninsula of Lewisville Lake in east-central Denton County, just south of US 380 and about halfway between Denton and Frisco. It has no historic main street.

8.5 acresJake's Place Park, the city's main public park²

22 minDrive to downtown Denton, off-peak³⁵

25 minDrive to Frisco City Hall, off-peak³⁵

44 minDrive to DFW Airport, off-peak³⁵

2School districts serving the city (Little Elm ISD and Denton ISD)^16,17

1976Year Oak Point incorporated¹⁶

Day-to-day Oak Point^{2,3,6,7,17,18,22,23,24,25,26,28,29,30,31,32,33,34}

12345678910111213141516

1City Hall, Police & Fire
2Jake's Place Park
3Prestonwood Polo Club
4Oak Point Elementary
5Rodriguez Middle School
6Ray Braswell High School
7Jerry R. Walker Middle School
8Little Elm High School
9Little Elm ISD Administration
10Denton ISD Administration
11Little Elm Public Library
12Walmart Supercenter
13Kroger Little Elm Marketplace
14Kroger (with pharmacy)
15Baylor Scott & White Emergency Hospital - Aubrey
16Medical City Denton

City servicesParksSchoolsShopsHealth careLocations are approximate.

Rodriguez MS street number is from a TDLR filing (district page gives only the Martop Rd. & Winchester Ln. corner). Prestonwood Polo Club address is from a business directory; the club's own site confirms the 2026 season but not the address. Off the map (farther out): Texas Health Presbyterian Hospital Denton.

Oak Point's year, month by month^{10,11,12,13,14,15,33}

Month	Event	Where
March	Springfest (Mar 28, 2026)	Oak Point
Mar-Apr	Aubrey 380 Area Chamber networking luncheons	Oak Point
June / October	50th Anniversary Celebration (listed Jun 20 and Oct 17, 2026)	Oak Point
September	Prestonwood Polo fall season opens (Sept 19, 2026)	Prestonwood Polo Club
October	City Wide Garage Sale (Oct 9-10, 2026)	Citywide
October	City Wide Clean Up / hazardous waste drop-off (Oct 24, 2026)	Oak Point
December	Winterfest / Tree Lighting (Dec 5, 2026, 5-7 p.m.)	Oak Point
December	Boots & Badges Breakfast with Santa (Dec 12, 2026)	Oak Point

From the City of Oak Point online calendar (months viewed: Dec 2025; Mar, Apr, Jun, Jul, Oct, Nov, Dec 2026) and the Prestonwood Polo Club site. Venues are not listed on the city calendar.

Drive times from central Oak Point³⁵

Downtown Denton12.9 mi22 min
Frisco City Hall12.7 mi25 min
Hidden Cove Park, Lewisville Lake12.0 mi28 min
Legacy West, Plano17.2 mi30 min
Downtown McKinney26.4 mi41 min
Las Colinas31.4 mi43 min
DFW Airport27.2 mi44 min
Dallas Love Field35.8 mi52 min
Downtown Dallas39.2 mi54 min
Downtown Fort Worth50.0 mi63 min

Realust calculation with the OSRM open routing engine (Oct 28, 2026), from Yacht Club Rd. (33.1807, -96.9917). Free-flow times; weekday rush hour adds time.

What's in town vs. nearby^{2,3,6,7,16,18,22,23,24,25,28,29,30,31,32,35,38,42}

Need	In Oak Point	Nearest outside the city
Full grocery	None found	Walmart Supercenter, 11700 US 380, Cross Roads (~2 mi); Kroger Marketplace, 26587 E. University Dr., Little Elm
Pharmacy	None confirmed	Walmart Pharmacy (Cross Roads); Kroger Pharmacy, 2671 Little Elm Pkwy
Emergency room	None	BSW Emergency Hospital - Aubrey, 26791 US 380 E (24/7)
Hospital	None	Medical City Denton (Level II trauma); Texas Health Presbyterian Denton
Library	Little Free Library at City Hall only	Little Elm Public Library, 100 W. Eldorado Pkwy
Public park	Jake's Place Park (8.5 acres); boat ramp	Hidden Cove Park on Lewisville Lake (~28 min)
Police / fire / EMS	City police and fire departments, 100 Naylor Rd.	-
Schools	Oak Point Elementary (LEISD); Rodriguez Middle (Denton ISD)	Walker MS, Little Elm HS, Braswell HS, Providence and Cross Oaks elementaries

Store and facility details from their own 2026 web pages or city pages. 'None found' means not identified in this research pass.

Read the full local life guide

No old downtown; shops line FM 720

Oak Point sits on a peninsula of Lewisville Lake in east-central Denton County, just south of US 380 and about halfway between Denton and Frisco. It has no historic main street. City Hall, the police and fire departments, the community room and Jake's Place Park share one campus at 100 Naylor Road.

Commercial building is concentrated along FM 720. State filings from 2025-26 list a retail center at McCormick Road and FM 720 (construction January 2026 to July 2027), more retail shell buildings, a nail bar at 3200 FM 720 and a Primrose early-education school at 3220 FM 720. The city is also rebuilding McCormick Road between Naylor Road and FM 720.

We found no 2025-26 evidence that specific restaurants or cafes in the city are open, so none are mapped here.

A small-town calendar run from City Hall

The city runs a short list of events. In 2026 the calendar showed Springfest on March 28, a 50th Anniversary Celebration (listed for June 20 and again for Oct. 17), a city-wide garage sale on Oct. 9-10, and a city-wide clean-up with household hazardous waste drop-off on Oct. 24. Winterfest, the tree lighting, was Dec. 6 in 2025 and is set for Saturday, Dec. 5, 2026, from 5 to 7 p.m. A Boots & Badges Breakfast with Santa follows on Dec. 12.

The Aubrey 380 Area Chamber of Commerce held networking luncheons in Oak Point in March and April 2026. Prestonwood Polo Club, a 97-acre club in the city, opened its fall 2026 season on Sept. 19.

The lake does most of the work outdoors

The city runs two outdoor facilities. Jake's Place Park, at 100 Naylor Road, covers 8.5 acres and is open 6 a.m. to 10 p.m. It has two youth baseball fields (ages 12 and under), a soccer field, a basketball court, the Duane Olson Pavilion, grills, picnic tables and a playground. Fields are reserved through City Hall. A 2024 state filing covers pickleball courts at the park (about $475,000). Youth baseball runs through the Little Elm Area Youth Sports Association.

The Oak Point Boat Ramp is at the south end of Lakeshore Boulevard and opens 6 a.m. to 10 p.m. A daily pass is $5. An annual pass is $25 for residents and $75 for non-residents, with lower rates for people over 65. You also need a pass to park there.

Much of the rest of the recreation is private and open only to members. The city lists pools, parks and trails run by the Crescent Oaks, Eagles Landing, Emerald Sound and Woodridge Estates associations, plus the Dallas Corinthian Yacht Club and Prestonwood Polo and Country Club.

Hidden Cove Park on Lewisville Lake is about 28 minutes by road, around the water. Ray Roberts Lake's Isle du Bois area is about 27 minutes north.

Errands happen on US 380 and in Little Elm

We found no full-size grocery store inside the city limits. The closest is the Walmart Supercenter at 11700 US 380 in Cross Roads, about 2 miles north. It is open 6 a.m. to 11 p.m. and has a pharmacy with a drive-thru. Kroger has two Little Elm stores: Little Elm Marketplace at 26587 E. University Dr. (US 380) and a store at 2671 Little Elm Pkwy, which has a pharmacy.

The nearest emergency care is Baylor Scott & White Emergency Hospital-Aubrey at 26791 US 380 E. It is open 24 hours and has CT, X-ray, ultrasound and lab services. The closest full hospitals are in Denton: Medical City Denton (3535 S. I-35E), a 228-bed Level II trauma center, and Texas Health Presbyterian Hospital Denton (3000 N. I-35).

Oak Point has no city library, only a Little Free Library outside the community room. The city's library page sends residents to the Little Elm Public Library at 100 W. Eldorado Pkwy, which serves anyone who can prove Texas residency.

Schools: two districts, split by address

Little Elm ISD serves roughly the southern third of Oak Point. Its campuses for the city are Oak Point Elementary (K-5, 401 Shahan Prairie Rd., 656 students in 2026), Jerry R. Walker Middle School (633 French Settlement, Little Elm) and Little Elm High School (1900 Walker Ln., Little Elm). Denton ISD serves most of the rest. Rodriguez Middle School sits in Oak Point at Martop Road and Winchester Lane and feeds Braswell High School (26750 E. University Dr.). According to Wikipedia, the Denton ISD side is zoned to Providence Elementary, with one section zoned to Cross Oaks Elementary.

TEA's 2026 ratings, released Aug. 14, 2026, gave Little Elm ISD a C (78), Little Elm High School a B and Walker Middle School a C (78). Denton ISD also got a C (76), and Providence Elementary rose from an F to a B. We did not find published 2026 ratings for Oak Point Elementary, Rodriguez Middle, Braswell High or Cross Oaks Elementary.

Getting around and public safety

US 380 runs along the north side of the city. I-35E is about 7 miles west, and the Dallas North Tollway is about 10 miles east. Off-peak, downtown Denton is about 22 minutes away, Frisco City Hall 25, Legacy West in Plano 30, DFW Airport 44, Love Field 52 and downtown Dallas 54. Rush hour adds time. We found no public transit service.

Oak Point has its own police and fire departments at 100 Naylor Road. Until 2026 they operated together as the Department of Public Safety, which dates to 1977. The fire department provides fire protection and EMS and bills ambulance runs through Emergicon. Staffing and an ISO rating are not published online.

Not confirmed yet

2026 TEA ratings for Oak Point Elementary, Rodriguez Middle, Braswell High and Cross Oaks Elementary (TEA's site blocks automated access).
Current attendance-zone boundaries between Little Elm ISD and Denton ISD, and which Denton ISD elementary serves which subdivision (Wildridge, etc.).
Whether Denton ISD's planned Mia Price High School (2027, Cross Roads) will serve any Oak Point addresses.
Fire department staffing, apparatus, ambulance transport provider and ISO rating.
Police staffing.
Public trail mileage (Parks and Trails Plan PDF unreadable).
Which FM 720 businesses (restaurants, coffee, services) are open as of late 2026.
Venue for city events (calendar lists only 'Oak Point, TX 75068').
Whether the 50th Anniversary Celebration moved from June 20 to Oct 17, 2026, or both were held.

Questions people ask

Is there a grocery store in Oak Point, TX?

We found none inside the city limits. The closest is the Walmart Supercenter at 11700 US 380 in Cross Roads, about 2 miles north. Kroger has a Marketplace store at 26587 E. University Dr. (US 380) and another store at 2671 Little Elm Pkwy in Little Elm.

What school district is Oak Point in?

It depends on the address. Little Elm ISD serves roughly the southern third of the city (Oak Point Elementary, Walker Middle, Little Elm High). Denton ISD serves most of the rest (Rodriguez Middle, Braswell High, with Providence or Cross Oaks for elementary). Check your address with the district.

Where is the nearest emergency room to Oak Point?

Baylor Scott & White Emergency Hospital-Aubrey, at 26791 US 380 E, is open 24 hours. The nearest full hospitals are Medical City Denton and Texas Health Presbyterian Hospital Denton.

How long is the drive from Oak Point to Dallas and DFW Airport?

Off-peak, by our routing estimate, about 54 minutes to downtown Dallas (39 miles) and 44 minutes to DFW Airport (27 miles). Frisco City Hall is about 25 minutes away and downtown Denton about 22. Rush hour adds time.

Can you launch a boat on Lewisville Lake from Oak Point?

Yes. The city's boat ramp at the south end of Lakeshore Boulevard is open 6 a.m. to 10 p.m. A daily pass is $5, and an annual pass is $25 for residents or $75 for non-residents.

Does Oak Point have a library?

Not a city library. The city's library page points residents to the Little Elm Public Library at 100 W. Eldorado Pkwy, which serves anyone who can prove Texas residency. There is a Little Free Library outside the City Hall community room.

What events does Oak Point hold?

The city calendar includes Springfest in March, a city-wide garage sale and clean-up in October, Winterfest with the tree lighting in early December, and a Breakfast with Santa. In 2026 it also held a 50th anniversary celebration.

Does Oak Point have its own police and fire department?

Yes. Both are based at 100 Naylor Road. They operated together as the Department of Public Safety, which dates to 1977, until 2026. The fire department provides fire and EMS services.

Sources (44) · checked Oct 28, 2026

Seasonal Temperatures

January56°38° low

April74°55° low

July94°77° low

October77°58° low

Annual Conditions

227Sunny Days/Year

138Rainy Days/Year

49.9"Annual Rainfall

🌡️ North Texas enjoys a humid subtropical climate with hot summers and mild winters.

Crime & Safety

Safety Overview

N/ASafety Grade

N/AViolent Crime Rateper 1,000 residents

N/AProperty Crime Rateper 1,000 residents

Violent Crime

0Assault

0Robbery

N/AMurder

0Rape

Rates per 100,000 residents

Property Crime

Burglary0

Theft0

Vehicle Theft0

Rates per 100,000 residents

Job Market

Income

$126,290Median Household

$137,824Average Household

$50,943Per Capita

Employment

1.7%Unemployment Rate

+5.6%Job Growth / yr

1.5%Poverty Rate

Income Distribution

$150k+

34.2%

$100k-$150k

22.5%

$75k-$100k

24.0%

$50k-$75k

7.5%

$25k-$50k

8.8%

Under $25k

3.0%

Education

School District

Little Elm ISDPrimary District

B+District Grade

Top 48%State Ranking

Schools

6Elementary

2Middle

1High School

🏆 Top-Rated Schools

📚 Middle Schools

RODRIGUEZ MIDDLE

(80)

Source: Texas Education Agency 2024-25 Accountability Ratings

Academic Info

15:1Student-Teacher Ratio

📈 Graduation Rates (Class of 2024)

94.7%Graduation RateB

4.3%Dropout Rate

🎯 College Readiness (Class of 2023)

97%Took SAT/ACT

12.1%College ReadyD

21.7%TSI Ready

College Ready: 1180+ SAT or 24+ ACT | TSI Ready: Met Texas college-ready criteria

Transportation

Mobility Scores

3Walk Score

23Bike Score

N/ATransit Score

Commute

33Avg Minutes

55.5%Drive Alone

10.0%Carpool

34.5%Work from Home

Distance To

39.4 miDowntown Dallas

27.4 miDFW Airport

36 miLove Field

⚡ EV Charging

9Public Stations

12DC Fast Ports

16Level 2 Ports

Networks: ChargePoint Network LOOP WALMART

Drive to major employers from Oak Point

Rush-hour drive times from the center of Oak Point, weekday at 8:00 AM.

Workplace	8 AM rush	No traffic	Distance
Texas Woman's UniversityDenton	25 min	23 min	12.9 mi
University of North TexasDenton	32 min	29 min	15 mi
The StarFrisco	35 min	29 min	17.1 mi
Keurig Dr PepperFrisco	36 min	30 min	17.4 mi
Legacy WestPlano	40 min	30 min	19.3 mi
Capital OnePlano	41 min	32 min	20.2 mi
JPMorgan Chase Legacy WestPlano	43 min	32 min	20.2 mi
Frito-Lay / PepsiCoPlano	44 min	34 min	17.4 mi

Show all 36 workplaces

Workplace	8 AM rush	No traffic	Distance
Toyota North America HQPlano	44 min	34 min	17.7 mi
Tyler TechnologiesPlano	44 min	35 min	21.1 mi
RaytheonMcKinney	45 min	38 min	23.9 mi
McKessonLas Colinas	51 min	36 min	29.3 mi
AllianceTexasFort Worth	52 min	43 min	36.8 mi
DFW AirportDFW	55 min	39 min	30.2 mi
Medical City PlanoPlano	55 min	42 min	26.7 mi
UT DallasRichardson	56 min	43 min	30.4 mi
Kimberly-ClarkIrving	57 min	42 min	32.3 mi
State Farm CityLineRichardson	57 min	44 min	33.4 mi
Telecom CorridorRichardson	57 min	42 min	32.8 mi
Las Colinas Urban CenterIrving	58 min	42 min	32.6 mi
Galleria / LBJDallas	59 min	42 min	30 mi
American AirlinesFort Worth	62 min	45 min	38.5 mi
Fidelity InvestmentsWestlake	64 min	47 min	39.1 mi
Charles SchwabWestlake	64 min	47 min	40.2 mi
Texas InstrumentsDallas	66 min	47 min	37.9 mi
Arlington Entertainment DistrictArlington	68 min	54 min	44.6 mi
Downtown Fort WorthFort Worth	68 min	58 min	52.8 mi
Southwest AirlinesLove Field	68 min	46 min	34.7 mi
UT Southwestern / Medical DistrictDallas	69 min	46 min	36.6 mi
Dallas Love FieldDallas	72 min	50 min	37.4 mi
Downtown DallasDallas	74 min	51 min	40.3 mi
AT&TDowntown Dallas	76 min	51 min	40.2 mi
Uptown DallasDallas	76 min	51 min	40.5 mi
Lockheed MartinFort Worth	78 min	68 min	60.3 mi
SMUUniversity Park	79 min	54 min	37.4 mi
Baylor University Medical CenterDallas	80 min	54 min	41.9 mi

Source: Google Routes forecast, updated October 2026. Find where to live near your work →

Cost of Living

Cost Index (100 = National Average)

Overall101

Housing113

Utilities97

Groceries100

Transportation102

Healthcare100

Monthly Utilities

⚡ Electric $142

💧 Water $52

🔥 Gas $44

📶 Internet $72

Everyday Costs

$823Monthly Groceries (Family of 4)

$3Gas Price (per gallon)

Taxes

8.3%Sales Tax Rate

2.2%Property Tax Rate

Hidden costs in Oak Point

An Oak Point home pays three taxing units: its school district, the city and Denton County. There is no community college or hospital district.

1.83%Base 2025 tax rate, city + Denton ISD + Denton County, before exemptions (no college or hospital district)¹

$0.4355City of Oak Point 2025 rate per $100; no general homestead exemption, $20,000 over-65¹

~$466/moEstimated property tax on a $395,900 homestead in Little Elm ISD, no PID^1,12,14,15

5PID names in the city's FY27 budget: Wildridge, Bloomfield, South Oak, 720 Oak Point, plus Shahan Lakeview transfers²

$22.46/moRepublic Services residential trash and recycling, before tax (rates effective Oct. 1, 2024)⁶

$2,227Median gross rent, ACS 2020-2024¹²

Estimated 2025 tax bill on a $395,900 Oak Point homestead (Little Elm ISD)^1,12,14,15

$5,586/yr

Little Elm ISD$3,135/yr
City of Oak Point$1,724/yr
Denton County$727/yr

Realust estimate from published 2025 rates. Assumes the ACS median value, $140,000 school homestead exemption, no city homestead exemption, Denton County 1% homestead exemption ($5,000 minimum), owner under 65, no PID or WCID. In Denton ISD the school line is $3,088. Any PID installment is added on top.

2025 base tax rate: Oak Point vs. nearby Denton County cities¹

Denton1.99%
Little Elm1.96%
Aubrey1.86%
Oak Point1.83%
Krugerville1.82%
Lakewood Village1.73%
Frisco (Denton Co.)1.63%

Totals as published by Republic Title for 2025; each city uses the ISD Republic pairs with it (Oak Point: Denton ISD). Excludes PIDs and WCIDs.

Estimated monthly costs beyond the mortgage (sourced parts only)^{1,6,7,9,11,12,22}

$867/mo

Property tax (homestead, Little Elm ISD, no PID)$466/mo
Electric (Oncor area, 1,000 kWh, median plan)$154/mo
HOA (Wildridge)$109/mo
Water (Mustang SUD, 6,000 gal)$61/mo
Internet (AT&T 300)$55/mo
Trash (Republic, before tax)$22/mo

Realust estimate. Leaves out sewer (Mustang charges $62.14 where it serves), gas, insurance and any PID installment. Assumes the ACS median home value.

Utility providers in Oak Point^{3,4,5,6,7,8,9,10,11}

Service	Provider(s)	Where	Notes
Electric	Oncor delivery with retail choice; CoServ co-op	Depends on address	Oncor area median 15.4¢/kWh; CoServ $15 + 11.48¢/kWh (Oct 2026)
Water	Mustang SUD	Most of the city, including all areas not otherwise listed	$33.83 availability fee + tiered usage + 6% franchise fee
Water	Undine Texas	Gates of Waters Edge, Wellington Trace, areas east of Yacht Club Rd. and south of Eagles Landing Blvd.	Rates not retrieved
Wastewater	Mustang SUD (treatment by Upper Trinity Regional Water District); septic elsewhere	Woodridge Estates, Gates of Waters Edge, Wellington Trace named by the city	City ended sewer service July 1, 2015
Trash & recycling	Republic Services	Citywide, by subscription	$22.46/month before tax
Natural gas	Atmos Energy; private HOA systems in some areas	Depends on subdivision
Internet	AT&T Fiber, Open Infra, Optimum, others	Coverage varies	AT&T Internet 300 from $55

Read the full hidden costs guide

Three taxing units, and no college district

An Oak Point home pays three taxing units: its school district, the city and Denton County. There is no community college or hospital district. For 2025 the city rate is 0.4355 per $100, Denton County is 0.1859, and the school rate is 1.2252 in Little Elm ISD or 1.2069 in Denton ISD. The base total is about 1.83% to 1.85% before exemptions.

The city has no general homestead exemption, and none was found for the county, so both tax a homestead's full value. The school district takes $140,000 off. Owners 65 and older get $20,000 off the city tax, another $60,000 off school value and a school tax ceiling.

At the ACS median home value of $395,900, a Little Elm ISD homestead owes about $5,586 a year, or $466 a month. That is an effective rate of about 1.41%. The same house in Denton ISD owes about $5,548. As a rental with no exemptions, it owes about $7,300.

PIDs in the newer subdivisions

Oak Point's newer neighborhoods carry public improvement district assessments. The city's FY27 budget lists Wildridge, Bloomfield (Chaparral Park), South Oak and Oak Point 720 PID lines, plus transfers for Shahan Lakeview. Wildridge alone sent the city about $811,000 in FY26.

A PID installment is a fixed yearly charge per lot, not a rate, and a homestead exemption does not reduce it. Some Wildridge sellers have paid theirs off. A builder page for Wildridge townhomes estimates a 2.47% total tax rate. Two water control and improvement districts, Oak Point WCID No. 1 and No. 2, also levy taxes. The land they cover was not confirmed. Ask for the PID or district disclosure and check the address with the appraisal district.

Electric: Oncor or CoServ

The city lists both Oncor and CoServ. On Oncor lines you pick a retail plan. In late October 2026, 12-month fixed plans ran from 14.1¢ to a median 15.4¢ per kWh, about $154 at 1,000 kWh. CoServ members cannot shop. CoServ charges $15 a month plus 11.48¢ per kWh for October 2026, about $130 at 1,000 kWh.

Water and sewer come from outside the city

Oak Point does not sell water. Mustang Special Utility District serves most addresses, and Undine Texas serves Gates of Waters Edge, Wellington Trace and parts of the east side. Mustang charges a $33.83 monthly availability fee plus tiered usage and a 6% Oak Point franchise fee. At 6,000 gallons the water bill is about $61.

The city left the sewer business in 2015. In Woodridge Estates, Gates of Waters Edge and Wellington Trace, residents open sewer accounts with Mustang, which charges $62.14 a month under 8,000 gallons. Other lots are on septic or another provider, so ask before you buy.

Trash, gas and internet

Republic Services collects trash and recycling on Mondays in 95-gallon carts. Residents sign up directly with Republic and pay $22.46 a month before tax, or $19.19 for seniors, billed quarterly.

Atmos Energy supplies natural gas, though the city notes some areas are served by a private HOA system. AT&T Fiber reaches about 99% of locations in FCC data and starts at $55 a month for 300 Mbps. Open Infra fiber and Optimum cable also cover most of the city.

HOA dues, rent and commute

Wildridge listings show HOA dues of $327 a quarter. Wildridge townhomes charge $408 a month, which includes lawn care. South Oak lists $104 a month.

About 9 in 10 homes are owner-occupied. The ACS median gross rent is $2,227, and the average commute is 33 minutes.

Not confirmed yet

What is the annual PID installment on a typical Wildridge or Chaparral Park lot?
Which subdivisions sit in Oak Point WCID No. 1 or No. 2, and what do they levy?
Who provides sewer service in Wildridge and Chaparral Park?
What does homeowners insurance cost for a $400,000 home in Oak Point?
What share of Oak Point parcels sits in a FEMA Special Flood Hazard Area?
What are typical drive times to Denton, Frisco and Dallas?

Questions people ask

What is the property tax rate in Oak Point, TX?

For 2025 the base rate is about 1.83% in Denton ISD and 1.85% in Little Elm ISD: city 0.4355, Denton County 0.1859, plus the school rate. A PID installment or WCID tax can add more.

Does Oak Point have a homestead exemption?

The city has no general homestead exemption. It exempts $20,000 for owners 65 and older or disabled. School districts exempt $140,000 for all homesteads.

Does Wildridge have a PID?

Yes. The city budget lists Wildridge PID revenue and a Wildridge Improvement Area #5, and some sellers advertise a paid-off PID. Ask the seller for the current annual installment.

Who provides water in Oak Point?

Mustang Special Utility District serves most of the city. Undine Texas serves Gates of Waters Edge, Wellington Trace and parts of the east side.

Who picks up trash in Oak Point?

Republic Services, by subscription. Residential service is $22.46 a month before tax, with weekly trash and recycling on Mondays.

Who provides electricity in Oak Point?

It depends on the address. Homes on Oncor lines choose a retail provider; homes on CoServ lines buy from the co-op.

What school district is Oak Point in?

Both Little Elm ISD and Denton ISD serve the city. Wildridge and South Oak are in Little Elm ISD; Chaparral Park and Prairie Oaks are in Denton ISD.

Sources (29) · checked Oct 28, 2026

What’s coming

Growth story in Oak Point

Oak Point sits on the northeast shore of Lewisville Lake in Denton County. It incorporated in 1976 as a general-law city; the Handbook of Texas puts it at about 1980.

6,909Census Bureau population estimate, July 1, 2025²

6,537NCTCOG population estimate, Jan. 1, 2026³

4,3572020 Census count (2,786 in 2010)¹

1,104New housing units permitted by the city, 2020-2025⁵

197New homes permitted January-September 2026⁶

$395,900Median owner-occupied home value, ACS 2020-2024 (was $172,100 in 2011-2015)^39,41

Oak Point population, Census counts 1980-2020¹

3871980

6451990

1,7472000

2,7862010

4,3572020

Decennial Census, April 1 counts.

Oak Point population, Census Bureau estimates 2020-2025²

4,5952020

5,5712021

6,0172022

6,3992023

6,8302024

6,9092025

Estimates (Vintage 2025, July 1 of each year), not counts. NCTCOG's Jan. 1, 2026 estimate is 6,537.

New housing units permitted by the City of Oak Point⁵

28'10

24'11

12'12

40'13

56'14

156'15

172'16

296'17

295'18

366'19

382'20

174'21

157'22

173'23

51'24

167'25

Census Building Permits Survey, full years. 2025 includes 15 units in 5+ unit buildings. 2010 imputed from 8 months. Jan-Sept 2026: 197 units (not charted with full years).

Little Elm ISD enrollment (fall membership)²⁸

6,9502014-15

7,1942015-16

7,3752016-17

7,5262017-18

7,7692018-19

8,0652019-20

8,1082020-21

8,2872021-22

8,3512022-23

8,2112023-24

Census Bureau school finance survey, 2014-15 to 2023-24. Later counts from state data (7,693 in 2026) use a different basis and are not charted.

Denton ISD enrollment (fall membership)²⁸

27K2014-15

28K2015-16

29K2016-17

29K2017-18

30K2018-19

31K2019-20

30K2020-21

32K2021-22

33K2022-23

33K2023-24

Census Bureau school finance survey, 2014-15 to 2023-24. District projections (38,176 by 2029-30) are not charted; enrollment fell in 2025-26.

New-home communities in Oak Point^{7,8,9,10,11,12,13,14,15,16,17,18,19,20}

Community	Developer	Builders	Planned size	Status	Location
Wildridge	Ashlar (earlier Crescent / Taylor-Duncan)	American Legend, Highland, Grenadier, Coventry/Chesmar	~1,600 homes in all (Homes.com); 525-home expansion	Selling	Shahan Prairie Rd / FM 720
Chaparral Park	n/p	Bloomfield, M/I Homes, Coventry	500+ homes (M/I)	Selling; models opened Feb 2026	Hitching Post Way off FM 720
South Oak	n/p	Taylor Morrison	111 homes in 50s section	Selling	121 Starland Dr
Prairie Oaks	n/p	D.R. Horton	n/p	Selling	233 Texas Red Ln
Windsor Springs	n/p	Toll Brothers	1-3 acre homesites	Final homes	Magnolia Trail
Greywood	n/p	Windsor Homes	49 homes	Coming soon	Shahan Prairie Rd

n/p = not published. Status as listed in Oct 2026. Some communities carry a public improvement district (PID); check the Denton CAD record for city limits and special districts before buying.

Where new homes, shops and schools are going^{11,14,15,18,19,21,22,43}

1234567

1Wildridge Townhomes (Grenadier)
2South Oak sales office (Taylor Morrison)
3Prairie Oaks (D.R. Horton)
4Windsor Springs (sample home)
5Primrose School (planned)
6Rodriguez Middle School (Denton ISD)
7Jake's Place Park

NeighborhoodsCommercialSchoolsCity servicesLocations are approximate.

Greywood's exact site on Shahan Prairie Rd is not published.

Private-sector jobs in and near Oak Point, by ZIP code (2023)²⁷

75068 Little Elm / Oak Point4,746 jobs
76227 Aubrey / Cross Roads6,169 jobs
76208 Denton6,179 jobs
76210 Denton10,551 jobs
75033 Frisco13,573 jobs
75056 The Colony21,469 jobs
75067 Lewisville27,887 jobs
75034 Frisco67,223 jobs

Census ZIP Code Business Patterns, March 2023 paid employees. Excludes government jobs (including school districts) and the self-employed. ZIP areas are not city limits.

Median home value (ACS 5-year)^39,40,41

172K2011-15

275K2015-19

298K2017-21

357K2018-22

368K2019-23

396K2020-24

Owner estimates of value, nominal dollars, five-year averages; large margins of error.

Median household income (ACS 5-year)^39,40,41

89K2011-15

91K2015-19

97K2017-21

104K2018-22

110K2019-23

126K2020-24

Nominal dollars, five-year averages; 2020-2024 margin of error +/-$38,684.

Read the full growth story guide

A lakeside city that started small

Oak Point sits on the northeast shore of Lewisville Lake in Denton County. It incorporated in 1976 as a general-law city; the Handbook of Texas puts it at about 1980. The Census counted 387 residents in 1980 and 645 in 1990.

Growth came in steps: 1,747 people in 2000 and 2,786 in 2010. Voters chose a council-manager government in 2001 and a home-rule charter in November 2022.

Population: up by more than half since 2020

The 2020 Census counted 4,357. Census Bureau estimates show 5,571 in 2021, 6,017 in 2022, 6,399 in 2023, 6,830 in 2024 and 6,909 on July 1, 2025. The biggest jump was 2021; the 2025 gain was about 80 people.

NCTCOG estimates 6,537 residents on Jan. 1, 2026, up 289 in a year. No city or regional population forecast was found. The city sought consultants in 2026 for a new comprehensive plan, which may add one.

Housing: Wildridge first, Chaparral Park next

Census permit data show the city issued fewer than 60 home permits a year through 2014. Wildridge broke ground that year, and permits rose to 156 in 2015 and a record 382 in 2020. They ran 157 to 174 a year in 2021-2023, dropped to 51 in 2024, and returned to 167 in 2025. Through September 2026 the city had permitted 197 homes, already more than all of 2025.

Wildridge is the largest community. It began in 2012 as 250 acres for 700 to 800 homes on Shahan Prairie Road and grew to 340 acres under Ashlar Development. A 2022 expansion adds 525 homes and townhomes on 122 acres along FM 720, plus a 25-acre retail site and a 4-acre civic site. Listings now cite about 1,600 homes planned in all.

Chaparral Park, off FM 720 near Martop Road, opened models in February 2026; M/I Homes says it will have more than 500 homes. Smaller communities include South Oak (Taylor Morrison), Prairie Oaks (D.R. Horton), Windsor Springs (Toll Brothers, one- to three-acre lots) and Greywood (49 homes, coming soon). Some communities have a public improvement district, so the tax bill can vary by address.

What is driving it

FM 720 is the main road. TxDOT widened it to six lanes from south of Martop Road to US 380, finishing in July 2020. US 380 to the north is being widened, and TxDOT has recommended a future freeway there with no funding or date.

Shops and services are filling in along FM 720: a McDonald's, Pep Boys, Dunkin', child-care schools and small retail centers since 2022, with a Primrose school and two more retail buildings registered in 2026. A grocery-anchored site at FM 720 and Shahan Prairie Road is being marketed, but no grocer has been named. Census ZIP-level data show the most private-sector jobs nearby in Frisco, Lewisville and The Colony.

Schools: two districts

Little Elm ISD serves the original city, including Oak Point Elementary (656 students in 2026 state data). Its enrollment rose from 6,950 in 2014-15 to 8,351 in 2022-23, then dipped. Voters rejected a nearly $400 million bond in May 2022 and passed about $280 million that November.

Denton ISD serves the north and west side, including Chaparral Park and Prairie Oaks. It grew from 27,020 students in 2014-15 to 32,866 in 2023-24, but fell by 205 to 33,101 in 2025-26, below its demographer's forecast. Its 2023 bond is paying for Mia Price High School in nearby Cross Roads, set to open for 2028-29.

Values and incomes

Census survey data put the median owner-estimated home value at $395,900 for 2020-2024, up from $172,100 in 2011-2015. Median household income rose from $88,723 to $126,290 over the same periods. About 89% of occupied homes are owner-occupied (1,925 of 2,152). New homes listed in October 2026 ranged from about $300,000 for Wildridge townhomes to over $1.2 million in Windsor Springs.

Not confirmed yet

Which grocer, if any, will anchor the FM 720 and Shahan Prairie Road site?
When will the Wildridge expansion's retail and civic sites be built?
What population forecast and land-use map will the new comprehensive plan adopt?
Which PIDs cover which communities, and what do they fund?
Will Little Elm ISD or Denton ISD call another bond?
How many lots remain in Wildridge and Chaparral Park?

Questions people ask

What is the population of Oak Point, Texas?

The Census Bureau estimated 6,909 on July 1, 2025. NCTCOG estimated 6,537 on Jan. 1, 2026. The 2020 Census counted 4,357.

How fast is Oak Point growing?

Census estimates show about 50% growth from July 2020 to July 2025. The city permitted 1,104 housing units in 2020-2025 and 197 more from January to September 2026.

What new home communities are in Oak Point?

Wildridge (about 1,600 homes planned in all), Chaparral Park (500+), South Oak, Prairie Oaks, Windsor Springs and Greywood (coming soon).

What school district is Oak Point in?

Both Little Elm ISD and Denton ISD. The original city is in Little Elm ISD; Chaparral Park and Prairie Oaks are in Denton ISD. Wildridge is split. Check the address.

Is there a grocery store coming to Oak Point?

A grocery-anchored pad site at FM 720 and Shahan Prairie Road is being marketed, but no grocer has been announced.

Was FM 720 widened?

Yes. TxDOT widened FM 720 to six divided lanes from south of Martop Road to US 380; construction finished in July 2020.

What is the median home value in Oak Point?

$395,900 in the ACS 2020-2024 estimate, up from $274,900 in 2015-2019.

Sources (43) · checked Oct 28, 2026

Oak Point

Oak Point

Snapshot

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✗ Cons

Demographics

Population

Mobility & Migration

Age Distribution

Households

Education Level

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Racial & Ethnic Composition

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💡 Market Insights

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Explore Oak Point on Google Maps

Lifestyle Scores

Nearby Amenities (within 5 miles)

Getting Around

Local life in Oak Point

Day-to-day Oak Point2,3,6,7,17,18,22,23,24,25,26,28,29,30,31,32,33,34

Oak Point's year, month by month10,11,12,13,14,15,33

Drive times from central Oak Point35

What's in town vs. nearby2,3,6,7,16,18,22,23,24,25,28,29,30,31,32,35,38,42

No old downtown; shops line FM 720

A small-town calendar run from City Hall

The lake does most of the work outdoors

Errands happen on US 380 and in Little Elm

Schools: two districts, split by address

Getting around and public safety

Not confirmed yet

Questions people ask

Seasonal Temperatures

Annual Conditions

Crime & Safety

Safety Overview

Violent Crime

Property Crime

Job Market

Income

Employment

Income Distribution

Education

School District

Schools

🏆 Top-Rated Schools

Academic Info

📈 Graduation Rates (Class of 2024)

🎯 College Readiness (Class of 2023)

Transportation

Mobility Scores

Commute

Distance To

⚡ EV Charging

Drive to major employers from Oak Point

Cost of Living

Cost Index (100 = National Average)

Monthly Utilities

Everyday Costs

Taxes

Hidden costs in Oak Point

Estimated 2025 tax bill on a $395,900 Oak Point homestead (Little Elm ISD)1,12,14,15

2025 base tax rate: Oak Point vs. nearby Denton County cities1

Estimated monthly costs beyond the mortgage (sourced parts only)1,6,7,9,11,12,22

Utility providers in Oak Point3,4,5,6,7,8,9,10,11

Three taxing units, and no college district

PIDs in the newer subdivisions

Electric: Oncor or CoServ

Water and sewer come from outside the city

Trash, gas and internet

Day-to-day Oak Point^{2,3,6,7,17,18,22,23,24,25,26,28,29,30,31,32,33,34}

Oak Point's year, month by month^{10,11,12,13,14,15,33}

Drive times from central Oak Point³⁵

What's in town vs. nearby^{2,3,6,7,16,18,22,23,24,25,28,29,30,31,32,35,38,42}

Estimated 2025 tax bill on a $395,900 Oak Point homestead (Little Elm ISD)^1,12,14,15

2025 base tax rate: Oak Point vs. nearby Denton County cities¹

Estimated monthly costs beyond the mortgage (sourced parts only)^{1,6,7,9,11,12,22}

Utility providers in Oak Point^{3,4,5,6,7,8,9,10,11}

Oak Point population, Census counts 1980-2020¹

Oak Point population, Census Bureau estimates 2020-2025²

New housing units permitted by the City of Oak Point⁵

Little Elm ISD enrollment (fall membership)²⁸

Denton ISD enrollment (fall membership)²⁸

New-home communities in Oak Point^{7,8,9,10,11,12,13,14,15,16,17,18,19,20}

Where new homes, shops and schools are going^{11,14,15,18,19,21,22,43}

Private-sector jobs in and near Oak Point, by ZIP code (2023)²⁷

Median home value (ACS 5-year)^39,40,41

Median household income (ACS 5-year)^39,40,41